Monday, July 4, 2011

Is individual health insurance deductible?

Hi... couple of facts.... 1. My husband's company does not offer health insurance, so we buy his own individual policy. 2. I have a preexisting condition that his individual policy won't cover, so I have a state sponsored insurance policy. I also have a small policy that my work requires me to have. We pay $209/ mo for him and $477 for me out of our own pockets. Would we be able to deduct all of this or is there a limit on how much we can deduct?
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healthplans.bebto.com - here is my health insurance plan. As I remember they can provide such a service.
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Where in the united states constitution does it say one MUST buy health insurance?

and please do not answer with this commerce clause crap!
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I have read and studied the Constitution many times, and it says nothing of forcing people to buy anything.
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Is it illegal in Washington DC to be covered by 2 different health insurance plans.?

I am covered by United Healthcare thru my job and Medicaid, is that illegal.
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How is it you have a job and medicaid, too? Isn't that illegal? Usually, people covered by a group healthcare plan cannot be eligible for medicaid. You should notify your social worker and have it stopped, as it is fraud.
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I have a large cyst on my face, but no health insurance?

It's really big, about an inch and a half long under my right eye. It looks bruised and is really noticeable to other people. I've read that dermatologists have a shot that can remove them. My biggest problem is that I don't have medical insurance. How much does this shot cost, and are there any alternative treatments that are cheaper or more effective?
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How long have you had this cyst? Has a doctor seen this yet? It can be something more than just a cyst, such as skin cancer (not to alarm you, but if this is something that suddenly "popped up", then you really need to see a doctor about this.) However, if this is something that slowly developed, you may be right and may be a sebaceous cysts. Sebaceous cysts are harmless, slow-growing bumps under the skin, often appearing on the scalp, face, ears, back, or groin area. The cysts usually contain dead skin and other skin particles. Treatment for sebaceous cysts: Sebaceous cysts can usually be treated by a physician by puncturing the top and removing its contents. However, large cysts may reappear and may have to be surgically removed. If a cyst becomes infected, treatment may include administering antibiotics and then surgically removing the cyst. I also read that some cysts may disappear on their own after time and not reappear. If you're worried about cost, try calling a medical college or local doctor and ask for a reference as to where you could go for a reasonable cost to get this looked at. When I was pregnant, I used a clinic used to train doctors, which saved me quite a bit of money.
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Where can my husband get cheap health insurance?

I'm on medicaid because I'm pregnant, but my husband has asthma and has no way of paying for doctors visits or getting inhalers. He has recently had an asthma attack that lasted a whole week! but we can't afford the ER bills every time he has an attack
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I would suggest he reads up on fasting. Basically 40 days of fasting will cure him forever but he needs to read up to believe, or go to a clinic to see the cured ones but fasting clinics cost lots of money and are very rare hence my first suggestion. I did it simply using google. Or, he might qualify for free government healthcare, see: http://www.simplyinsurancequotes.com/lin… for a quadrillion dot gov websites.
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How many Americans are currently without health insurance?

Thanks!
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45.7 million, according to a just-released US Census Bureau report. Link attached.
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We want a baby, but need health insurance...?

My husband and I are planning on having a baby soon, but we want to have health insurance before I get pregnant. I wanted to know what good insurance plans are out there that include great maternity coverage. We want something with low co-pays, and also low monthly payments. Please let me know if you know of any plans like that! Thanks!
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MEDICAID! JUS GOT MINES 2 DAYS AGO!
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