Friday, December 10, 2010

What are the pros and cons of not having national health insurance in the united states?

ok, so my english teacher told us to write a pursuasive report, and well i need some help on the pros and cons for not having national health insurance in the united states, any help please, its not cheating its helping!! Theres a difference!!!
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It absolutely is NOT cheaper elsewhere. Look up what the taxes are in these countries. Pay particular attention to Sweden...32% employer tax (compared to our 7.5%), high income tax, AND a 25% (yes twenty five) sales tax. It's far more expensive everywhere else, AND you have to wait. The only con is that people will think they don't need coverage here and go without. Thinking the gov't can run anything properly is absurd.
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What is the cheapest way to get quality prescription pills when it's not covered by your health insurance?

My health insurance does not cover prescription, and I'd like to know if anybody has found a reliable source for discounted, quality prescriptions.
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Check out Wal Mart. They have recently gone to a $4.00 perscription plan.
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Does anyone know of a trustworthy and reasonable health insurance company?

My Husband's work doesn't offer health insurance so we are looking for individual insurance. We don't want to spend a ridiculous amount but we want decent coverage. Any suggestions? Thanks in advance!!
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Try esurance.com. You can get quotes from several major companies (Aetna, Blue Cross, United Healthcare, etc.). Premiums will depend on your age, where you live, if you smoke, what deductible you choose, etc. Read the plan notes carefully because it's very complicated. A plan with fir example 3000 in the name means a $3000/yr deductible. These are standard policies but they won't be cheap unless you're 25 years old with no health problems. Good luck!
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how can the health insurance company consider a Brian tumor non-life threatening?

i think that we need universal health care because they use tax money to pay for the patients health care.but even if that dose raise taxes it would be worth it.instead of people being kicked out of hospitals when their sick and people with deadly sicknesses being denied health care.also the health insurance company is just a business.they don't care about the sick and they just want the money.
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I totally agree with you that is crazy it really makes you wonder if health insurance is worth haveing there are so many twists and turns so you don't get your money
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What's the consequence if I lie about being a full-time student in order to get health insurance?

My father's health insurance runs through Cigna and his company covers people through the age of 25 if they are full-time students. They only ask to see verification of your course schedule. Last year I faxed the coordinator my schedule and was approved but I dropped the courses. This year I plan on taking a full-time fall/winter term schedule but they need verification by tomorrow. Can I lie and give them my proposed schedule or does that cause harsh penalties?
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If and when the insurance company finds out that you weren't a full time student at that time, they will retroactively terminate you for the time period in which you weren't a student. Any medical claims that were paid out for you during this time will be reimbursed. The medical providers will then come after you for the payments.
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What are the main arguments against the universal (single payer) health insurance in the US?

Can somebody lay out the main arguments against the universal (single-payer) health insurance in the United States? I am looking for comprehensive arguments based on facts, not ideological or philosophical ones. Thank you.
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Factually people prefer philosophical rhetoric usually spewed by a near-sighted or narrow minded propagandist. For any American to walk into a clinic and receive free medical care because the government has nationalized health care, is such a paradigm shift that it cannot easily be passed. Also the government is such a bureaucratic backwater mire that government agencies often fail to reach full potential and in fact become top-heavy, money-sucking failures. Why the hell did cost of stamps rise so sharply but the freaking machine is usually broke? Why are politicians designing a health care plan instead of doctors, nurses and hospital administrators telling Congress how insurance companies are lowering standard of health care and raising cost?
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Anyway to get into a group health insurance plan while self-employed?

I am self-employed and can afford health insurance, but need a policy without preexisting condition exclusions, as are always included with single health insurance. Is there anyway to get in on a group plan without being employed by a large employer?
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yes, have your SPOUSE be employed by a large employer. That's it. Sorry.
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