My tonsils are killing me. It hurts to do pretty much everything. I want to get them removed but there is only one problem. I have no health insurance and neither do my parents. Can anyone offer some advice on how to go about getting them removed. I looked up the average price of a surgery and it runs about $3000. I don't have that kinda of money just lying around. Please help!!!
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Check into public hospitals. This happened to my cousin, with no insurance, and he got his out with no fee whatsoever. He did have to wait a few months, but it worked. Public hospitals here have health plans for people with no insurance. Once you qualify, you don't pay anything, except for prescriptions, nothing for procedures or office visits. Also find out if the county where you live has some kind of assistance. Sometimes teaching hospitals will help also. Care Credit is a credit card company for health needs.
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Sunday, February 20, 2011
what kind of health insurance is americhoice?
is this health insurance an HMO? or something different. does anyone know?
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i think it works with medicare AmeriChoice offers health care coverage for beneficiaries of Medicaid and other state health care programs in all or parts of the states on the map at left. Our health plans are known by different names in different states, but all offer the same high quality care.
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i think it works with medicare AmeriChoice offers health care coverage for beneficiaries of Medicaid and other state health care programs in all or parts of the states on the map at left. Our health plans are known by different names in different states, but all offer the same high quality care.
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Health insurance through my husbands job?
We just got the new open enrollment info for my husbands job. Recently I have lost my job and we have had baby so this time around it will no longer just be my husband drawing the insurance, it will be our family. Anyway, the premium for health insurance only (not vision or dental) is a little over $400 a month. This seems high to me and I am wondering if that is what most people pay for a family, or if I should look into health insurance rates online?
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I did a lot of research on this, too. We pay about $400 a month for our family as well. The best deal you're going to get (price-wise and benefit-wise) is from your (or his) employer. Go with the work insurance.
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I did a lot of research on this, too. We pay about $400 a month for our family as well. The best deal you're going to get (price-wise and benefit-wise) is from your (or his) employer. Go with the work insurance.
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Wouldn't you want everyone to have health insurance?
I mean if we are all forced to have car insurance why not health insurance. Why should people choose to have it or not? What kind of person doesn't want to take care of their body? The thing is every one should have health insurance because sickness has no boundaries. Germs spread when your sick and affects everybody. So no, health should not be a choice to someone because they affect more than themselves....well unless they are willing to live in a big plastic bubble.
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You are not forced to have car insurance, you can choose not to drive. If you have children you do not have to have car insurance for them. Car insurance is required if you CHOOSE to drive, but that insurance is not to protect you, it is to protect others, you are not required to have coverage on your own property though a lending institution may require it to protect their own interests. Why should a young health individual be required to have health care coverage? He is aware of the risks of not having it and then accepts that risk. Why should anyone pay between $300 and $1200 a month for insurance when the probabilities of using it is very low? Wouldn't you be better off saving that money and if you have to go to the doctor you can pay for the visit. Why do so many people support the right of a woman to choose but then want to deny others the right to choose whether or not they have health care. I now view abortion as a method of lowering your health care costs, you can choose to abort rather than to pay higher premiums and your insurance will pay for this choice. Health care will not stop the spread of sicknesses, it is up to an individual to go to the doctor and just having health insurance is no guarantee that they will do so. You seem to be going on the premise that if you have health care insurance, that you will not have to take any money out of your pocket except for the premiums. This is not true, you will have an annual deductible, maybe it is $500 a year, maybe it is $2,000 per year. You have to pay the deductible before the insurance pays anything at all. Even after you pay your deductible you will have to pay anywhere between 20 and 30% of the total bill. Lets say you have an angiogram, I had one so that is why I am using this as my example. The cost of the angiogram is $70,000. If your insurance costs you $5,000 per year and your deductible is $2,000 and has 80% coverage (you pay the other 20%) this procedure would cost you a total of $5,000 + $2,000 + 14,000 or a total of $21,000, assuming of course that this was your one an only usage of your insurance of the year. True, it is cheaper than paying $70,000, but do can you afford $21,000 anymore than you can afford $70,000 ? Now suppose you did not see the doctor at all during the year, do you have $5,000 you can throw away? If you said yes, then please send it to me, Now if you will show me a Federal Law that requires you to have car insurance, I will take back everything I have said.
