Friday, January 14, 2011

My friend has no health insurance , needs surgery and has a good chance of being denied. Idea's?

A friend of mine said that she needs surgery on her kidney and that she has no health insurance , has med bill history and owes too and that she prob wont get accepted if she applied for the next surgery. I feel bad because I have no idea what to tell her , I said she should apply at a job that has healthcare ; StopandShop. But thats not even good health care. We both live on L.I , she's 19. Any idea's ?
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I guess this site i found on the net can help you answer your questions.
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Can I go to the USC Free Clinic without health insurance?

I might need surgery for an abdominal bulge that I'm afraid is a tumor but I have no health insurance. Can I go to the USC Free Clinic without insurance? If I need surgery, what happens if I don't have insurance?
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Call them, if they have a website surely they'll have contact infortmation! Just give them a call and tell them your situation, be honest, a lot of people don't have insurance these days...myself being one of them. Being a student without medical is tough, especially if you need medication or get sick pretty often. If they can't offer you their services, then ask them about suggestions on where to go. They should have info like that! If you want, you can even call your community college or ANY college for the matter and ask for the admin office. Talk to someone about student medical insurance and where you can go, also ask for student clinics for people without insurance. Colleges DEFINATELY have that info!
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Why did J e s u s want to help poor and sick people? Why did he make health insurance?

make health insurance mandatory for Pharisees and Sadducees alike, so that that those unfortunate could also get a free ride? He could have made a good profit from health insurance companies by charging fees for his healing of the many, yet Jesus chose to establish health insurance exchange in the Temple and made his followers to go to the Temple and purchase health insurance from the wealthy merchants operating there under the threat of crucifixion of those who don't.
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Sometimes there are more important things in life than money and greed.
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Can you go to the doctors if u dont have health insurance?

im getting pregnant i dont have health insurance. are u allowed to go to the doctors if u dont have health insurarance or do you have to get health insurance before u can go to the doctors?
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no but I recommend you do because it will cost a lot! trust me I know! I have to pay a 300 dollar bill to my doctor still only because she checked me down there and gave me a pap I recommend getting some insurance before anything!
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Good site to compare auto and health insurance quotes?

I need a nice where I get a list of different auto and health insurance quotes? Any good ones out there?
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Sure thing, try the one below. All you have to do is enter your zip and you are provided with the lowest insurance rates in your area. Then pick one and you're off! Good luck!
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Did anyone notice that Americans who have government health insurance seem to be very happy with it?

My observation is that people who have government health insurance (Medicare, military insurance, teachers, police, and other government workers) are much more satisfied with their health care than people with private insurance. Wouldn't this suggest that implementing government health care for the rest of the population will result in higher satisfaction?
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First of all, Obama is not going to bring in universal healthcare. He wants to make insurance more available to all. Second, of course universal health-cover sucks. That is why we in Western Europe have it. We think, hmm, our healthcare system sucks. I know, lets keep it. I guess that is the same with Japan and Canada as well. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet. FACT - the US has higher death rates for kids aged under five than western European countries with universal health coverage. That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, Cuba, Germany, Japan etc, all of which have universal health coverage.
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Do health insurance companies affect the cost of healthcare or healthcare affect the cost?

of insurance? people say healthcare and health insurance like its the same thing.
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They are symbiotic in a way...But healthcare costs effect the cost of health insurance. Even though the water is a little muddy, it's like saying does my car make my insurance more expensive or does my insurance make my car more expensive. Generally consumption drives the cost of healthcare...and the single largest problem facing this country is the huge number of people who receive treatment without insurance. People both legal and illegal go into ER's every week and get free worldclass healthcare....but since they simply shrugg off the bill and accept the bad credit score....the cost of their procedure is born by those who have health insurance. Insurance is basically a large pool of money where only those who need to draw from the pot....it is a collective revenue pool made up of thousands if not millions of people who each make contributions monthly or annually or whatever....when someone gets sick or needs to go to the doctor...they draw a little money out of that pool to help them pay for it. The problem with the Obama plan is that he proposes between 30 and 45 million non-contributing members to the ranks.....all these peoples expenses will be born by the rest of us since they will not be making contributions. Obama and Baucus are combating this revenue problem by forcing young people between 18 and 30 who typically do not buy insurance to do so. These millions of healthy people making contributions will be the revenue pool that Obama uses to pay for the medical bills of the medicare members and the non-contributing lower class members. And they are young and healthy so they will not drain the revenue pool. It is an age old trick of politicians to take money from the young and give it to the old....they are already doing that with social security....what Obama is proposing isn't change....its the same ol same ol with some really fancy smoke mirrors and window dressing. Insurance only effects cost when you have insurance like Medicare which won't pay the full amount....Obama's medicare plan proposes to make even more cuts to medicare to the tune of 500 Billion dollars...when Medicare is already a program that sets limits on compensation....so those expenses that Medicare doesn't provide for are in turn rolled over into the private market. Obama is exploiting a terribly complex situation by keeping it terribly complex when in fact all he is doing is transferring the burden onto young people and private insurers so that he can enroll 30 million non-contributing members and continue to get votes of elderly by keeping medicare running (which is about twenty years from destroying our economy) but placing the bulk of the costs on private insurers. Then he includes a public options that takes on a small minority of people who MUST contribute to the plan....and when the private market insurers start to crumble under the weight of all the burdens Obama has placed on them and the young of this country....Everyone will be routed to the Public Option....and he will realize the Single Payer system that he envisions. It doesn;t have to be complicated...he wants it to stay complicated...because it is easier to obfuscate the truth on something people don't understand. Young people will pay more.....private insurers will pay more...the government will pay less...and less...and transfer those costs onto the private market.....once the private markets starts to crumble...they route everybody onto this contentiously debated PUBLIC OPTION.....OPTION IS A NICE CONVINCING WORD DON'T YOU THINK? YOUNG PEOPLE VOTED HIM INTO OFFICE BUT THEY ARE THE FAT DONATORS AND DONT PULL LEVERS OF POWER SO THEY ARE GONNA GET SOAKED ON THIS HEALTHCARE PLAN.
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