My college doesn't offer any health insurance and I don't have much money. What should I do? I need to get my throat checked out.
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Try this site http://heinsurance.notlong.com here you can get quotes from different companeis in your area, this way you can find something affordable.
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Tuesday, March 1, 2011
Am I allowed to deny my employer's health insurance?
I've heard rumors that the new health care reforms don't allow individuals to stay covered under their parents health insurance if their employer offers it. Since health insurance has been pushed to cover children up to 26, being 21, does anyone know if I'm allowed to deny my employers health insurance? I can't find a definitive answer anywhere online.
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If health insurance available from your employer you do not qualify to be on your parent's insurance. No rumor; fact.
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If health insurance available from your employer you do not qualify to be on your parent's insurance. No rumor; fact.
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Do most health insurance companies go by date of conception for insurance coverage?
I read this somewhere when I was looking for independent health care insurance. I now have health insurance through my work, and coverage started on September 1st (I have United Healthcare through T-mobile, if that matters). I was trying to look up my coverage online, and it didn't say anything about not covering me depending on date of conception, but I did read somewhere before that a lot of health care insurances go by this (which I think would be really inaccurate and wrong, but that's just me....)
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Most (not all) insurance companies do not consider pregnancy a preexisting condition. I think this is what is would be talking about. Its too difficult to figure out the date of conception i dont believe they would use that date. Also if you have short term disability threw work see if they cover pregnancy. Mine does and will pay me around 50% of what i make, while i am on maternity leave. Congrats on your pregnancy!!
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Most (not all) insurance companies do not consider pregnancy a preexisting condition. I think this is what is would be talking about. Its too difficult to figure out the date of conception i dont believe they would use that date. Also if you have short term disability threw work see if they cover pregnancy. Mine does and will pay me around 50% of what i make, while i am on maternity leave. Congrats on your pregnancy!!
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Looking for health insurance, not a discount plan?
I have MS and have not been able to find real health insurance. My state health pool will cover me but at $1300/mo. I've heard from a lot of discount plans and indemnity providers but am afraid of these. Any one out there have any ideas? Thanks!
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You don't say how functional you are. If you can work, find any job you can that has benefits. Even if you work at it only long enough to qualify for COBRA, the COBRA lasts 18 months and would probably cost $400-$600/month, which is a lot less than $1300. If you're too disabled to work, you have to realize that no insurance company will insure for less than they anticipate spending for you. But at that point, I'd expect you would have applied for Social Security Disability and perhaps Medicare. I also assume you have a certain amount of money, because if you don't, you'd qualify for Medicaid, which is at no cost to you. Contact your state Welfare office if you'd like to find out more about this. Re the discount plans, consider just researching them. Check with the state insurance board to see that they're legitimate. Do online searches to see if anyone has posted anything good or bad about them. You might also ask at your local MS chapter (find it here: http://www.nationalmssociety.org/find-a-… ), since surely others with MS encounter this same problem.The website also has an online forum. Best of luck with this!
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You don't say how functional you are. If you can work, find any job you can that has benefits. Even if you work at it only long enough to qualify for COBRA, the COBRA lasts 18 months and would probably cost $400-$600/month, which is a lot less than $1300. If you're too disabled to work, you have to realize that no insurance company will insure for less than they anticipate spending for you. But at that point, I'd expect you would have applied for Social Security Disability and perhaps Medicare. I also assume you have a certain amount of money, because if you don't, you'd qualify for Medicaid, which is at no cost to you. Contact your state Welfare office if you'd like to find out more about this. Re the discount plans, consider just researching them. Check with the state insurance board to see that they're legitimate. Do online searches to see if anyone has posted anything good or bad about them. You might also ask at your local MS chapter (find it here: http://www.nationalmssociety.org/find-a-… ), since surely others with MS encounter this same problem.The website also has an online forum. Best of luck with this!
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Will the money that an employer pays toward employee health insurance be reported to the irs as income?
I received an email from my employer discussing upcoming changes in insurance based on the new health bill. If I understood the email correctly it seemed to be saying that any funds that the company puts toward my health insurance premiums will be reported to the irs as income starting in 2011. Is the accurate and if so will that new "income" be taxed at the same rate as my earnings? thank you
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I don't think it is accurate, at least as far as a direct connection to the new health care bill is concerned. Discussion of taxing employer provided health insurance is focused on so-called Cadillac plans, and taxation there is deferred several years. You would have to post the exact wording of the e-mail (company name left out, of course) to let someone figure it out.
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I don't think it is accurate, at least as far as a direct connection to the new health care bill is concerned. Discussion of taxing employer provided health insurance is focused on so-called Cadillac plans, and taxation there is deferred several years. You would have to post the exact wording of the e-mail (company name left out, of course) to let someone figure it out.
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If I am on my parents health insurance policy, will they know why I went to the doctor?
THe doctor diagnosed me with an std, will my parents find this out if I am on their health insurance policy?
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Tell your parents now. Get it over with and get on with your life. All you're going to do by not telling them now is stress about the moment when they're going to find out or when your conditions worsens and you have to tell them. Get the hard part out of the way ASAP. If you really can not speak with your parents about this, then trying going to a free clinic for while just to get you through the shock of it all. At the same time, you have to find someone else to talk to about this. Do not lock it up inside and pretend like because the doctors can fix it then everything is alright. The worse thing you can do to yourself mentally is pretend like everything is okay when it's not.
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Tell your parents now. Get it over with and get on with your life. All you're going to do by not telling them now is stress about the moment when they're going to find out or when your conditions worsens and you have to tell them. Get the hard part out of the way ASAP. If you really can not speak with your parents about this, then trying going to a free clinic for while just to get you through the shock of it all. At the same time, you have to find someone else to talk to about this. Do not lock it up inside and pretend like because the doctors can fix it then everything is alright. The worse thing you can do to yourself mentally is pretend like everything is okay when it's not.
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I was wondering how can I accept Health Insurance as a payment from patient or clients?
i own my own transportation company . and i want to get set up to accept health insurance for transporting patience
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You have to contact each insurer, and do whatever paperwork they want, to become an "in network provider". Many health insurance companies won't pay for transportation, so you're probably really dealing with just Medicaid.
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You have to contact each insurer, and do whatever paperwork they want, to become an "in network provider". Many health insurance companies won't pay for transportation, so you're probably really dealing with just Medicaid.
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