I work for an S-Corp owned by two men. They have the company pay for their health insurance premiums and make their employees pay in full out of their own pockets for their own. Is this legal?
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Maybe. An S corp can have different 'classes' of employees. THey could say, ok, we pay for all class a employees, but class b employees have to pay in. Or, they could pay for all "exempt" or salaried employees, but not hourly employees (this is VERY common). Or, they could be doing something illegal. Check your employee handbook, to see what class of employee qualifies. Or maybe just find another job, as you don't seem to trust your current employer to be doing right by you.
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Friday, May 27, 2011
Can my boss see how often I use my health insurance?
I've been fighting with the early stages of breast cancer for the last few months and everything is going good. I just don't want my boss or people at my job to know. I want to be still treated like a professional but I'm worried that if my boss can see how much I'm using the health insurance it may raise some questions.
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HIPAA protects you from your employer seeing how often you use your health insurance, and if somehow they do find out, you would, as the other poster said, would want to contact a lawyer. When I worked for Blue Cross people would call up and try to get information for their employer, employee, father, daughter, etc, and we were not allowed to tell them anything unless the person gave us permission beforehand. If we got caught giving out information without consent, we could lose our job. I wish you the best with your fight :)
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HIPAA protects you from your employer seeing how often you use your health insurance, and if somehow they do find out, you would, as the other poster said, would want to contact a lawyer. When I worked for Blue Cross people would call up and try to get information for their employer, employee, father, daughter, etc, and we were not allowed to tell them anything unless the person gave us permission beforehand. If we got caught giving out information without consent, we could lose our job. I wish you the best with your fight :)
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Can the newborn child of a dependent be covered under the same health insurance?
If a woman is under 25, enrolled full time in college and living at home (classified still has a dependent), would their child be covered under the same health insurance as the mother of the child (the plan of the baby's grandparents)?
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all the above MAY be correct. however, we do not know your plan. there are still some out there that will cover the grandchild. it is rare, but they do exist. you will have to check with your specific plan. contact the benefit rep or the h r department. they will know for sure.
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all the above MAY be correct. however, we do not know your plan. there are still some out there that will cover the grandchild. it is rare, but they do exist. you will have to check with your specific plan. contact the benefit rep or the h r department. they will know for sure.
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Do you think health insurance companies in the United States suck?
I was watching Sicko in class and was really surprised with the problems that people in the United States have with their health insurance companies. Do you guys have any horrible or bad experiences with your insurance company?
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Health care in the U.S. is a national shame. Not only are 47 million people without health insurance, but also, over 60% of personal bankruptcies are due to medical expenses.
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Health care in the U.S. is a national shame. Not only are 47 million people without health insurance, but also, over 60% of personal bankruptcies are due to medical expenses.
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Is it legal for my employer to make me take an individual health insurance policy instead of company policy?
they want me to pay for my own health insurance and them reimburse me for it. Because they said it is cheaper. Can they do that legally?
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It depends on what they are offering other employees. An employer does not legally have to provide health insurance at all. However, if they offer it to employees, they have to offer the same plan to all employees. They can offer you whatever they want to as long as everyone is getting offered the same thing.
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It depends on what they are offering other employees. An employer does not legally have to provide health insurance at all. However, if they offer it to employees, they have to offer the same plan to all employees. They can offer you whatever they want to as long as everyone is getting offered the same thing.
Source
Do people understand the difference between Universal Healthcare & Universal Health Insurance?
Is this too complex for people? Health insurance is being mandated by Hillary Clinton, this is not health care, it is private insurance that people will have to pay for from their paycheck. This is not a compassion issue, people should have healthcare. Healthcare is DIFFERENT THAN INSURANCE So is forcing every american to have healthcare deducted from their paychecks the right solution to universal healthcare? What if they cannot afford it? Is this a good healthcare plan?
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Y E S ... ABSOLUTELY !!! I have NOTHING against helping the elderly and the young. I DO have a problem SUPPORTING the able-bodied people that do NOT want to get off of their butts and EARN an honest living - instead of "FEEDING" off of hard working citizens. AND they teach their children, and their children's children HOW to FEED off of government programs !! Just realize ... that those of us that ACTUALLY have to work for a living, are getting tired of PAYING for the Democrats idea of HELPING. Shouldn't MANDATORY Urine Tests be REQUIRED of people that are requesting "government handouts"? IF you are on LEGAL prescription drugs, then you will not have a problem proving it !! . Would Universal HealthCare AND / OR Universal Health Insurance end up being like our Social Security system - THAT ELECTED POLITICIANS ARE NOT A PART OF, BECAUSE THEY HAVE AND SUPPORT their own Retirement system - - - the Congressional Retirement and Staffing Plan? SO, WHY would they WANT to FIX a government program that THEY are NOT REQUIRED to participate in? http://www.freemarketcure.com/brainsurge… .
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Y E S ... ABSOLUTELY !!! I have NOTHING against helping the elderly and the young. I DO have a problem SUPPORTING the able-bodied people that do NOT want to get off of their butts and EARN an honest living - instead of "FEEDING" off of hard working citizens. AND they teach their children, and their children's children HOW to FEED off of government programs !! Just realize ... that those of us that ACTUALLY have to work for a living, are getting tired of PAYING for the Democrats idea of HELPING. Shouldn't MANDATORY Urine Tests be REQUIRED of people that are requesting "government handouts"? IF you are on LEGAL prescription drugs, then you will not have a problem proving it !! . Would Universal HealthCare AND / OR Universal Health Insurance end up being like our Social Security system - THAT ELECTED POLITICIANS ARE NOT A PART OF, BECAUSE THEY HAVE AND SUPPORT their own Retirement system - - - the Congressional Retirement and Staffing Plan? SO, WHY would they WANT to FIX a government program that THEY are NOT REQUIRED to participate in? http://www.freemarketcure.com/brainsurge… .
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My parents are looking for affordable health insurance, they want to retire any suggestions?
My mother is 57, my Dad is 61, any suggestions?
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Visit a local agent that works with all the major companies in their area. The agent can find the best plan for their situation and budget. There is no extra charge using an agent. Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed nor insured. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn't find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well. Before signing up with any discount plan get a list of doctors. If they won't give you a list consider it to be a scam. Call the doctors on the list to make sure they're still taking the card (many don't even know that they're listed as a provider) and that they're accepting new patients.
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Visit a local agent that works with all the major companies in their area. The agent can find the best plan for their situation and budget. There is no extra charge using an agent. Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed nor insured. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn't find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well. Before signing up with any discount plan get a list of doctors. If they won't give you a list consider it to be a scam. Call the doctors on the list to make sure they're still taking the card (many don't even know that they're listed as a provider) and that they're accepting new patients.
Source
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