I am moving to oklahoma from minnesota, in december. Does anyone know what kind of health/dental plans they have? and anything for low income families? And where I could go to find out. thank you!
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They have soonercare for children/ aka medicaid that covers medical and dental for low income families. For adults they have the same, but dental only covers emergency extractions for adults.
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Thursday, April 21, 2011
Does an employer legally obliged to pay for my wife's health insurance?
My indian employer only pays for my health insurance and is cutting 423 dollars for my wife insurance. Legally, does he has the right to do so ? or he has to pay for my wife/family insurance too legally? 423 is too much and hard to pay. he cuts from my paycheck. My wife is also pregnent. please advice! thanks
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i stopped reading after " my indian" sigh....
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i stopped reading after " my indian" sigh....
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My husband had health insurance through his company. His company just dropped him from their health insurance
His company just dropped him from their insurance coverage, and never told him. They never sent him a letter regarding COBRA coverage. Is this legal? BTW, we live in FL. We just got a letter from his health insurance company today stating he is not longer covered. My husband is out of work on Worker's comp. Please help.
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First of all, is your husband's company obligated to provide COBRA? As others have mentioned, not all employers fall under COBRA requirements. If your husband's company is required to offer COBRA, frankly I'd be quite surprised if a notice wasn't sent to you. Your husband should be able to confirm with the human resources person at his former employer to confirm whether or not he's COBRA eligible. As far as getting dropped from the insurance...have you guys been paying the premiums? The employer isn't obligated to pay the premiums on your family's behalf if your husband isn't actively working. If you haven't been paying premiums, then that would explain the cancellation. If you find out that your husband should have been eligible for COBRA or if you were paying insurance premiums out of your pocket but got canceled anyhow, I'd contact an attorney.
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First of all, is your husband's company obligated to provide COBRA? As others have mentioned, not all employers fall under COBRA requirements. If your husband's company is required to offer COBRA, frankly I'd be quite surprised if a notice wasn't sent to you. Your husband should be able to confirm with the human resources person at his former employer to confirm whether or not he's COBRA eligible. As far as getting dropped from the insurance...have you guys been paying the premiums? The employer isn't obligated to pay the premiums on your family's behalf if your husband isn't actively working. If you haven't been paying premiums, then that would explain the cancellation. If you find out that your husband should have been eligible for COBRA or if you were paying insurance premiums out of your pocket but got canceled anyhow, I'd contact an attorney.
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I am under my mother's health insurance, but I also have insurance at work?
I use her insurance card because the copays are substantially lower. What happens if i don't include my work insurance with my medical office when receiving treatment?
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Nothing. It's up to you which insurance you choose to use. It's like having 2 credit cards ....its your personal decision if you choose to use the Visa instead of the Mastercard. You could ask the person that does the billing in that office if it would benefit you to include a second health insurance but don't tell them you actually have one. Just ask "what if" questions.
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Nothing. It's up to you which insurance you choose to use. It's like having 2 credit cards ....its your personal decision if you choose to use the Visa instead of the Mastercard. You could ask the person that does the billing in that office if it would benefit you to include a second health insurance but don't tell them you actually have one. Just ask "what if" questions.
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I have health insurance through my job for my family. If I quit tomorrow, how long will I have it?
We;re getting health insurance through my husband.
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If you work for a company with 20 or more employees then by Federal law they must offer you a COBRA group health insurance continuation plan that will last for at least 18 months. COBRA plans are group plans so they will be much more expensive than an individual health insurance plan. Here is some more information on COBRA health insurance:
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If you work for a company with 20 or more employees then by Federal law they must offer you a COBRA group health insurance continuation plan that will last for at least 18 months. COBRA plans are group plans so they will be much more expensive than an individual health insurance plan. Here is some more information on COBRA health insurance:
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Don't we need to end health insurance and start national health care?
If corporations and individuals didn't need to pay for health insurance, but rather our taxes went into a fund to pay for each individual when necessary.. then employers and individuals wouldn't have to bear this burden. This allows corporations to increase their profits and employ more people to grow. The losers in this plan are the insurance companies, but the employees could be hired to work for the new national health care plan. Think about it.. Insurance is completely unnecessary if your treatment is automatically paid by a national health care fund. The rest of the free world has similar health care systems... Why do we seem so concerned with "insurance" which is completely unnecessary?
