Is there any way that, i, myself can sign up for health insurance?
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Prudential, but must have parent to sign the policy
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Monday, March 14, 2011
Can health insurance be trasfered from one state to another?
I have "Keystone Mercy Insurance" which can be used within the state of PA only. I need to have a heart surgery and I want to have it at Clevland Clinic in Ohio. Is there any way my insurance can be trasfered or are there any other options?
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Contact your insurance company and ask them whether they will cover it. sometimes they will give authorization. You may have to get your doctor to fill out forms. The best way to know is to call and ask. The worse they can do is say no.
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Contact your insurance company and ask them whether they will cover it. sometimes they will give authorization. You may have to get your doctor to fill out forms. The best way to know is to call and ask. The worse they can do is say no.
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Where can I get health insurance?
I have a disability (hearing loss), and I don't have a job, so I am not working. I want to get a hearing evaluation at University of Washington (where I live) but I need health insurance. Otherwise it will cost me 900 dollars which, I don't have. What can I do?
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.talk4fun.net - here is my health insurance plan. As I remember they can provide such a service.
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If you change health insurance during pregnancy will the new insurance cover the visits and delivery?
My husband and I are doing invitro fertilization and we will find out 11/15/2008 if we are successful but husband is wanting to change jobs. This means that the insurance we have now will be canceled and his new jobs insurance will go into effect. I know we may have to use Cobra for a fews months, but once he is eligble for the new jobs insurance willit even cover my pregnancy or will it be considered pre existing?
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Pregnancy cannot be considered pre-existing on group coverage. Just make sure that you take the COBRA to cover anything that may happen until you and your husband are covered on the new plan. Here is a link that explains it-see "Pre-existing Condition Exclusion" http://www.dol.gov/elaws/ebsa/health/4.a…
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Pregnancy cannot be considered pre-existing on group coverage. Just make sure that you take the COBRA to cover anything that may happen until you and your husband are covered on the new plan. Here is a link that explains it-see "Pre-existing Condition Exclusion" http://www.dol.gov/elaws/ebsa/health/4.a…
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How long after getting approved for health insurance is it safe to go to the doctor?
I'm 90% sure I have cancer but am afraid if I go to the doctor and diagnose it they'll tell me it was a pre-existing condition and cancel my insurance. I've already waited a month and can tell my condition is getting worse. What's a safe bet?
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Once you are approved, you are covered. I would wait till you had your insurance card so you don't have to pay upfront and be reimbursed. If they are going to cancel you, they will do it no matter how long you wait. I think you are good to go in and get checked out. For what its worth, I hope your wrong about having cancer.
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Once you are approved, you are covered. I would wait till you had your insurance card so you don't have to pay upfront and be reimbursed. If they are going to cancel you, they will do it no matter how long you wait. I think you are good to go in and get checked out. For what its worth, I hope your wrong about having cancer.
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I have to go to the doctor, but I don't have money or health insurance. Any ideas?
I need to go to a family practitioner, but I don't have any money and I don't have health insurance.
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Go to the hospital. You will get immediate attention and they will bill you. Then you can make as little as $10 a month payments. If you go to a family practioner or any other doctor they will expect you to pay that day.
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Go to the hospital. You will get immediate attention and they will bill you. Then you can make as little as $10 a month payments. If you go to a family practioner or any other doctor they will expect you to pay that day.
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What is the debate on purchasing health insurance across state lines?
Currently the healthcare reform act does not allow purchasing insurance from out of state carriers (or across state lines). Why are the republicans for this and the dems against is it overall? It seems like it would be a good thing? What are the arguments for and against it?
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Currently, health insurance is regulated on a state by state basis. A policy you buy in PA, doeson't comply with NY laws. Because of that, PA insurance is much, much cheaper - NY health insurance costs about DOUBLE, due to the regulations in that state. SO. There are two bottom lines: 1. You'd need to start another bureauocracy - a national insurance regulation bureauocracy. Mongo budget bucks. and 2. it's not going to work the way people THINK it will work. If you are in NY, and want to cut your health insurance in half by buying a PA policy, well, if the PA policy has to comply with NY coverage, they'll have to INCREASE THE PRICE. In other words, EVERYONE'S insurance cost will go up, maybe a lot. In NY, you can't refuse to issue a health insurance policy - so there's some inherent "adverse selection" issues there. That, also, will increase overall costs. Not all companies sell health insurance in all states. There's a reason for that - some states are very insurance un-friendly. If you're required to pay for someone's infertility treatments, it's going to raise EVERYONE'S prices. So. Back into it. WHY EXACTLY is being able to buy health insurance across state lines, a good thing? COST isn't a valid factor - because once you can, prices will rise. And I can't think of any other good reasons, justified by billions of dollars for another bureauocracy.
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Currently, health insurance is regulated on a state by state basis. A policy you buy in PA, doeson't comply with NY laws. Because of that, PA insurance is much, much cheaper - NY health insurance costs about DOUBLE, due to the regulations in that state. SO. There are two bottom lines: 1. You'd need to start another bureauocracy - a national insurance regulation bureauocracy. Mongo budget bucks. and 2. it's not going to work the way people THINK it will work. If you are in NY, and want to cut your health insurance in half by buying a PA policy, well, if the PA policy has to comply with NY coverage, they'll have to INCREASE THE PRICE. In other words, EVERYONE'S insurance cost will go up, maybe a lot. In NY, you can't refuse to issue a health insurance policy - so there's some inherent "adverse selection" issues there. That, also, will increase overall costs. Not all companies sell health insurance in all states. There's a reason for that - some states are very insurance un-friendly. If you're required to pay for someone's infertility treatments, it's going to raise EVERYONE'S prices. So. Back into it. WHY EXACTLY is being able to buy health insurance across state lines, a good thing? COST isn't a valid factor - because once you can, prices will rise. And I can't think of any other good reasons, justified by billions of dollars for another bureauocracy.
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