The whole theory of insurance is that a large group pays in every month while they are healthy so that those few who get sick can get care when they need it. That means that you are already paying for other peoples health care. How is that any different from having a national plan that takes care of sick citizens while taking a portion in taxes from each worker? Private insurers generally pay out 60-65 cents of each dollar collected in benefits. National providers pay more like 90-95 cents on the dollar. Can anybody clear this up for me?
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Where did your figures come from? It is the number going to the ER that is a major factor in the rising costs. Especially the illegals.
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Wednesday, November 17, 2010
My son's health insurance through work is very poor. Is he eligible for any supplemental type of insurance?
We live in Wisconsin and there is Badger Care. This apparently is not available if he has health insurance offered through work. The maximum this policy will pay is $2000. What happens if he has a major illness or accident requiring hospitalization?
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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I have Medicaid, do I need some other kind of health insurance besides the Medicaid?
I have Medicaid health insurance(haven't used it yet), but read somewhere that it doesn't cover much? Do you know of any affordable health insurance I can also get-don't have much money. Are there any organizations you can join to get health insurance? Am I allowed to have other health insurance even though I have Medicaid. I live in Massachusetts.
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Some people get confused over whether they have Medicaid or Medicare. Medicaid is welfare from the state for very low or no income persons, Medicare, sometimes referred to as the red, white, and blue card, you get automatically when you attain age 65 or if you are disabled, you get in your 25th month of disability. I think you must have Medicare and you absolutely need a supplement and Part D to go with it. If you do have Medicaid then you don't need anything to go with it and you couldn't possibly afford to pay for it anyway. Take out your card and look at it it will say Medicare or Department of Community Affairs, you will know then. Best wishes.
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Some people get confused over whether they have Medicaid or Medicare. Medicaid is welfare from the state for very low or no income persons, Medicare, sometimes referred to as the red, white, and blue card, you get automatically when you attain age 65 or if you are disabled, you get in your 25th month of disability. I think you must have Medicare and you absolutely need a supplement and Part D to go with it. If you do have Medicaid then you don't need anything to go with it and you couldn't possibly afford to pay for it anyway. Take out your card and look at it it will say Medicare or Department of Community Affairs, you will know then. Best wishes.
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Why is the Obama going to tax health insurance?
Obama wants to tax health insurance that will increase my rates. Why would he do this for? I think he wants to tax health insurance to put them out of business so we have to use his public insurance.
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Wasn't one of his main campaign arguments against McCain was that McCain wanted to do this? What a hypocrite.
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Wasn't one of his main campaign arguments against McCain was that McCain wanted to do this? What a hypocrite.
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How can I get health insurance in WA state?
I am 27. I am currently not working and have money saved. I am going to need to get a hearing evaluation at University of WA and it will cost 900 dollars without health coverage. I have never bought health insurance before, can I pay it month to month? Or pay it for one month, to get my evaluation covered and then cancel it?
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go on welfare then its free lol
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go on welfare then its free lol
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How do I pick the best Health Insurance?
I am a bit young. So I don't know too much about how to buy good health insurance. Can anyone tell me what exactly I need to look for?
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a low deductible, inexpensive office visit co-pays, high coverage amounts for inpatient and outpaitent care are the first things to look for. And, most obviously, an inexpensive monthly bill.
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a low deductible, inexpensive office visit co-pays, high coverage amounts for inpatient and outpaitent care are the first things to look for. And, most obviously, an inexpensive monthly bill.
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If you took a class about better understading your health insurance, what would you hope to learn?
I'm going to be offering a 4 hour class on helping people to better understand their health insurance and taking a pro-active approach to it, and want to make sure I cover topics and questions that people may have! I work in billing for a hospital, and am always helping my family and friends figure out what's going on with their insurance (especially if they have two), and was even able to save my mom over $1500 on a bill that was processed wrong by her insurance! Any thoughts or suggestions would be welcome!! Thank you!
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Love your idea. i just applied and it took 2 months and I still dont know what Ive been covered for as I didn't qualify for the one I wanted. My deduct able for instance,is 5000. Do I have to have 5000 worth of visits before I am covered? You are doing a good thing.
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Love your idea. i just applied and it took 2 months and I still dont know what Ive been covered for as I didn't qualify for the one I wanted. My deduct able for instance,is 5000. Do I have to have 5000 worth of visits before I am covered? You are doing a good thing.
Source
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