Tuesday, February 15, 2011

How much my health insurance cover to have me neutered?

I think its called castration for neutering humans. I don't have any health problems of any sort, but I just want to kill the urge for my body wanting to have sex. I'm 24 and will be 25 next year and if I haven't had sex by now its likely that I will never will. So I may will just kill the organs responsible for my urges. Its no use keeping something if your not going to use it.
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there is no reason why you wont have sex, you are still pretty young,when you meet the right person it will happen,but a dr will not carry out your wishes,for basically the same reason i have stated just try relax a little best wishes
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Are Australians covered for any public health insurance when living in the UK?

I am just trying to work out if it is cheaper for my girlfriend and I to get travel insurance or private health insurance as we will be abroad for 15 - 18mths
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Unless you are working and have been paying your "stamp" you will not be entitled to the services of the NHS for free. If you became ill or had an accident you would probably be seen to but you would have to pay. If I was in your shoes I would take out travel insurance...I certainly wouldn't like to receive a bill from anyone if I had an accident and had to arrange for the air ambulance to take me back to Australia. You also have to consider what would happen to the other one of you if circumstances were such that one of you became ill or had to be flown home...you wouldn't get much help from the NHS there!
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Does anyone know of any kind of affordable health insurance?

My husband works independantly and needs health insurance in the Atlanta area.
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If he is self employed and your household income is 90k+ it is nearly impossible to not come out best with an HSA account. You just need to be more concerned with what you have left at the end of the year not the up front cost due to the tax advantages of an HSA plan. People do not realize that copays add 15-30% to your health insurance costs and a 35 copay usually saves you only about $24 in after tax dollars. So consider taht a 300/month health premium is probably paying 45-90/month for a copay that is saving them 25 dollars every time they visit.
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How does American health insurance work? Can anyone recommend somewhere to find more information?

I am interested in the differences between healthcare in the UK and US. I am looking at all aspects from visiting your local doctor, getting and paying for prescriptions, all the way through to how complex treatments such as cancer or mental health are managed and paid for.
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Get the book "Healthcare for Less" by Michelle Katz...it will explain everythnig in simple terms and help you save a ton of money in the process.
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How is mandated health insurance a stepping stone for universal health care?

Doesn't it just make the HMO's/insurance companies more powerful (which will make them more influential)? Won't it just be like mandated car insurance--but much more expensive?
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I don't know but I will take a guess. Maybe the thinking is because of the federal mandate to buy insurance which might be subsidized by the government or you get tax credits for that will turn into a universal health care plan due to government control? But it is still the private sector that controls the insurance business. There will always be people who cannot afford insurance and need government help but our whole health care system except for the VA, is privately run so I don't reall know. We will never have a national health service here. Americans don't want it. I think those people are paranoid and maybe they have a fear of Medicaid expanding.
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Affordable health insurance? My husband's work does not pay for mine nor our son's insurace so we pay out of?

pocket. We have Aetna right now but they just keep jacking our prices up. My husband has not been to the doctor at all this year and they have raised his prices too. Does anyone know of a good health insurance plan that is affordable please?? Thank you!
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Well, EVERYONE keeps getting their prices jacked up, because, well, claims keep going up! There isn't any 'surcharge' for claims - when ALL the 40 year old men in your state, on average, put in more claims, then EVERYONE in that age range, will see an increase. Affordable is in the eye of the beholder. A GOOD low/no deductible family plan, is GOING to cost $1200 to $1500 a month. That's what it costs. To lower the cost, you need to lower your coverage, or raise your deductiblel, or both. But that means more out of pocket, for you, for claims. You probably should sit down with a local agent, to have them help you balance coverages and costs to find something you can afford.
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What are options when health insurance coverage is cancelled?

My daughter recently lost her job and a few days later needed to be hospitalized. The hospital checked her insurance coverage and told us it was okay. We have since been called by the hospital and apparently the company my daughter worked for cancels insurance the same day you are terminated, so her hospitalization was not covered. She is 21 and unemployed. We live in Texas. What options does she have to get these bills paid? Or who can we call for assistance? Any help would be greatly appreciated!
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First I would check and see if your daughter had paid premiums through her employer that would have kept the policy in force for a week or two after she left employment. Then contact the employer and take the COBRA option. Don let time slip by on this one. You daughter may have already declined COBRA some employers get you to sign the paperwork as you leave. Check out this for more COBRA info http://www.dol.gov/ebsa/faqs/faq_consume…
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