I recently graduated college, and at about the same time I was diagnosed with brain cancer. I had surgery and now am going to start chemotherapy. It's a two year program, and I'm worried that when I get a new job that there will be a gap between my current health insurance, or if they won't cover it because it's a pre-existing condition? Any thoughts on this?
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If you have health insurance currently, and there is not more than a 63 day break in coverage between that coverage and new coverage, it is NOT a pre-existing condition. If you have questions, do not hesitate to ask to review the new job's medical plan prior to accepting the position. A good employer won't refuse. Just make sure your current provider's are still preferred or, if the new plan is an HMO, contact the administrator and ask whatever questions you need to ask.
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Monday, December 27, 2010
Can my employer drop group health insurance coverage while I am pregnant?
I live in Oklahoma and I just found out that I am pregnant and my employer is considering dropping my group health insurance. Are there any laws that prevent me from being dropped? How do I continue my health insurance to cover my pregnancy?
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Employers can do what they want. They can call an insurance company and have you dropped and the insurance company will do as directed by their client, your employer. But they also have to follow their company policies. However, your employment agreement, the company directives and policies and/or the past practice of the employer should be questioned. Go to your human resource or personnel rep and ask questions and ask to see the company policies. Also check your state laws. If dropped. go get Medicaid or whatever it is called in OK. asap. If you can afford to get your own coverage, there is no preexisting exclusions for pregnancy per federal law.
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Employers can do what they want. They can call an insurance company and have you dropped and the insurance company will do as directed by their client, your employer. But they also have to follow their company policies. However, your employment agreement, the company directives and policies and/or the past practice of the employer should be questioned. Go to your human resource or personnel rep and ask questions and ask to see the company policies. Also check your state laws. If dropped. go get Medicaid or whatever it is called in OK. asap. If you can afford to get your own coverage, there is no preexisting exclusions for pregnancy per federal law.
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I need a recommendation on a good health insurance? Can anyone help me?
I need health insurance. Is there a good and cost effective health program?
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company. Hope this help,
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company. Hope this help,
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When do children have to get their own health insurance?
I'm quite curious about the American health care system and was wondering if someone could tell me what do children do? Can they go on their parent's insurance? Do most people who attend college have health care insurance?
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As long as children are in college, they are usually covered by their parent's insurance (if they have any). Different states have different rules about how old a child, not in college, can stay on their parents' policy. Prior to college, all children are, typically, covered under their parents' insurance. I don't have statistics at hand, but most (i.e., more than half) of our Nation's college students have health care insurance, almost all of whom are under their parents' policies.
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As long as children are in college, they are usually covered by their parent's insurance (if they have any). Different states have different rules about how old a child, not in college, can stay on their parents' policy. Prior to college, all children are, typically, covered under their parents' insurance. I don't have statistics at hand, but most (i.e., more than half) of our Nation's college students have health care insurance, almost all of whom are under their parents' policies.
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Where could a healthy person find health insurance for under $100/month?
My employer provides my insurance -I work full-time and pay $50 or less for my health insurance. Was thinking of going part-time but I don't think that's even an option now. All the health insurance companies are ridiculous.
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Canada or France
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Canada or France
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Will I loose my parents health insurance if I fail one of my college courses?
All too soon I'm going under the knife and I'm worried to death that me failing my online english will cause me to loose my parent's health insurance. Does anyone know if I will or not?
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I can only speak for California, but to answer your question. Insurance companies look at dependents aged 18 - usually 25 as over-age dependents and will allow them to remain on the parents policy IF they are enrolled as a full-time student at an accredited college or university (CA says 12 units). They don't care if you fail or not, just maintain your units and you can remain on the plan.
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I can only speak for California, but to answer your question. Insurance companies look at dependents aged 18 - usually 25 as over-age dependents and will allow them to remain on the parents policy IF they are enrolled as a full-time student at an accredited college or university (CA says 12 units). They don't care if you fail or not, just maintain your units and you can remain on the plan.
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Can you get on Medicaid in GA if you already have health insurance?
I just found out that I am pregnant, and my job pays for my health insurance, but the coverage really sucks. I would have to pay out a lot of money when I had the baby, and we just don't have the money for that. I know that I would qualify for Medicaid. I was just wondering with me already having health insurance, could I also be put on Medicaid. Thanks so much for your help.
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Under some circumstances, you can. Some states even offer "pregnancy only" coverage through their state children's health insurance plan (in GA, this is called PeachCare). Definately apply and find out. Make sure they know that you're pregnant, and applying for coverage for the pregnancy.
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Under some circumstances, you can. Some states even offer "pregnancy only" coverage through their state children's health insurance plan (in GA, this is called PeachCare). Definately apply and find out. Make sure they know that you're pregnant, and applying for coverage for the pregnancy.
Source
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