Is there any health insurance plan that covers pre existing conditions for a visitor from India to USA. My father 73 years old will be visiting US and Canada for 6 months.He suffers from diabetes, hypertension and right sided paralysis. Any help is most welcome.
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healthplans.bebto.com - try this one. I have their health insurancs and as I know they can provide coverage with preexisting condition.
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Sunday, February 20, 2011
Do you know your health insurance situation?
A friend of mine was diagnosed with late-stage cancer. She was going to need long-term treatment. She learned that after 90 days away from her job she'd be placed on long-term disability (fortunately for her she had purchased that option). If she becomes unable to make her COBRA payments, she will not have health care coverage. Too sick to work for 3 months might lose your insurance. Do you know for sure how your particular situation would work? If this happened to you, you sure would be glad to have a Public Option.
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Thank you for that. I think that way too many people think that they are covered because they pay for their health insurance. I have to say that I used to be that very same way. That was until my aunt and uncle had their issue - my uncle carried the health insurance, and my aunt found out that she had cancer. Low and behold, there was this little paragraph in their insurance that had been paid for faithfully for over 20 years that they would only pay for so much treatment for a major illness, and then that would be it. That little paragraph only covered some of the initial medical treatment - none of the meds (they weren't on their list - too expensive, so they had to pay for the hundereds of dollars worth of meds each month out of pocket), and turned out that only the first round of chemo was covered. Because the doctor recommended the second round, the insurance company stated they would not pay for it, and that was that. They were dropped at the end of the policy year. So NOTHING was covered. You think that you are safe and that this public option is not needed for you because you have insurance - think again. When all that happened to my aunt and uncle, I grabbed my policy and read it cover to cover. Funny what you find out when that happens - like the insurance company gets to dictate my treatment (not me or my doctor), and they will only pay for what their medical staff dictates is necessary (privatized death panels). They didn't cover some of the medications that would be needed for a major diagnosis (as in cancer), and that would have to be paid for out of pocket. And they also had the option of dropping me from their plan at the end of the policy year if I "incurred too much in the way of medical expenses". I beg people - read your plans. And if you think that you are never going to have it happen to you, think again. Cancer doesn't run in our family, and my aunt got it. And they filed bankruptcy last year due to the medical bills. Guess that my bills will go up due to that, won't they? I mean, they will have to be paid by someone. . .
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Thank you for that. I think that way too many people think that they are covered because they pay for their health insurance. I have to say that I used to be that very same way. That was until my aunt and uncle had their issue - my uncle carried the health insurance, and my aunt found out that she had cancer. Low and behold, there was this little paragraph in their insurance that had been paid for faithfully for over 20 years that they would only pay for so much treatment for a major illness, and then that would be it. That little paragraph only covered some of the initial medical treatment - none of the meds (they weren't on their list - too expensive, so they had to pay for the hundereds of dollars worth of meds each month out of pocket), and turned out that only the first round of chemo was covered. Because the doctor recommended the second round, the insurance company stated they would not pay for it, and that was that. They were dropped at the end of the policy year. So NOTHING was covered. You think that you are safe and that this public option is not needed for you because you have insurance - think again. When all that happened to my aunt and uncle, I grabbed my policy and read it cover to cover. Funny what you find out when that happens - like the insurance company gets to dictate my treatment (not me or my doctor), and they will only pay for what their medical staff dictates is necessary (privatized death panels). They didn't cover some of the medications that would be needed for a major diagnosis (as in cancer), and that would have to be paid for out of pocket. And they also had the option of dropping me from their plan at the end of the policy year if I "incurred too much in the way of medical expenses". I beg people - read your plans. And if you think that you are never going to have it happen to you, think again. Cancer doesn't run in our family, and my aunt got it. And they filed bankruptcy last year due to the medical bills. Guess that my bills will go up due to that, won't they? I mean, they will have to be paid by someone. . .
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in the state of arkansas, is there any state programs to provide free or affordable health insurance?
i am a 36 yr old male returning to college full-time. i have two dependent children who recive arkids(medicaid). i have no health insurance currently and am not working currently
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The college may offer low-cost health care for full-time students. Call them and ask.
