I was denied of health insurance and I'm not sure why. I havent gotten my results back yet, because of the HIPPA law. I was just wondering if any of you were ever denied of health insurance and why. I am just confused and scared as to why I would be denied.
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There are many reasons to be denied health insurance. You could be out of the height and weight guidelines. Each company has it's own guideline and you could be denied with one company and accepted with another. You could have an undiagnosed condition. No insurance company will accept you in this case. You could have impending surgery scheduled. No company will accept you in this case. You could have a pre-existing condition. Each company has it's own guidelines. One company could deny, one could accept you with a rate-up or an exclusion (rider), another could accept you with no additional riders. You will receive a reason for the denial but you probably won't receive any test results. After you do, you should visit a local independent agent that works with all the major companies in your area. The agent knows, or can find out, which company would accept you. There is no extra charge using an agent.
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Thursday, August 18, 2011
is it a trend to create your own health insurance by staying healthy?
U.S.A. users only please
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I hope so. Too many people have the idea that if something bad happens to their health, a doctor will save them. So, they develop bad habits and don't investigate simple healing methods. It might be a good idea to pay yourself a "premium" for every healthy month. Financial incentives are often powerful motivators.
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I hope so. Too many people have the idea that if something bad happens to their health, a doctor will save them. So, they develop bad habits and don't investigate simple healing methods. It might be a good idea to pay yourself a "premium" for every healthy month. Financial incentives are often powerful motivators.
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I quit my job the day before my health insurance was to go into affect. Can I still receive COBRA?
I had already signed up for the plan, and worked more than the 3 month waiting period, but coverage was to start on the 1st of the month. I quit on 2/25 (started on 11/9), but wasn't scheduled to work again until 3/1 - the day my coverage was to start. They didn't withhold any money yet. Am I eligible for COBRA?
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Probabbly not but call your HR department and ask. There is a possibly since you got your time in.
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Probabbly not but call your HR department and ask. There is a possibly since you got your time in.
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Do health insurance agencies know if you have been denied before.?
I got denied from Human about a year ago, and now I am planning on trying another one soon. Will they know I got denied before?
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The application will ask if you've been denied in the past, but it will usually ask if it it was in the last year or two years. Just be truthful with your answer depending on how far back they ask. Just because you were denied in the past doesn't mean you will automatically be denied again.
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The application will ask if you've been denied in the past, but it will usually ask if it it was in the last year or two years. Just be truthful with your answer depending on how far back they ask. Just because you were denied in the past doesn't mean you will automatically be denied again.
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health insurance that will cover a pregnant womans medical bills any suggestions? ?
I am pregnant and have no medical insurance and I have no idea where i can get some medical insurance for me and my two kids my issue is will they pay my medical bills while I am pregnant?
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the best bet if you have two kids is medicaid. Apply for that and you wont have to pay hardly anything except maybe for medicine once in a while! If you don't qualify then research in to anthem blue cross they were really good when I had that insurance! Good luck!
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the best bet if you have two kids is medicaid. Apply for that and you wont have to pay hardly anything except maybe for medicine once in a while! If you don't qualify then research in to anthem blue cross they were really good when I had that insurance! Good luck!
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can an employer end your health insurance policy before the end of employment?
i dont know if the rules are diffrent based on state just trying to see how it is suppose to work. asking from fl the insurance policy was ended the day prior to end of employment have had something of a grace period of between jobs mentioned if you know how this works or any where to turn for help it would be greatly aprcieated
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Yes, they can. There's no "grace period" where they have to provide you with coverage. They MAY be required to offer you COBRA - where YOU pay for it, for up to 18 months.
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Yes, they can. There's no "grace period" where they have to provide you with coverage. They MAY be required to offer you COBRA - where YOU pay for it, for up to 18 months.
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My health insurance just dropped my birth control, how can I get them to pick it back up?
They issued a letter to me with a whole 2 weeks warning that they are no longer going to pay for my ortho evra patches. They want me to switch to pills, but I don't want to take pills because I forget to take them, and my body is used to and like the patch. Can anyone help me get them to pay for it again. Is there anything I can do??
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health-quotes.isgreat.org - try this one. My wife had no problem with her insurance coverage while being pregnant.
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health-quotes.isgreat.org - try this one. My wife had no problem with her insurance coverage while being pregnant.
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