Friday, May 6, 2011

What are some good health insurance plans for college students?

that is, college students who don't have any money... Please provide links if possible!
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Most students get their health insurance through a parent's plan or through their college's or university's health plan. These are especially valuable options for people with pre-existing medical conditions, since most of these plans cannot turn you down for coverage based on your medical history. You *can* get turned down for coverage (in most states) when you go out and purchase a health insurance plan on your own. However, if you're fairly young and healthy, you may be able to find some affordable individual coverage options. It's hard to make a specific recommendation, however, since each state has its own health insurance market, and you didn't mention where you're living. Here's what I suggest: Visit an online health insurance agency like eHealthInsurance.com (where I work), or talk with a licensed agent. Online, you can get free quotes from a broad range of health insurance companies and compare rates and benefits to find one that works for your needs and budget. You can even apply for coverage online. If you want to talk with one of our licensed agents, give us a call at 1-800-977-8860. In many states, there are a whole host of health insurance options to choose from, and even some plans specifically designed for students. Good luck! Amir M, licensed agent
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I have a rash but no health insurance. What to do?

I want to see a doctor about this rash. I'm sure it's either poison ivy or ringworm from this dog I was petting at a local book store a few days back. I've been looking at health care plans but a lot say they want an annual deductible of $2,500 to $8,000. I was told that I would need to pay that amount before my insurance kicks in. What should I do?
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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people who cant afford health insurance are quacks?

i see the merits of having universal health care, kind of, but it seems to me that the problem is a lot of middle class citizens who just decide nto to purchase health insurance on the premise that "they cannot afford it", and instead opt to buy material goods that are solely for luxury. you cant go out and buy nice cars and houses and bypass health insurance and then cry it off that the government should give free care to everryone.......i definitely agree it should be cheaper for the poor etc. bottom line: ppl need to realize health is the most important thing in there life, and satisfy that need, before thinking about personal possesions (nice cars etc)
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I agree my children get help with health care because we cant afford the 300 a month extra to pay for insurance. It is getting harder and harder though to get certain things for them because they keep tightening the budget. I think there are a lot of people who abuse the system which is sad. I wish they made affordable health care I could pay for and not feel like a leach.
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What is the best way a low income student can get health insurance?

Again, low income and can't rely on parents and how could I get retro coverage for an emergency bill a month ago. Currently uninsured, only insurrance is car insurrance.
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Check out health plans available through your college and see what students like you are doing about health insurance. If that doesn't work, several major insurance companies have developed plans aimed at the so-called "young invincible" market – people in the 20's. That's a good thing since about a third of all recent college graduates don't have health insurance. Two of the most prominent plans are from Blue Cross Blue Shield and UniCare. The BCBS plan is called the "Tonik Health Plan" and was originally developed in California, but is expected to expand rapidly. It features low premiums ($70-$135) and high deductibles ($1,500-$5,000). Another plan for men and women in your age group is from UniCare. Again, it started in Texas but is supposed to branch out to other parts of the country. It's called "Sound" and has features similar to the BCBS plan. Health plans differ in three basic ways: •monthly price/annual deductible •access to health care (the degree to which you can visit whom you like and undergo medical treatment a specialist thinks you need) •financial strength of the insurance company Also, the price of a plan is not simply the premium you pay each month. You also have to consider the annual deductible, as well as any coinsurance amounts or copayments. Additionally, the savings you can achieve through an HMO, PPO, or other managed care plan can be erased if you have to go outside the network for expensive medical care. I've included links to two articles that do a good job of walking you through making the best possible choice in health insurance you can afford that still provides the coverage you need. You might also want to look into short-term medical insurance. It doesn't offer the same range of benefits as longer-term insurance, but many people get these kinds of plans when they're in-between jobs. Typically, they last from a month to six months, although you can find short-term policies that last for a year. Short-term plans usually help pay for: •Hospital room and board •Ambulatory services •Intensive Care •Lab Exams •X-rays •Prescription medications The Web has many different Web sites where you can compare and contrast local health plan prices and features. MostChoice.com is one such site, and you can also get in touch with local area agents without any obligation. Tell them what you want and what you want to pay and have them do the legwork for you. You can visit MostChoice here: http://www.mostchoice.com/health-insuran… Hope this helps, Barnes@MostChoice
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Where can I workpart time and have GOOD health insurance?

I am going from full time to part time but I need a job that offers good insurance for me and my family.
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Most companies do not provide health benefits to part time employees. In order to have health benefits - you will need to be employed full time.
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What is an affordable health insurance option for a single mother in her early 20's?

She is not working full time and is going to school part time.
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I am with HCF and pay approx. $90 per month for basic hospital cover with a few extras.
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how do I get health and dental insurance and how much does it cost for just one person?

prices and how to get dental and health insurance
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Be honest,It will take a while to find the best answer for the your question.give a look at resource here http://www.healthinsurance-onlinetips.info for your reference .
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