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The college may offer low-cost health care for full-time students. Call them and ask.
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Horseback riding lessons and health insurance?
If i don't have health insurance right now can i take horse back riding lessons?
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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21 yr old with Bronchitis and without health insurance . . what should I do?
I'm only 21 years old, having re-accurring Bronchitis with out any health insurance and I was just wondering before this condition turns into pneonia, what I should do to make it go away by home remedy's>? I work at a Hospital myself, but with only working part-time- they refuse to offer me any health insurance but I still get vacation time (PPO Time) even as a part timer. I feel like I'm missing something in this big picture and was hoping for ideas or suggestions. Thanks
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When you don't have money to get the care you need, here are some free resources for you, read through them, and pick up the phone, and get your needed help. http://www.nlm.nih.gov/medlineplus/finan… http://ask.hrsa.gov/pc/ http://www.omhrc.gov/templates/browse.as… http://www.hrsa.gov/help/default.htm http://www.thefrugallife.com/medicalalte… http://www.google.com/search?q=Free+Low+… Free and low cost prescription medication: http://www.xubex.com/ https://www.pparx.org/Intro.php http://www.nami.org/Template.cfm?section… http://www.themedicineprogram.com/links.… http://www.cancer.gov/cancertopics/facts… Financial Assistance and Other Resources for People With Cancer:Cancer imposes heavy economic burdens on both patients and their families. For many people, a portion of medical expenses is paid by their health insurance plan. For individuals who do not have health insurance or who need financial assistance to cover health care costs, resources are available, including Government-sponsored programs and services supported by nonprofit organizations. Cancer patients and their families should discuss any concerns they may have about health care costs with their physician, medical social worker, or the business office of their hospital or clinic. This is about FREE hospitalization, if you need it and they WILL help you! http://www.hrsa.gov/hillburton/default.h… Hill Burton Hotline 1-800-638-0742 (1-800-492-0359 in Maryland) In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facility's area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care. http://www.hrsa.gov/help/default.htm Medicaid is for people under 65, medicare is for the seniors. How to apply for Medicaid or medicare http://www.cms.hhs.gov/MedicaidEligibili… http://www.aarp.org/money/lowincomehelp/… For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213. http://www.ssa.gov/ For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at www.CMS.gov How To Pay for Mental Health Services http://mentalhealth.samhsa.gov/publicati… http://depression.about.com/cs/findadoc/… Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/finan… DENTAL HELP: Free or low cost dental care United States http://www.nidcr.nih.gov/NR/rdonlyres/53… http://www.raconline.org/info_guides/den… FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC. http://dental-assistance.app-sl-1.aidpag… Need eyeglasses or eye care? http://www.nei.nih.gov/health/financiala… http://www.uniteforsight.org/freeclinics… Free Mammogram: http://www.cdc.gov/cancer/nbccedp/ How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's offices. Here's a list for every state: http://cancer.about.com/od/screeningandd… Where can I go to get free or reduced-cost prenatal care? You can call this number if you need free birth control help, too! Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy. To find out about the program in your state: · Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code · For information in Spanish, call 1-800-504-7081 · Call or contact your local Health Department.
