Tuesday, December 28, 2010

Can my live in boyfriend add me on his health insurance policy if he is separated?

His wife & kids are also covered. They can't reach financial agreement about division of assets so separation has been working for us. My boyfriend & I have been living together for years now and our relationship is not a secret. I need health insurance and since I'm his dependent I don't see what the problem should be. Will he have to list me as his "life partner" like same sex unions?
--------------------
"babydust ttc"? Please put those plans on hold until after you are insured....and after your boyfriends other marriage is officially dissolved. It will make life easier for everyone (especially your unborn kid). But no. You can't claim your wife AND your girlfriend on your insurance benefits.
Source

Can my employer deny me health insurance benefits if I'm working full time?

My coworker has been working at our company for nine months. She was hired as a temporary employee, with the promise of being made full time. She works full time, but they never gave her full time status and refuse to offer her health insurance. Is this legal?
--------------------
I believe you mean that she was hired as temp with the promise of being made permanent. If she did not get that agreement in writing, she doesn't have a legal leg to stand on. If the company only offers insurance to all full-time permanent employees, they have not broken any laws, since she is still classified as a temporary employee. But she should check the employee handbook or info she was given at her hire.
Source

Where can I buy good Health insurance?

Anyone know where I can buy health insurance. Im an independent contractor who needs good, cheap rates.
--------------------
I would strongly encourage you to visit this great site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands since. From Medical, vision, Rx and Dental and more. I love this very affordable plan. No deductibles and no limits which is perfect for my family. They even had my benefits active in 2 hours and was able to use it the very same day. hope this helps
Source

Indiana health insurance for my unborn child?

I am having a baby in May and I am trying to find health insurance quotes but everywhere I look, they want more information than I have (again the baby isn't even born yet). How can I find health insurance quotes for my baby? If it matters, I live in Indiana.
--------------------
Try this site heinsurance.notlong.com In this site you can get quotes from different companies in Indiana, I hope it helps.
Source

Being self employed Where can i get reasonable health insurance?

I am self employed and i am currently paying a small fortune for health insurance in MA. Where can i look into getting better prices without sacrificing coverage?
--------------------
Massachusetts? roflmao your legislature fixed you right up ... and emptied your wallet with required coverages and community rating. try eHealthInsurance.com -- they'll at least find you a few offers, but don't say you weren't warned about the prices.
Source

Tax Question: If I pay my own health insurance premiums, is it tax deductible?

I do not get the health insurance that is offered through my employer. I get my health insurance on my own and pay for it with my money that taxes have already been taken from. So I am paying with Post-income taxed money.
--------------------
It sounds as though you may be able to as long as you itemize and meet all the other criteria. See the link below for more details.
Source

Does the new Health Care Bill apply to insurance policies that were issued before the bill is signed into law?

There is a section of the "Reconciliation Act of 2010. H.R. 4872" titled "SEC. 162. Ending health insurance rescission abuse". Does this apply to insurance policies issued BEFORE the bill is signed into law? If you answer, please tell me where you got your information.
--------------------
That section is about stopping the insurance companies from rescinding policies because one gets sick or they discover that one of those covered is discovered to have had a pre-existing condition. If you are asking if it covers one that has already had there coverage rescinded before it was signed into law, I don't think it is retroactive.
Source