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I have this argument all the time with my father. Whether you like it or not we WILL have universal healthcare one day. The current system is a disaster of wasted money and inefficiency that I doubt even our Government can top, and on top of that 40+ million aren't even covered right now. Our current system gets more expensive and less effective by the day and is destined to completely collapse. There are plenty of facts and comparisons out there that prove that universal healthcare will not only be cheaper but it will be more efficient.
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I have this argument all the time with my father. Whether you like it or not we WILL have universal healthcare one day. The current system is a disaster of wasted money and inefficiency that I doubt even our Government can top, and on top of that 40+ million aren't even covered right now. Our current system gets more expensive and less effective by the day and is destined to completely collapse. There are plenty of facts and comparisons out there that prove that universal healthcare will not only be cheaper but it will be more efficient.
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If you have a brain tumor (malignant) and no health insurance, do you wait to die?
or what happens? no outisde help..no church or fundraising and no health insurance what happens?
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i hope everyone will read this and i agree with the other answers but cancer is our government's dirty little secret-a cruel decieving way to get your money. our health care system insurance companies hospitals clinics pharmacutical companies make billions monthly from us- praying on our desperation and emotions to help a loved one through this wicked disease. they advertise on t.v. newspapers radio magazines etc. why to help pay government taxes and make profit. the cancer surgery weakens an already desperately weak body and fighting immune system,the radiation is more dangerous than the disease.it prevents the tissue from healing properly(it's a one time treatment only because of that) the chemo administered is deadly toxic poison that rots your organs veins and brain and patients suffer more from that than the actual cancer.the idea is to take your money house before you die so there is nothing left in the will for your kids and grand children.. that's why there is only 1% of money going to cancer research ..whats more your cancer is not cured only treated and will come back with a vengence leaving family members desperate to spend(invest more) .....please understand i worked in this industry for 20 years, and if and when i get cancer i'd rather have hospice take care of me naturally-they care and will keep you comfortable with dignity- please watch the farrah fawcett story-she wanted to live so much-she spent her fortune traveling to germany for excrutiating treatments because the usa doesn't cure cancer it only treats.she suffered in vein with only a faint ray a hope to keep her going-it doesn't work. our government needs to regulate the toxins in our atmosphere and environment-they don't care but until they do chances are we will as a majority of americans die of cancer. so more and more people are catching on not to go for the treatments but live with cancer a few months shorter but with quality of life, and a little more money for other things so don't let the industry manipulate you into thinking you will die without paying for these treatments-they don't work
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i hope everyone will read this and i agree with the other answers but cancer is our government's dirty little secret-a cruel decieving way to get your money. our health care system insurance companies hospitals clinics pharmacutical companies make billions monthly from us- praying on our desperation and emotions to help a loved one through this wicked disease. they advertise on t.v. newspapers radio magazines etc. why to help pay government taxes and make profit. the cancer surgery weakens an already desperately weak body and fighting immune system,the radiation is more dangerous than the disease.it prevents the tissue from healing properly(it's a one time treatment only because of that) the chemo administered is deadly toxic poison that rots your organs veins and brain and patients suffer more from that than the actual cancer.the idea is to take your money house before you die so there is nothing left in the will for your kids and grand children.. that's why there is only 1% of money going to cancer research ..whats more your cancer is not cured only treated and will come back with a vengence leaving family members desperate to spend(invest more) .....please understand i worked in this industry for 20 years, and if and when i get cancer i'd rather have hospice take care of me naturally-they care and will keep you comfortable with dignity- please watch the farrah fawcett story-she wanted to live so much-she spent her fortune traveling to germany for excrutiating treatments because the usa doesn't cure cancer it only treats.she suffered in vein with only a faint ray a hope to keep her going-it doesn't work. our government needs to regulate the toxins in our atmosphere and environment-they don't care but until they do chances are we will as a majority of americans die of cancer. so more and more people are catching on not to go for the treatments but live with cancer a few months shorter but with quality of life, and a little more money for other things so don't let the industry manipulate you into thinking you will die without paying for these treatments-they don't work
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