I am planning to take health insurance for my parents, mother is in her 47 and father 62, plz tell me, which insurance company provides good health cover for all the diseases, good customer services etc.( i prefer ICICI health insurance, what are your opinion on this?)plz suggest. Thanks in advance
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YOu are not the only one who met this problem,I have met this type of problem before.I have good experience here http://www.HealthInsuranceIdeas.info to solve my similiar problem.
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Thursday, November 18, 2010
Health Insurance Question - What is the difference between in network and out of network?
On my health insurance plans I have an in network and out of network co-pays and deductables. I dont know or understand the difference. I have $500.00 in deductables for in network and $1,500 for out of network... Can someone please explain?
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Doctor and hospitals make contracts with individual insurance companies to cover the insured patients at a discounted rate from their list price. Gets patients for the docs and hospitals and reduces cost for the insurance companies. This is called a "network." If you go to a doc or hospital that does not have a contract with your insurance company, then you have gone "out of network" and it will cost you more. And, if a doc calls in someone to consult with you on your care, and that doc is not in your network, it will cost you more. And his fee may not even count toward your deductable. Lots of traps out there. Gotta be real careful!
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Doctor and hospitals make contracts with individual insurance companies to cover the insured patients at a discounted rate from their list price. Gets patients for the docs and hospitals and reduces cost for the insurance companies. This is called a "network." If you go to a doc or hospital that does not have a contract with your insurance company, then you have gone "out of network" and it will cost you more. And, if a doc calls in someone to consult with you on your care, and that doc is not in your network, it will cost you more. And his fee may not even count toward your deductable. Lots of traps out there. Gotta be real careful!
Source
What appears on health insurance for alcohol poisoning?
I am a 21 year old college student who was taken to the hospital for alcohol poisoning. I'm on my parents health insurance, what will appear on the bill/forms that they receive? Will they know I went to the hospital and if they do know will they know why?
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Specific diagnostic information is never available in EOBs (Explanation of Benefits, the document the insurance company sends to the insured). The EOB will have jargon such as "medical examination", "outpatient procedure", etc. No specific information as to the nature of what was performed at the hospital.
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Specific diagnostic information is never available in EOBs (Explanation of Benefits, the document the insurance company sends to the insured). The EOB will have jargon such as "medical examination", "outpatient procedure", etc. No specific information as to the nature of what was performed at the hospital.
Source
How do I get a clinician to argue for my health insurance to cover residential eating disorder treatment?
I have an eating disorder almost 7 years in the making. I am looking for residential treatment now, but my health insurance does not cover it. How do I get a clinician to argue for this, and is that even the proper way to go about it? Thanks for any help.
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
Source
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
Source
How do I get a clinician to argue for my health insurance to cover residential eating disorder treatment?
I have an eating disorder almost 7 years in the making. I am looking for residential treatment now, but my health insurance does not cover it. How do I get a clinician to argue for this, and is that even the proper way to go about it? Thanks for any help.
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
Source
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healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.
Source
How and what Health Insurance should i get in the Philippines?
I live here in the US and married to a US citizen. I am thinking of moving back to the Philippines to go to school for 1 semester. And my husband want's to have a vacation. Can you tell me what kind of health insurance is available in the Philippines that i can get and will it also cover my husband even if he is a US citizen? Any help will be greatly appreciated. thanks.
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...while there are all sorts of short-term medical insurance available in the philippines, i think it would be better/cheaper if you inquire about getting a medical travel insurance here in the states. it covers all sorts of emergencies while you're anywhere outside the country. check with your agent. http://www.medexassist.com/ for medical insurance in the philippines - http://www.pacificprime.com/countries/ph
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...while there are all sorts of short-term medical insurance available in the philippines, i think it would be better/cheaper if you inquire about getting a medical travel insurance here in the states. it covers all sorts of emergencies while you're anywhere outside the country. check with your agent. http://www.medexassist.com/ for medical insurance in the philippines - http://www.pacificprime.com/countries/ph
Source
Who authored the Health insurance reform bill that Obama signed into law?
The Health Insurance reform bill that was signed into law today. Who were the authors of that bill? Who were the sponsors?
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Apparently, the health insurance companies themselves had significant input. "Last summer, executives from those groups visited the White House and pledged to do their part to help pay for the health bill. By signing on to the effort early and agreeing to absorb some of the costs, they were able to help shape its final form. Only time will tell how smart that trade-off was, but a quick look at the bill passed by the House late Sunday shows it was far from their worst-case scenario: ?A government-run health care plan that would compete against private insurers? Never made it out of the Senate. ?Price controls on Medicare's prescription-drug program that would squeeze drug industry profits? Quietly dropped from consideration last fall. ?Cuts in payments to hospitals serving Medicare patients? Trimmed to modest levels and delayed until 2014." http://www.newsobserver.com/2010/03/23/4
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Apparently, the health insurance companies themselves had significant input. "Last summer, executives from those groups visited the White House and pledged to do their part to help pay for the health bill. By signing on to the effort early and agreeing to absorb some of the costs, they were able to help shape its final form. Only time will tell how smart that trade-off was, but a quick look at the bill passed by the House late Sunday shows it was far from their worst-case scenario: ?A government-run health care plan that would compete against private insurers? Never made it out of the Senate. ?Price controls on Medicare's prescription-drug program that would squeeze drug industry profits? Quietly dropped from consideration last fall. ?Cuts in payments to hospitals serving Medicare patients? Trimmed to modest levels and delayed until 2014." http://www.newsobserver.com/2010/03/23/4
Source
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