Health Insurance for Small Business Owner?

Wanting to know how to find out two things: 1) the best health insurance coverage and 2) for the best and most affordable price. My husband is the sole proprietor of a small business he runs. He'd like to get good health insurance for the two of us but what I've looked into has been incredibly expensive for good coverage or cheaper for not-so-good coverage. Someone recently told us to look into becoming incorporated as that may help (I don't know how though). Any ideas? Thanks in advance.
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~~There may be better tax advantages by incorporating but it will not affect your premiums. I don't know what state you live in, but I will give you the number to our insurance agent we use with Costco Insurance. Her name is Lisa and call her at 1-800-611-9057 ext #2206. We currently have Costco Insurance which is under our business (has to have two people covered) and is through United Healthcare. They are excellent and our premiums for great coverage are very reasonable. It does go by age, so the younger you are the less it costs.preexistingting clause is required. Dental is also available. Our business is suffering from the bad economy so we are currently working again with her to get us more of a major medical coverage to reduce the premiums, because things are so tight. This girl has gone out of her way to find us a top notch policy at unbelievable rates. It isn't through Costco anymore, which I loved having their backing, but it is with Blue Shield and it is still a very trustworthy insurance. She'll do whatever she can to get you great insurance. We've used her for over 6 years now and she is awesome. I hope you live in a state which she can sell in. Good luck!~~
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Why do we get our health insurance through our jobs?

I'll tell you. In the 1940s Truman continued wage and price controls well beyond WWII - - not that they worked anyway, as anyone familiar with J.B. Say knows. It was illegal for most employers to give many of their employees a raise!!!!!!! So guess what those employers did? They figured out a way to get AROUND that restriction, and compensate their employees MORE, in order to KEEP them. How? "Fringe benefits" that included health insurance, dental insurance, etc.... Because a group of employees usually is a good pool - people at least functional enough to have jobs - and because it offered the chance to sell policies to hundreds or thousands of people at once - the insurance companies considered this a great idea.
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Many many workers do not work for businesses that offer health insurance. And many that do, the employer only pays 20 % or so of the monthly premium (like my comany), Many companies buy the absolute CHEAPEST coverage they can get away with to increase their own profits, and all too many workers who feel comfortable that they have health insurance, come to find out when they or their loved ones do get sick, find out all too late that the insurace refuses to pay for that particular illness/procedure. It's in a shambles.
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Can you be already pregnant and go onto someones health insurance?

We are looking to switch onto my husbands health insurance but I might be pregnant at the time. Will they except me or will they look at it like a pre existing condition condition? Will the baby be covered after the birth?
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If you lose your insurance due to quitting your job, that is a qualifying event and you can be added to your husband's insurance at that time without waiting for open enrollment. The baby can be added once born-you generally have 30 days to add the baby. Group policies cannot consider pregnancy pre-existing.
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Are there any here with no Job or Health Insurance voting for McCain?

If you have no job or health insurance are you voting for McCain? Why or why not? Please only answer this question if you are unemployed and without Health Insurance, Thank you
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you are supposed to collect as much as resource as you can by searching the relevant keyword in search engine,if you have good luck there,then your problem solved.however,if you could not find the fitful answer by doing that,here http://www.HealthInsuranceFreeTips.info/free-health-insurance.htm is the resource i prefered.
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Where can a recent college grad find affordable short-term health insurance?

I am not sure what to do about health insurance after I graduate from college (in a few months). I know that I am going to need some time to job hunt (my field is very competitive) and I would also like to do some volunteer work before I start my career. Problem is, if I am not a full-time student, my parents' health insurance won't cover me, and if I don't or can't find a job with benefits right away, I will be left uninsured. Any ideas where I can get affordable health insurance for short-term (no more than a year and a half) ??? Thanks!
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When I graduated from college (5 years ago), I got temp health coverage from Fortis, which is now Assurant Health. It was a simple online process. I remember it being affordable. I cannot speak for how good it is, because thankfully, I did not need to use it. After 6 months, it expired and that was it https://www.temporaryinsurance.com/stm/(… If I just graduated, I would take a serious look at this site. They seem to specialize in students. http://www.gradmed.com Just make sure you read what they will not cover. For example, don't get pregnant. good luck .
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how does health insurance work?

How does health insurance work? I just boought health insurance, can I go to the doc asap and they will cover it?
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is the resource i have ever had good experience.
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Do you believe that 0bama wants to eliminate private health insurance?

In his own words: http://www.breitbart.tv/uncovered-video-… NOW do you believe it?
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Couldn't do it even if he wanted to.
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