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When you don't have money to get the care you need, here are some free resources for you, read through them, and pick up the phone, and get your needed help. http://www.nlm.nih.gov/medlineplus/finan… http://ask.hrsa.gov/pc/ http://www.omhrc.gov/templates/browse.as… http://www.hrsa.gov/help/default.htm http://www.thefrugallife.com/medicalalte… http://www.google.com/search?q=Free+Low+… Free and low cost prescription medication: http://www.xubex.com/ https://www.pparx.org/Intro.php http://www.nami.org/Template.cfm?section… http://www.themedicineprogram.com/links.… http://www.cancer.gov/cancertopics/facts… Financial Assistance and Other Resources for People With Cancer:Cancer imposes heavy economic burdens on both patients and their families. For many people, a portion of medical expenses is paid by their health insurance plan. For individuals who do not have health insurance or who need financial assistance to cover health care costs, resources are available, including Government-sponsored programs and services supported by nonprofit organizations. Cancer patients and their families should discuss any concerns they may have about health care costs with their physician, medical social worker, or the business office of their hospital or clinic. This is about FREE hospitalization, if you need it and they WILL help you! http://www.hrsa.gov/hillburton/default.h… Hill Burton Hotline 1-800-638-0742 (1-800-492-0359 in Maryland) In 1946, Congress passed a law that gave hospitals, nursing homes and other health facilities grants and loans for construction and modernization. In return, they agreed to provide a reasonable volume of services to persons unable to pay and to make their services available to all persons residing in the facility's area. The program stopped providing funds in 1997, but about 300 health care facilities nationwide are still obligated to provide free or reduced-cost care. http://www.hrsa.gov/help/default.htm Medicaid is for people under 65, medicare is for the seniors. How to apply for Medicaid or medicare http://www.cms.hhs.gov/MedicaidEligibili… http://www.aarp.org/money/lowincomehelp/… For information about Social Security, Medicare, and disability benefits, call the Social Security Administration at 800-772-1213. http://www.ssa.gov/ For information about Medicaid, contact your local social service or welfare office. You can also find information about Medicare and Medicaid at www.CMS.gov How To Pay for Mental Health Services http://mentalhealth.samhsa.gov/publicati… http://depression.about.com/cs/findadoc/… Additional Public Benefits for Families Raising Children: http://www.nlm.nih.gov/medlineplus/finan… DENTAL HELP: Free or low cost dental care United States http://www.nidcr.nih.gov/NR/rdonlyres/53… http://www.raconline.org/info_guides/den… FREE AND LOW COST DENTAL HELP FOR DENTURES , BROKEN TEETH , PAIN , ETC. http://dental-assistance.app-sl-1.aidpag… Need eyeglasses or eye care? http://www.nei.nih.gov/health/financiala… http://www.uniteforsight.org/freeclinics… Free Mammogram: http://www.cdc.gov/cancer/nbccedp/ How to Get a Free or Low Cost Pap Smear, The National Breast and Cervical Cancer Early Detection Program provides free or low cost Pap smears to eligible women across the country. Through this program, uninsured and impoverished women can receive Pap smears at local clinics and doctor's offices. Here's a list for every state: http://cancer.about.com/od/screeningandd… Where can I go to get free or reduced-cost prenatal care? You can call this number if you need free birth control help, too! Women in every state can get help to pay for medical care during their pregnancies. This prenatal care can help you have a healthy baby. Every state in the United States has a program to help. Programs give medical care, information, advice and other services important for a healthy pregnancy. To find out about the program in your state: · Call 1-800-311-BABY (1-800-311-2229) This toll-free telephone number will connect you to the Health Department in your area code · For information in Spanish, call 1-800-504-7081 · Call or contact your local Health Department.
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would you live somewhere you didnt want to if you had free amazing health insurance?
i live in Madison, WI and i hate living here cause its cold and i live with my parents. but we have this awesome health insurance that i can keep until i'm 25 if i stay here. 10 dollar copay for office calls and 1 dollar prescriptions! i go constantly, always getting injured or sick or something. i want to move somewhere down south for better weather and go get away from my folks, but then what woudl i do if want to go to the doctor? i'm a student, no job, (cant get hired for some reason) and i dont have a lot of money. woudl you live miserably here to keep the insurance?
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do waht you want. the insurance is valuable though. if thats the most important thing in your life, then stay. if other htigns are more important, than go!
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do waht you want. the insurance is valuable though. if thats the most important thing in your life, then stay. if other htigns are more important, than go!
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Where to Find Affordable Health Insurance Companies?
Hi, I'm looking for affordable health insurance companies, please recommend me good sites.
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Try this site http://heinsurance.notlong.com here you can get quotes from different companies so you can find the best option for you.
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Try this site http://heinsurance.notlong.com here you can get quotes from different companies so you can find the best option for you.
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