Wednesday, June 29, 2011

Where does one go if you don't have health insurance but you need to see a doctor?

This person has very little money to spare. They would need to make payments. Who can I call? They need to see a dermatologist about suspicion of skin cancer.
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call around to different dermatologist and ask questions before you show up. find out how much a consultation will be. getting insurance will get you the discount office visits and discounted prices on the service. don't think that having insurance means you pay $0 for anything you have done, its just cheaper with insurance and you have a maximum if something really bad happens.
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Are cashless health insurance policies still sold by insurance companies in India &accepted by major hospitals?

I have heard there is a controversy among the insurance companies & major hospitals so cashless facilities are not available at the moment? Thanks
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HARSHfromApnapaisa : Cashless facility is offered by insurance companies to a select list of hospitals that are pre-approved by the Insurance company for this specific purpose. Every insurance company is still offering cashless facility. The controversy that you see in the media was regarding the one time removal of hospitals from the cashless network (the PSU's call them part of their Preferred Provider Network) of the PSU Insurers only unless they accepted the new rate structures put forward by the PSU Insurance companies. The smaller hospitals signed up and are back in the PSU insurers cashless network but the major hospitals are yet to accept the rates laid down by the PSU insurance companies. The matter is currently (as on September 22, 2010) being discussed at the highest levels between the hospitals and insurance companies with the health ministry also being reportedly involved. The cashless network of most private companies continue as before. In fact you can find the current cashless network of each provider on the websites of the individual insurance companies. Please note that for any company there are always some hospitals being added and deleted from the network on a regular basis. This is true for PSU companies as well as private companies. The reason for the ocntroversy was the wholesale removal of hospitals from the cashless facility by the PSU insurers.
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I don't have health insurance, I researched & Im sure I have tonsillitis, is there anything I can do at home?

For the past few days I haven't been feeling well, but since I dont have insurance I try my hardest to ignore it. So I found this in my research? What are the symptoms of tonsillitis? The following are the most common symptoms for tonsillitis. However, each individual may experience symptoms differently. Symptoms may include: *swollen, red tonsils (often coated with a yellow, gray, or white membrane) *blisters or painful ulcerated areas on the throat *sudden onset sore throat *pain with swallowing *headache *loss of appetite (dont have) *malaise (dont have) *chills *fever (dont have) *swollen and tender lymph nodes in the neck or jaw area So I am hoping that SOMEONE out there can offer some advice to me as what I can do at home and save myself the huge bill going to the doctor without insurance. Thanks in advance for any information!!!
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Drink a hot tea of dried elder flower, peppermint and yarrow throughout the day. It will ease the pain of tonsillitis. Flaxseed oil reduces pain and inflammation and will aid in recovery. These items can be found at GNC or a health food store.
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Question about health insurance and maternity?

Ok, I have insurance, but me and my fiance are getting married soon and I want to get on his insurance. I am working two jobs, and would really like to quit the one that I have insurance at since I make more at the other one. My question is, that I am already pregnant, so do you think that his insurance will cover my pregnancy? I know some of you will say no because it is a pre existing condition, but my mom and several friends have told me that in the 90's most insurance companies did away with pre existing condition rules. I know that some sitll have them, which is why I am calling tom. to find out. I think that his insurance is Blue cross blue sheild. What do you guys think?
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Yes, they will cover it.
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Are unions against a single payer system because if they did not get health insurance through their employer?

they would not receive the $35 an hour including benefits for stocking diapers in the baby section?
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Union workers believe they should be paid as much as Doctors and Nuclear Physicists even though most never even graduated high school this is why most unions are run by Jimmy Hoffa types in the mob. Just another version of an extortion racket
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what happens if my paycheck doesn't cover my health insurance?

Hi. my husband covers our insurance and his paycheck wasn't enough to cover it because he hasn't had enough work. So, do we lose it? Do we have to go through COBRA? Most importantly, when his check goes back to normal in 2 weeks, will we be covered like normal again? Thanks. This is so important as we have a small child and an infant at home.
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It would probably be best to ask these questions of whomever handles benefits for his company. The company may or may not cover him for the difference. COBRA is very expensive so wouldn't be an option if you can't afford the usual amount...how that is handled though, I do not know. Talk to someone in Human Resources since they are the administrators of company benefits.
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So if forcing people to buy health insurance is ruled constitutional by the supreme court would there be any?

limit to the powers of congress to mandate anything? That is what this will likely come down to.
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No there won't be and there is no telling what nonsense they will make mandatory to buy! This has got to be over turned! God Bless
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