Saturday, November 20, 2010

Can my church offer group health insurance to the entire congregation?

Members of the church would have to pay their portion, but can the church offer group health insurance to members of the congregation? We're in Virginia, and insurance isn't currently offered to the two part-time staff.
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yes, but you would need atleast 100 people and it would be expensive unless your average person is less than 40 years old.. and it would still be 300 bucks or more per month.
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Can I now drop my health insurance plan and then still be covered ?

Do i still need health insurance, I just want insurance for costly tragic events. I dont need dental or vision care.
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Thanks to the democrats...You will be forced to buy health insurance that includes vision and dental by 2014. It doesn't matter whether you want to have it or not. I wouldn't drop your insurance yet. It will be 4 years before the insurance exchange is set. If you don't have insurance by 2014, you will be fined $750. The IRS is now in charge of making sure that you have insurance. * Everything I have stated is in the bill...
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Will my current health insurance company add an exclusion rider if I change plans?

I'm looking to update my health insurance coverage. I received an offer from a different company than I'm currently with, however they have included an exclusion rider. My current health insurance covered what this other company is excluding. If I contact my current health insurance company and change my plan (rather significantly), is it likely that they will use this chance to also add an exclusion rider? It is more than likely that I won't need to go in for anything excluded as my treatment is over, however if I can get insurance without the rider, all the better.
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healthplans.my-age.net - here is my health insurance plan. As I remember they can provide such a service.
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Can you tell me about the health insurance benefits?

I am conscious about my health and want to know about health insurance benefits. Is it really helpful for future health?
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it gives the more health benifits
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I want to spend a year traveling and have questions about health insurance?

I currently have health insurance with my employer but I am considering taking a year off to travel around the world a bit. If I get my own health insurance coverage, and I don't allow it to lapse before I get it, will I have trouble getting pre-existing conditions treated in the future when I rejoin an employer? I don't have any major health issues -- mostly some tendonitis that has required repeat physical therapy -- not even sure if this would count as a pre-existing condition.
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No, you shouldn't have any trouble, as long as it's with a group policy, and you don't let your current policy lapse. Check with your current policy, though, because likely you're NOT going to have "worldwide" coverage.
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Is it hard to pass a state health insurance license exam?

I am taking on a temporary position assisting customers in signing up with medicare part d. In order to do this I have to take a week course (offered by company) plus pass the state health insurance exam (also paid by company). So I am wondering is this something that is difficult?
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Many people pass the first time. Many people flunk. It's not something you can bluff your way through. If you study and know the materials, you will most likely pass. If you don't study, you will most likely fail. If you're getting 90% on your practice exams, you'll most likely pass. If you haven't cracked open the book, you'll most likely fail.
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Do liberals still support a government run health insurance option?

The news has been saying that some Democrats no longer support the idea of government health insurance. Are there still people out there, besides President Obama, who support this?
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Some do, some do not. More would if they knew the facts though. Saying that, 'Blue Dog' Democrats are unlikely to change the stance they have against it while there is a chance that they can be voted out of office. I am always amazed how many Americans seem not to be aware about the real healthcare issues relying instead on FOX and other sources to spread lies about the healthcare system of the USA and those abroad. I mean, if healthcare in nations with universal coverage is so bad, why do they keep it? Obama wants to make insurance more available to all and change the system so that it gives the American people value for money [1]. He also wants change so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Taiwan where private companies are involved in providing healthcare [2]. Obama campaigned on reforming the healthcare system. He said he wanted to make insurance more available and he was elected by the American people to do this [3]. FACT - the US has higher death rates for kids both for kids aged under one and those under five than western European countries with universal health coverage [4,5]. FACT – American insurance companies push up prices and work to stop paying out claims on those they cover [6]. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [7]. That means that a dead American four year old would have had a better chance of life if they were born in any western nation with universal health coverage. If you do not like the policies that Obama was elected to bring in, he can always be voted out of office in 2012. But if you disagree with the facts, please let me know. I am always willing to learn, but please provide proof. None of those who disagree with me have been able to do that so far.
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