I have a medical bill that just got paid from over a year ago. It took the insurance company a long time to pay it. The medical bill showed up on my credit as a delinquent account. Is there any recourse for this.
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The FIRST thing I would do is change insurance companies. A reputable company pays pretty quickly, unless your application for payment was in error (meaning you've tried to bilk the system). For instance - the last medical claim paid to my family was accomplished in about 72 hours after the incident - no questions asked. Second - depending on the program, you may have been caught in a "which insurance covers the bill" condition. This can happen when part is to be paid by employment-related coverage and part is through personal insurance coverage. Usually the personal coverage takes longer to get squared away ... but a year is far too long, even for this. Something else to watch for is that there are no conditions on which providers you use - or which services are covered by the premium. Lastly - communicate with all parties (medical provider, creditor, and insurance company) to see why the delay occurred. Stay on them every day until you get an answer ... it'll be a pain for you, but more of a pain for them. Also see if the creditor will affect changes to the report, based on the findings from your conversations. Make the initial communication by letter - but call them to let them know a written request is coming. Keep a record of the written responses (if you receive any) during the process. You MAY have a case, but only after you've got the paper trail.
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Sunday, May 29, 2011
I am in the national guard, is there anyway i can get health insurance for my mom?
I am currently in the national guard, I was curious if anyone knew if there was a way i can get health insurance for my mom cheap? any info would be greatly appreciated
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If your Mom is your dependent in DEERs then yes, if not then no.
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If your Mom is your dependent in DEERs then yes, if not then no.
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Am i paying too much health Insurance? Am pregnant will it be wise to change?
We (me & my husband) are covered under Cigna insurance with 840/month premium (no deductible/no co-insurance) thro' employer. We are completely healthy. I wonder if we are paying too much. I am now pregnant and want to change to BCBS 650/m premium (no deductible/20% coinsurance/ max outof pocket 2500/person). Will it be wise to change?? Please advice.
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Being already pregnant you will be unable to change unless the BCBS is also a group plan through an employer and you have an open enrollment period which would allow a change. No individual insurance will accept anyone if anyone in the family is currently pregnant.
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Being already pregnant you will be unable to change unless the BCBS is also a group plan through an employer and you have an open enrollment period which would allow a change. No individual insurance will accept anyone if anyone in the family is currently pregnant.
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a reliable travel health insurance to Hong Kong and China?
I am traveling to Hong Kong and China for a total of 18 days, and would like to purchase travel insuranc, please recommend a reliable one.
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What country are you in? Unless you say that how do you expect people to advise you?
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What country are you in? Unless you say that how do you expect people to advise you?
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Does anyone know the typical percentage breakdowns for employer sponsored health insurance?
Like how much the employee typically pays and what the employer actually picks up?
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Varies by company. Average is employee 25%, employer 75%
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Varies by company. Average is employee 25%, employer 75%
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What is some options for state paid health insurance for lower income individuals in the state of New Jersey?
Looking for any type of state paid insurance for medical coverage in New Jersey.
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Here is a link to the New Jersey State Medicaid website: http://www.state.nj.us/humanservices/dma… There are phone numbers on the website to get more information about the income limitations and what's available. If you're not within the income limitations I'd suggest to visit a local independent agent to see what is available in your area. This person knows the market and can find the best plan for you; they don't charge anything for the service.
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Here is a link to the New Jersey State Medicaid website: http://www.state.nj.us/humanservices/dma… There are phone numbers on the website to get more information about the income limitations and what's available. If you're not within the income limitations I'd suggest to visit a local independent agent to see what is available in your area. This person knows the market and can find the best plan for you; they don't charge anything for the service.
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why should there be more health insurance?
If there was mandated insurance for buying milk, does anyone seriously think the price of milk wouldnt go up? If there was clothing insurance. It would cost about the thousand dollars for a shirt but on the bright side everyone would have a shirt.
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Finally, someone who understands !!! (besides Ron Paul) Consider this: I was born in 1960. My mother's very nice semi-private hospital room cost $35. Nowadays a night's stay in the hospital would run many hundreds of dollars. That room would, with all the sneaky things they throw in now, would cost at least $600. Now, this is just one example of how medical costs have risen not just dramatically, but horrendously. What is the main reason? HEALTH INSURANCE. Back in the 1970s, everyone started getting "free" health insurance through their employer. If you went to a doctor and did not have health insurance, a lot of doctors would charge you HALF PRICE. Why? Because their "normal" rate was just to get as much money as possible from insurance. So if health insurance was normally just catastrophic insurance, medical rates would plummet.
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Finally, someone who understands !!! (besides Ron Paul) Consider this: I was born in 1960. My mother's very nice semi-private hospital room cost $35. Nowadays a night's stay in the hospital would run many hundreds of dollars. That room would, with all the sneaky things they throw in now, would cost at least $600. Now, this is just one example of how medical costs have risen not just dramatically, but horrendously. What is the main reason? HEALTH INSURANCE. Back in the 1970s, everyone started getting "free" health insurance through their employer. If you went to a doctor and did not have health insurance, a lot of doctors would charge you HALF PRICE. Why? Because their "normal" rate was just to get as much money as possible from insurance. So if health insurance was normally just catastrophic insurance, medical rates would plummet.
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