My wife is pregnant and we are looking for coverage while I am in-between jobs. We don't qualify for access because my wife will make too much and COBRA is expensive but it is the only option that I seem to have because all other insurance companies say that pregnancy is a "pre-existing" condition. Does anyone know of any temporary health insurance I could use? I'd also rather not get a discount plan.
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Technically you have coverage as long as you have the COBRA "Option" usually you have 62 days to let the insurance company know that want to pick up the COBRA coverage. If during this time you need to use the insurance then you have to pay full price for COBRA but if you find a job offering group plans during that time you have received two months of coverage for "free" Individual coverage will not cover a female who is currently pregnant even if they could exclude the pregnancy (You wouldn't want that anyway) Find a Job with health insurance and take it even if it is not your ideal job or even in your field.
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Friday, November 5, 2010
I only have health insurance. Is there any way to get work done on my teeth without dental insurance?
My two front teeth feel extremely sensitive right now to the point that it stings. I do not have dental insurance, but I have complete health insurance. Because I'm not worried about my teeth's aesthetic issues, is there a way to get this billed at the hospital under my health insurance?
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I really doubt it. I would call your medical insurance company and ask them. Or I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars since. From extractions, xrays, fillings...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. hope this helps.
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I really doubt it. I would call your medical insurance company and ask them. Or I would encourage you to visit this site: www.healthsavings.ourperfectcard.com I signed up online over 5 years ago now and they have saved me thousands of dollars since. From extractions, xrays, fillings...etc. All services are included in this very affordable plan. They even had my benefits active in 2 hours and was able to use it the very same day. hope this helps.
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Where do I get health insurance for my small business?
I only have 6 employees (including myself) right now. I wanted insurance for myself because as I get older, my body isn't getting stronger. But now I've had a wide variety of health problems with my employees, and on some days I simply can't afford to be without them. Any advice from a small business owner with health insurance would help.
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Well you can get small business health insurance from a wide variety of insurance companies. All you have to do is shop around. I think you meant where is the best place to get health insurance, and there is really no best answer. I recommend http://www.esmallbusinesshealthinsurance.com It is a website dedicated to, of course, small business health insurance. You can compare plans and rates directly from the company side by side. And with some of the companies, they offer customizable plans. Your best bet is to talk with an agent and see what can work for you.
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Well you can get small business health insurance from a wide variety of insurance companies. All you have to do is shop around. I think you meant where is the best place to get health insurance, and there is really no best answer. I recommend http://www.esmallbusinesshealthinsurance.com It is a website dedicated to, of course, small business health insurance. You can compare plans and rates directly from the company side by side. And with some of the companies, they offer customizable plans. Your best bet is to talk with an agent and see what can work for you.
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What are some affordable health insurance plans?
I am 20 years old and do not have health insurance and I need to get my wisdom teeth pulled! So i'm looking for an affordable health insurance.I've already applied for Medicaid and was denied.I need help please!
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You can find the best health insurance offers in your area in one site, is very easy to get quotes from different quotes from the best companies.
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You can find the best health insurance offers in your area in one site, is very easy to get quotes from different quotes from the best companies.
Source
How is the health care overhaul different from auto insurance?
I'm not well versed in the world of politics, but I just read that there are 13 states that are going to sue because they claim it is unconstitutional for the government to mandate that we have health care. How can they require us to keep auto insurance then? Correct me if I'm wrong but I'm pretty sure it's illegal to not have auto insurance; I don't see how that's different than health insurance.
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purely a political statement. Federal social law trumps states rights. Isn't the right glad they didn't push tort reform through so that they can clog up the court system with these frivolous lawsuits? EDIT: To the person above: Problem with people like you who don't want insurance is that when you do use the health system, people who have insurance, like me, end up paying for your services with higher premiums and fees. Why should I have to pay for your poor choices? EDIT: To Ali. Your fearful speculation about premiums is unfounded as there is no indication in the legislation that says they will go up [although conservative talk radio has beaten that into you head pretty well]. But I know for a fact that a $500 a night stay in a semi-private room [the room only] is overinflated so that the uninsured are cared for.
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purely a political statement. Federal social law trumps states rights. Isn't the right glad they didn't push tort reform through so that they can clog up the court system with these frivolous lawsuits? EDIT: To the person above: Problem with people like you who don't want insurance is that when you do use the health system, people who have insurance, like me, end up paying for your services with higher premiums and fees. Why should I have to pay for your poor choices? EDIT: To Ali. Your fearful speculation about premiums is unfounded as there is no indication in the legislation that says they will go up [although conservative talk radio has beaten that into you head pretty well]. But I know for a fact that a $500 a night stay in a semi-private room [the room only] is overinflated so that the uninsured are cared for.
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How to get afforable health insurance for my family?
I applied for Antea Health insurance a few months back. I had to cancel it because I was not able to afford the exam they needed for my family. Is there any insurance companies that do not need the exams? I haven't had one in years. I really need to get some insurance because I have a 20 month old son. Any suggestions? I have looked online but I can't afford more than $200.00 a month.
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Most insurance companies don't need exams unless there is a questionable condition or if you are over a certain age and are looking for preferred rates. So if Aetna wanted an exam there must be a reason and all other companies may also require the exam. Visit a local agent that works with all the major companies in your area. The agent can work with you to find the best plan for your situation and budget. The agent will explain the coverage you get with any particular policy and, more important, what coverage you don't get if you are looking for a less expensive plan. There is no extra charge using an agent.
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Most insurance companies don't need exams unless there is a questionable condition or if you are over a certain age and are looking for preferred rates. So if Aetna wanted an exam there must be a reason and all other companies may also require the exam. Visit a local agent that works with all the major companies in your area. The agent can work with you to find the best plan for your situation and budget. The agent will explain the coverage you get with any particular policy and, more important, what coverage you don't get if you are looking for a less expensive plan. There is no extra charge using an agent.
Source
How to get individual health insurance in US as a new immigrant?
I will be moving to the US next week and am shopping around for individual health insurance. I am shocked that all the companies I have tried to apply at so far require applicants to have lived in the United States for 1 or more years. How are immigrants supposed to get health insurance?
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Most major US health insurance companies require a person to have lived in the US at least 6 months to 1 year. Your best bet will be to find a worldwide international travel health insurance company and get a plan from them for a year or so until you are eligible for a regular US individual health insurance policy. Here is some more information on international travel health insurance plans:
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Most major US health insurance companies require a person to have lived in the US at least 6 months to 1 year. Your best bet will be to find a worldwide international travel health insurance company and get a plan from them for a year or so until you are eligible for a regular US individual health insurance policy. Here is some more information on international travel health insurance plans:
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