Besides Cobra, what other options do I have? I ma looking for cheap insurance.
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Thursday, April 21, 2011
Is health insurance a commodity on the free market?
I'm relatively sure that is not but I haven't the slightest how it works in those regards. I am currently a dependent and my insurance is through my father's employer. It's a hot topic at the moment and I'd like to know what's wrong with it?
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No, insurance is not a commodity. Gold is a commodity and no matter where you buy gold or in what form it comes, it's still gold. Granted there are different grades of gold, oil, wheat, etc...but insurance is not a commodity. Insurance is a contract and a promise to pay under certain circumstances.
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No, insurance is not a commodity. Gold is a commodity and no matter where you buy gold or in what form it comes, it's still gold. Granted there are different grades of gold, oil, wheat, etc...but insurance is not a commodity. Insurance is a contract and a promise to pay under certain circumstances.
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when choosing health insurance what factors matters most to you.?
im looking for health insurance for me and my wife but i dont want to get something that is going to be a waste of my hard earned money give a little detail on it as im not to good on all the ppo and hmo and the likes thanks. best anser scores 10 good points.
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first,you should collect some resource by searching the relevant keyword in search engine,if you got good luck there ,then your problem solved.however,if you are not able to find the ideal answer by doing that,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is the resource i recommend.
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first,you should collect some resource by searching the relevant keyword in search engine,if you got good luck there ,then your problem solved.however,if you are not able to find the ideal answer by doing that,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is the resource i recommend.
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Which health insurance do you think would be better: Humana One, or through my university?
I'm currently enrolled with HumanaOne, but I'm going back to school and am offered their insurance at a similar cost. Does anyone have experience with either of these, or have an idea which coverage would be better? I'm going to do a close comparison, but I also though it would help to get any other opinions out there. Thanks.
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Humana, because you will own the policy, not the university. As long as you continue to pay the premiums you cannot be canceled, or singled out for a rate increase. Besides, most college plans are "limited benefit" policies. Don http://mtnhealthinsurance.com
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Humana, because you will own the policy, not the university. As long as you continue to pay the premiums you cannot be canceled, or singled out for a rate increase. Besides, most college plans are "limited benefit" policies. Don http://mtnhealthinsurance.com
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Where can I find a medicare health insurance supplement in OK for prexisiting conditions and for under age 65?
Oklahoma is hard to find this type of health supplement.
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You will want to contact an independent agent that works with Medicare Advantage plans in OK. Pre-existing conditions are not an issue unless you have ESRD (kidney failure). Each plan is county specific but there are 23 plans available in Oklahoma City and range in price from $0 to $218 per month. Many of these plans include prescription drug coverage. You can get on a plan that doesn't include the drug coverage and get a separate stand alone Part D plan, of which there are 56 plans available state-wide. You must have both medicare parts A and B to get on a Medicare Advantage plan or either medicare parts A or B to get on a stand alone Part D plan.
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You will want to contact an independent agent that works with Medicare Advantage plans in OK. Pre-existing conditions are not an issue unless you have ESRD (kidney failure). Each plan is county specific but there are 23 plans available in Oklahoma City and range in price from $0 to $218 per month. Many of these plans include prescription drug coverage. You can get on a plan that doesn't include the drug coverage and get a separate stand alone Part D plan, of which there are 56 plans available state-wide. You must have both medicare parts A and B to get on a Medicare Advantage plan or either medicare parts A or B to get on a stand alone Part D plan.
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Does anyone else think health insurance networks are a bad thing?
My father had a rare condition and one of the few places in the country that was experienced in treating it wasn't in our network. The insurance said they wouldn't cover it if we took him there, so we couldn't afford it and so we had to take him elsewhere and they didn't know what they were doing and he died. I think everyone should be able to go to whatever hospital or doctor they choose. Goodness knows we pay enough for the stupid insurance!
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Honestly, I think Health Insurance is a scam, for the most part. Even if you do have health insurance, you've still gotta pay the premiums, co-payments and deductibles. God forbid something does happen, the insurance company only covers a small fraction on the costs, if the illness is covered under the contract. Otherwise, your claim will be DENIED. Don't forget about all of the medication you'll have to spend hundreds on dollars on. You said that the caretaker(s) "didn't know what they were doing..." and as a result of that your father passed away. I would talk to an attorney and sue the hospital for negligence. My condolences to you and your family. If you haven't already, go see the movie Sicko, directed by Micheal Moore. (yes he is bias, but theres still truth in what he says)
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Honestly, I think Health Insurance is a scam, for the most part. Even if you do have health insurance, you've still gotta pay the premiums, co-payments and deductibles. God forbid something does happen, the insurance company only covers a small fraction on the costs, if the illness is covered under the contract. Otherwise, your claim will be DENIED. Don't forget about all of the medication you'll have to spend hundreds on dollars on. You said that the caretaker(s) "didn't know what they were doing..." and as a result of that your father passed away. I would talk to an attorney and sue the hospital for negligence. My condolences to you and your family. If you haven't already, go see the movie Sicko, directed by Micheal Moore. (yes he is bias, but theres still truth in what he says)
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Dems seem to like the idea that the government can make everyone buy health insurance. What would?
happen if the government passes a law that all home owners have a firearm? It would cut down on burglary and home invasion, would be their reason to do it. Arent we giving the government the right to do this if we let them force insurance on us?
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The government cannot make you do anything. I am sure someone will file a suite that will end up at The Supreme Court. Peace
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The government cannot make you do anything. I am sure someone will file a suite that will end up at The Supreme Court. Peace
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