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You are not forced to have car insurance, you can choose not to drive. If you have children you do not have to have car insurance for them. Car insurance is required if you CHOOSE to drive, but that insurance is not to protect you, it is to protect others, you are not required to have coverage on your own property though a lending institution may require it to protect their own interests. Why should a young health individual be required to have health care coverage? He is aware of the risks of not having it and then accepts that risk. Why should anyone pay between $300 and $1200 a month for insurance when the probabilities of using it is very low? Wouldn't you be better off saving that money and if you have to go to the doctor you can pay for the visit. Why do so many people support the right of a woman to choose but then want to deny others the right to choose whether or not they have health care. I now view abortion as a method of lowering your health care costs, you can choose to abort rather than to pay higher premiums and your insurance will pay for this choice. Health care will not stop the spread of sicknesses, it is up to an individual to go to the doctor and just having health insurance is no guarantee that they will do so. You seem to be going on the premise that if you have health care insurance, that you will not have to take any money out of your pocket except for the premiums. This is not true, you will have an annual deductible, maybe it is $500 a year, maybe it is $2,000 per year. You have to pay the deductible before the insurance pays anything at all. Even after you pay your deductible you will have to pay anywhere between 20 and 30% of the total bill. Lets say you have an angiogram, I had one so that is why I am using this as my example. The cost of the angiogram is $70,000. If your insurance costs you $5,000 per year and your deductible is $2,000 and has 80% coverage (you pay the other 20%) this procedure would cost you a total of $5,000 + $2,000 + 14,000 or a total of $21,000, assuming of course that this was your one an only usage of your insurance of the year. True, it is cheaper than paying $70,000, but do can you afford $21,000 anymore than you can afford $70,000 ? Now suppose you did not see the doctor at all during the year, do you have $5,000 you can throw away? If you said yes, then please send it to me, Now if you will show me a Federal Law that requires you to have car insurance, I will take back everything I have said.
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What's a good cheap health insurance for a college student?
My college doesn't offer any health insurance and I don't have much money. What should I do? I need to get my throat checked out.
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Try this site http://heinsurance.notlong.com here you can get quotes from different companeis in your area, this way you can find something affordable.
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Try this site http://heinsurance.notlong.com here you can get quotes from different companeis in your area, this way you can find something affordable.
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Health insurance required for work?
Do any of you guys know if you need to be covered by health insurance to get a job? Is health insurance required to work? Thanks! --the job is at forever 21. i worked there last year and had insurance but i just turned 19 and my plan does not cover me anymore.
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Though there may be some jobs that are going to require you to have insurance coverage, that's not usually how it works. Most people actually get their health insurance coverage through their employers. If your employer doesn't offer health insurance benefits, then you can apply for and purchase a health insurance plan on your own. The best way to do that is to work through a licensed agent who knows the options available in your area. It doesn't cost anything extra to work through an agent, and you can find some online, too. I work for a company called eHealthInsurance.com and at our site you can get quotes from a broad selection of health insurance plans in your state. You can compare plans side by side to find the right match and apply for coverage online. If you want to talk with one of our licensed agents, give us a call at 1-800-977-8860. Good luck! Amir M, licensed agent
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Though there may be some jobs that are going to require you to have insurance coverage, that's not usually how it works. Most people actually get their health insurance coverage through their employers. If your employer doesn't offer health insurance benefits, then you can apply for and purchase a health insurance plan on your own. The best way to do that is to work through a licensed agent who knows the options available in your area. It doesn't cost anything extra to work through an agent, and you can find some online, too. I work for a company called eHealthInsurance.com and at our site you can get quotes from a broad selection of health insurance plans in your state. You can compare plans side by side to find the right match and apply for coverage online. If you want to talk with one of our licensed agents, give us a call at 1-800-977-8860. Good luck! Amir M, licensed agent
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Personal Health Insurance: who should obtain medical evidence?
I live in England. My Personal Health Insurance has been turned down because no medical evidence was sent in by my employer who was handling the claim. My employer says this was not up to them but it was up to the insurance company to obtain it. Who should of obtained it. I myself provided evidence to my employers but they never sent it in with my claim.
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YOU need to obtain it from your prior insurer.
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YOU need to obtain it from your prior insurer.
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