I am a corporate employee and have a health cover from my employer. I don't think that there is a need of individual health insurance plan, as I am already covered. But, one of my friends has created a proposal for me to buy Apollo Munich's Easy Health plan. Shall I go ahead?
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Yes, you should, as you would not be able to avail the health cover benefits after you leave your job and if you would buy the plan later, you would not be able to enjoy pre-policy benefits. Your waiting period would be same as it is. But, if you will buy it, your waiting period time will reduce and Apollo Munich is the best provider. So, go ahead. It will help you a lot. For details about the plan, visit
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Saturday, July 16, 2011
Is psychiatry covered by health insurance? I feel like I need it, but I don't have the money to pay for it.
I'm not sure how to check. I don't want my parents to know that I'm seeking help, but I am eighteen and am under their health insurance.
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if they are on a "group policy" through their employer's plan, chances are good that mental health issues are covered. if, however, they are self-employed and have private health insurance, chances are very slim they mental health visits would be covered. maybe you could find out which it is. they will find out that you are seeking help if you go to a psychiatrist because the 'eob' report...explanation of benefits report will be sent to them following any office visit that you may have....see if there is any possible way that you could discuss this with them...if not, talk to a psychiatrist's office that you have in mind and explain the situation. see what kind of feedback he/she might have.
Source
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if they are on a "group policy" through their employer's plan, chances are good that mental health issues are covered. if, however, they are self-employed and have private health insurance, chances are very slim they mental health visits would be covered. maybe you could find out which it is. they will find out that you are seeking help if you go to a psychiatrist because the 'eob' report...explanation of benefits report will be sent to them following any office visit that you may have....see if there is any possible way that you could discuss this with them...if not, talk to a psychiatrist's office that you have in mind and explain the situation. see what kind of feedback he/she might have.
Source
How will the government get the illegals to buy health insurance when they don't even know they are here?
and the illegals do all their transactions in the black market or underground?
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The government will have to create a new agency with thousands more new hires to try and track the illegals down and make sure they bought their health RX
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The government will have to create a new agency with thousands more new hires to try and track the illegals down and make sure they bought their health RX
Source
Out of the 34 states that would challenge the federal mandate to buy health insurance, which ones are?
actually productive within their state for reform like Mass for example? And if they are against federal health reform but are not offering any reform to help their residents how can they prove this is unconstitutional as opposed to forcing people to pay for medicare?
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Medicare is a government entity paid for by tax dollars. Forcing people to buy a product from a private company is a completely different thing. Can they force you to buy a car from GM? Can they force you to buy apples to keep the price down for others who want them cheaper? There is nothing in the constitution that grants the government the authority to force you to buy somebody else's product. It is an assault on your individual liberty.
Source
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Medicare is a government entity paid for by tax dollars. Forcing people to buy a product from a private company is a completely different thing. Can they force you to buy a car from GM? Can they force you to buy apples to keep the price down for others who want them cheaper? There is nothing in the constitution that grants the government the authority to force you to buy somebody else's product. It is an assault on your individual liberty.
Source
Is medicare considered good health insurance?
how good is medicare compared to an average health insurance plan?
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Medicare is insurance that you have been paying for all of your working life. In some instances, it pays better than 80/20, and in others it pays less than 80/20. It does not, however come without costs and gaps. If you are enrolled in Medicare Parts A and B, it will cost you approx $93 per month in premium. This premium is taken directly out of your social security check - if you are drawing social security. I would not recommend going with Medicare alone. The gaps in coverage can be easily and completely covered if you wish to do so. There are several plan designs to choose from, including managed care plans that can be at no cost to you. The Standard Plan designs A-J have a varying cost, depending on which plan you choose and which insurance company you elect for coverage. The typical cost for this coverage, in the individual market in CT, is around $160 per month per insured. The new Medicare Part D is also something that you will need, as Medicare does not cover prescriptions, generally. These plans can be purchased in the range of $23 to $65 per month. Find a Health Insurance broker who specializes in senior/Medicare plans, or contact AARP.
Source
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Medicare is insurance that you have been paying for all of your working life. In some instances, it pays better than 80/20, and in others it pays less than 80/20. It does not, however come without costs and gaps. If you are enrolled in Medicare Parts A and B, it will cost you approx $93 per month in premium. This premium is taken directly out of your social security check - if you are drawing social security. I would not recommend going with Medicare alone. The gaps in coverage can be easily and completely covered if you wish to do so. There are several plan designs to choose from, including managed care plans that can be at no cost to you. The Standard Plan designs A-J have a varying cost, depending on which plan you choose and which insurance company you elect for coverage. The typical cost for this coverage, in the individual market in CT, is around $160 per month per insured. The new Medicare Part D is also something that you will need, as Medicare does not cover prescriptions, generally. These plans can be purchased in the range of $23 to $65 per month. Find a Health Insurance broker who specializes in senior/Medicare plans, or contact AARP.
Source
father and mother BOTH have the child covered under their separate health insurance plans?
under ca law the fathers insurance is primary due to the fact that he is older . how or could it be possible to have the the mothers insurance primary ?
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The "birthday law" isn't about AGE, it's about what day of the year the birthday comes FIRST. So clearly, dad's birthday ocurrs earlier in the year than moms. The ONLY way to get mom's policy primary, is to cancel child from dad's policy during the next open enrollment. If the transfer happened, because there wasn't a local in network hospital that could provide a specialty service (like a pediatric nephrologist), you appeal to dad's insurance to have it covered as a medical necessity on an in network basis.
Source
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The "birthday law" isn't about AGE, it's about what day of the year the birthday comes FIRST. So clearly, dad's birthday ocurrs earlier in the year than moms. The ONLY way to get mom's policy primary, is to cancel child from dad's policy during the next open enrollment. If the transfer happened, because there wasn't a local in network hospital that could provide a specialty service (like a pediatric nephrologist), you appeal to dad's insurance to have it covered as a medical necessity on an in network basis.
Source
Cheap health insurance that will cover dental?
I need some help. I can no longer work at one of my jobs and my new job wont provide insurance since it is part-time I need help and scared that i cant afford anything. i already cant afford student loans. is there any cheap insurance packages i can get in ct?
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The only cheap dental insurance is worthless as you will end up paying most of the costs or will get very minimal coverage. Sorry
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The only cheap dental insurance is worthless as you will end up paying most of the costs or will get very minimal coverage. Sorry
Source
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