I need to know who to report a company to, which is denying health insurance benefits. In the state of massachusetts.
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Contact the Massachusetts Division of Insurance. Here is the website: http://www.mass.gov/?pageID=ocaagencylan…
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Tuesday, February 1, 2011
Where can I search for health insurance that's right for me?
I'm looking for affordable health insurance. Is there a website where I can compare rates and benefits of different health insurance providers side by side?
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What do you consider affordable? I have clients who think their $1000 per month policy is affordable and others who complain about paying $100 per month. Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. You should visit a local agent that works with all the major companies in your area. The agent can help you find the best plan for your situation and budget, usually in just a few minutes. There is no extra charge using an agent. Be aware that with health insurance you get what you pay for. How smart is it to save $30 per month if you have a hospital charge of $100,000 sometime in the future.
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What do you consider affordable? I have clients who think their $1000 per month policy is affordable and others who complain about paying $100 per month. Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. You should visit a local agent that works with all the major companies in your area. The agent can help you find the best plan for your situation and budget, usually in just a few minutes. There is no extra charge using an agent. Be aware that with health insurance you get what you pay for. How smart is it to save $30 per month if you have a hospital charge of $100,000 sometime in the future.
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Has your health insurance costs recently gone up?
My health insurance just went up while they are cutting benefits. Or is it just because I am a conservative, they went up. Wait a minute I have a Union job, Obama was to save me, right?
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Yes everyone's went up. Obamacare did not make them go down, Now the dems are saying that at least they did not go up as much as they would have... just more spin
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Yes everyone's went up. Obamacare did not make them go down, Now the dems are saying that at least they did not go up as much as they would have... just more spin
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Exactly when will I be covered for health insurance?
I just recently bought health insurance and I am soon to be covered end of this month (december). So, I made an appointment next month (january) for my pap smear. I'm just a little confused about the deductible and coverage rules. Even though I just got my insurance should I be covered for my appt. or will I be covered after I pay the deductible. PLEASE enlighten me. Thanks
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You need to ask your insurance company. It depends on their policies.
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You need to ask your insurance company. It depends on their policies.
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Question on health insurance premium deductibility?
Would health insurance premiums still be deductible as a medical expense if they are paid with pre-tax dollars under a section 125 plan?
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Of course not! You already got a deduction through the Sec 125 plan. Double-dipping is NOT allowed!
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Of course not! You already got a deduction through the Sec 125 plan. Double-dipping is NOT allowed!
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Free national health insurance: Can doctors still be in private practice, outside the government system?
In England, Canada, etc., what happens if a doctor refuses to see government patients? Does he lose his license? Or are doctors forced to work for the national health system, as government employees? If a patient could afford to pay the fees of a private doctor, I'm wondering if there would be any in private practice and therefore whether the patient would have that choice. I would love to hear how these matters are handled in any country with nationalized medicine, and hear from patients, whether satisfied or dissatisfied. Also I'd like to know if a patient can still buy his own health insurance--that is, whether it's available. Or does nationalized medicine wipe out that part of the insurance industry? Thanks.
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I don't know about England or etc. but in Canada it is mandatory that all doctors work for the state. In fact it is a crime to have private health insurance or see a doctor outside the system. Currently the single largest group of criminals is the health care professionals. They know the true condition of a system that has an average wait of 16 to 18 weeks to see a specialist and maybe years of waiting for surgery. People in Canada with money routinely come to the US for heath care. That is anything beyond 2 aspirins. A friend in Seattle tells me you can't hope to see a doctor on Monday mornings unless you are willing to get in line behind a large group of Canadians. When I look at my family (extended) I believe that every one of them over 60 would be dead if we lived in Canada. My Mother-in-Law received open heart surgery in the US in less than 36 hours after seeing her primary physician. Mom would have died waiting to see a specialist in Canada. When she saw her primary her life expectancy was literally being measured in hours. I'm not yet 60 myself, just getting close, but I was diagnosed with diabetes a number of years ago. Under socialized medicine I would probably be dead too as I have developed a couple of infections that were potentially lethal and a wait to see a specialist would have probably seen the specialist coming to the funeral to check me out. I'm not a supporter of Socialized Medicine but I will bet the farm we are going to get it and if you are anywhere near 60 or if you have a serious illness I suggest you get your estate in order because the system will kill millions of older people. BTW, those are the same people who have worked their with the plan of taking care of themselsves. Now that idea is null and void and they will be expected to take care of 12 million illegals and those who won't care for themselves. EDIT: Did you know that Cuba has this system and when Castro got sick they brought in a Doctor from Spain. That should tell everyone something.
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I don't know about England or etc. but in Canada it is mandatory that all doctors work for the state. In fact it is a crime to have private health insurance or see a doctor outside the system. Currently the single largest group of criminals is the health care professionals. They know the true condition of a system that has an average wait of 16 to 18 weeks to see a specialist and maybe years of waiting for surgery. People in Canada with money routinely come to the US for heath care. That is anything beyond 2 aspirins. A friend in Seattle tells me you can't hope to see a doctor on Monday mornings unless you are willing to get in line behind a large group of Canadians. When I look at my family (extended) I believe that every one of them over 60 would be dead if we lived in Canada. My Mother-in-Law received open heart surgery in the US in less than 36 hours after seeing her primary physician. Mom would have died waiting to see a specialist in Canada. When she saw her primary her life expectancy was literally being measured in hours. I'm not yet 60 myself, just getting close, but I was diagnosed with diabetes a number of years ago. Under socialized medicine I would probably be dead too as I have developed a couple of infections that were potentially lethal and a wait to see a specialist would have probably seen the specialist coming to the funeral to check me out. I'm not a supporter of Socialized Medicine but I will bet the farm we are going to get it and if you are anywhere near 60 or if you have a serious illness I suggest you get your estate in order because the system will kill millions of older people. BTW, those are the same people who have worked their with the plan of taking care of themselsves. Now that idea is null and void and they will be expected to take care of 12 million illegals and those who won't care for themselves. EDIT: Did you know that Cuba has this system and when Castro got sick they brought in a Doctor from Spain. That should tell everyone something.
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I have a question about Cigna Health Insurance.?
I recently changed my job and my new employer provides Cigna health insurance. I've always had Aetna and could find doctors easily. However, it doesn't seem as though my dermatologist takes Cigna which is weird because she takes every other kind of health coverage. Is Cigna a bad health insurance company with limited choices of doctors who are in their network?
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Cigna is no better or no worse than Aetna or any other company but it can depend upon the plan your employer has and your location. In many places Cigna has their own network. In other places the doctors have an option to accept the Cigna network, or any other network. Ask your dermatologist if they'd consider accepting Cigna. If not find one that does or pay the charges out of pocket.
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Cigna is no better or no worse than Aetna or any other company but it can depend upon the plan your employer has and your location. In many places Cigna has their own network. In other places the doctors have an option to accept the Cigna network, or any other network. Ask your dermatologist if they'd consider accepting Cigna. If not find one that does or pay the charges out of pocket.
Source
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