Friday, April 22, 2011

How do you feel about the healthcare law that makes parents keep their children on their health insurance?

This law makes parents keep their children on their health care until they are 26 and in some states 31. I don't agree with this. I agree with 23 at the most. If you are 26 and can not support yourself that is a shame. What do you think? Of course it is different if you are helping a child that was laid off from work. This law covers married children also.
--------------------
it is not mandatory. It is optional for parents to do this. Some insurance companies have started it already even though it does not really kick in until September. If you are employed with no group insurance or unemployed, instead of going to the ER and having the government pay, or getting on Medicaid and having the government pay all of your care, why not stick you in your parents insurance? As long as the adult child does not have an employee health plan you can do it. You do not have to be a student.
Source

When employers are required by law to provide health insurance does that mean?

that they will no longer be able to deduct insurance from employees checks? Who will pay the deductibles?
--------------------
it will be similar to how it is now with the exception that some of it will be paid by the taxpayer, and the employee will pay the balance as well as any deductibles. Other than the fact that most companies will opt for a national heath plan that would not actually benefit the individuals due to a lower part of the bill being paid by the company. Which means if you have great coverage now, plan on losing it if the bill passes. The individual will be paying the lions share of the cost. And it will do little to actually lower the costs of medical care other than making some options unavailable to certain groups like the elderly.
Source

How many of you are satisfied with your health insurance coverage?

Please state whether you have insurance through your employer or through another avenue.
--------------------
Compared to what it would be under the liberal plan of socialized medicine, yes.
Source

Why do people argue that Private Health insurance companies like Obamacare which is "bad". Yet others argue?

That Obamacare will eliminate Private health insurance companies through competition. I've heard both of these and they seem to contradict, so I'm thinking both can't be true, or are they??
--------------------
The government public "option" will put private companies out of business. It will be sold 10% less than the private companies. Subsidized by tax dollars to allow it to operate at a loss(private companies can't do this). It will hold private insurance to standards that it doesn't have to follow. The few private companies left standing will be very expensive and cater to the social elite. They will get great care, the rest of us will get the scraps that are left over.
Source

Are free clinics worth considering to teach the health insurance industry a lesson on fair rates?

http://www.freeclinics.us/ Perhaps we could help fund these guys to take care of all those people that can`t afford health care and we could get a tax break for doing so?
--------------------
I will definately contribute to them since they appear to be offering a good service unlike the current money hungry insurers.
Source

Health Care in California for those without Insurance?

How can I go about getting some health care in California? I want health care for my pregnant wife. I just moved back to the USA, and I dont have a job yet, or health insurance. I would like to sign up for community health care or something similar, hopefully cheap. Any idea where to turn?
--------------------
Go Here, its cheap http://www.ladhs.org/clinics/medcare.htm…
Source

What is everyone's view on what is going on with Education and Health Insurance in this Country? *****?

***** Does everyone believe that all persons are entitled to a free Higher (college) Education and that everyone should have Health Insurance (even if we have to pay for it)? If some needs a cat scan or brace or medical device or particular procedure and the Health Insurance Company denies that person payment for that device, should the person (or his family, if the person has died) be allowed to sue the insurance company? These are serious questions and your answers toward finding a solution are needed.
--------------------
Our public education system stinks. You want the government to take over HIGHER education? Zug, we'll have doctors who are illiterate. No, I don't believe that all persons are "entitled" to anything. The whole entitlement attitude is EXACTLY what's wrong with our public education system. There aren't enough working Americans to PAY for Health Insurance for the world. That's just the way it is. And it's not fair to effectively enslave them, the working Americans, I mean, to make the attempt. Health insurance doesn't deny medical care, and they don't deny devices, or procedures. They only deny payment. If it's a life threatening issue, it's up to your friends, family, and church to find a way to make it work. People are ALREADY allowed to sue insurance companies. That's why HMO's have changed from the way they were originally intended to work, so that they're almost unrecognizable. That's why RATES have jumped through the roof. Keep in mind, when you make a business - including an insurance company - pay for SOMETHING, well, think about where they get the MONEY for it. FROM THE CUSTOMER. There ain't no such thing as a free lunch. SOMEONE pays. Or the lunch stops. Period.
Source