There is a section of the "Reconciliation Act of 2010. H.R. 4872" titled "SEC. 162. Ending health insurance rescission abuse". Does this apply to insurance policies issued BEFORE the bill is signed into law? If you answer, please tell me where you got your information.
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That section is about stopping the insurance companies from rescinding policies because one gets sick or they discover that one of those covered is discovered to have had a pre-existing condition. If you are asking if it covers one that has already had there coverage rescinded before it was signed into law, I don't think it is retroactive.
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Thursday, December 30, 2010
will medical marijuana show up on my company health insurance?
I live in california and I just got a medical marijuana prescription from a legal doctor. I just want to make sure that this prescription will not show up on any of my company health insurance. I did not present any type of insurance or medical history when I got the marijuana prescription, and the only type of legal information they have is my driver's license. I am not trying to get my company to cover any marijuana costs, I just want to make sure that the two stay separated.
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They have no access to your health records, just that dr so-and-so has cleared you for work
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They have no access to your health records, just that dr so-and-so has cleared you for work
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Removing someone from a health insurance policy?
I was wondering how you would go about removing a person that you have covered under your employer health insurance policy. The person is 18 and a full time student and is covered under her parents health insurance policy. They want to remove her. How long does it take? Can they just call the insurance and say "hey I want to take her off now, today" Or is there like paperwork you may have to file to fully remove the person?? BTW, it is CIGNA PPO in case that makes a difference. Thanks!
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First inform the whomever at parent's employer handles employee insurance matters - usually the HR department. Then notify CIGNA. Both notifications should be in writing and dated.
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First inform the whomever at parent's employer handles employee insurance matters - usually the HR department. Then notify CIGNA. Both notifications should be in writing and dated.
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Need low cost health insurance while pregnant?
I just found out I'm pregnant. I was not planning on getting pregnant but I am excited about it. My boyfriend added me to his health insurance that he gets through work. It will not start until January and it's going to cost us $500 a month.That is almost half of his monthly income after taxes. Does anyone know of cheaper plans through other company's that will cover pregnancy?
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Like other people are saying, you can get Medicaid. I had it and they paid for everything, even my c-section. It's really nice to have when your broke, lol. Good Luck and Take Care.
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Like other people are saying, you can get Medicaid. I had it and they paid for everything, even my c-section. It's really nice to have when your broke, lol. Good Luck and Take Care.
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[Health Insurance] What is the difference between "deductible" and "maximum out-of-pocket expense limit"?
[Health Insurance] I dont exactly understand how both the terms apply to my expenses towards a medical care. I am talking about Physican and Hospital Services in particular, rather than Preventive Care.
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"Deductible" means the initial "out of pocket money" you must spend before an insurance company pays anything towards a claim. "Maximum Out-of-pocket expense limit" or "Stop Loss" is the maximum that can come out of your pocket during any claim. You have to be careful with both. These deductibles can be "per claim" or "per year". In the case of medical insurance, the deductibles and stop losses are usually per year. That means that if a claim carries over into another fiscal year, you would incur yet another deductible and stop loss limit. For example, let's say that your medical claims total out to be $25,000. If you have a $250.00 deductible and a $2,500.00 stop loss, the claim would be paid as follows: The first $250.00 comes out of your pocket, leaving $24,750.00 If the contract is an 80% contract, then the insurance company would pay 80% of the $24,750.00 or $19,800.00 which would ordinarily leave you with a pocket expense of $5,200.00. But since you have a "Stop Loss" of $2,500.00, the insurance company would pay another $2,700.00 (depending on the contract). Sometimes, they would pick-up the deductible also.
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"Deductible" means the initial "out of pocket money" you must spend before an insurance company pays anything towards a claim. "Maximum Out-of-pocket expense limit" or "Stop Loss" is the maximum that can come out of your pocket during any claim. You have to be careful with both. These deductibles can be "per claim" or "per year". In the case of medical insurance, the deductibles and stop losses are usually per year. That means that if a claim carries over into another fiscal year, you would incur yet another deductible and stop loss limit. For example, let's say that your medical claims total out to be $25,000. If you have a $250.00 deductible and a $2,500.00 stop loss, the claim would be paid as follows: The first $250.00 comes out of your pocket, leaving $24,750.00 If the contract is an 80% contract, then the insurance company would pay 80% of the $24,750.00 or $19,800.00 which would ordinarily leave you with a pocket expense of $5,200.00. But since you have a "Stop Loss" of $2,500.00, the insurance company would pay another $2,700.00 (depending on the contract). Sometimes, they would pick-up the deductible also.
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I need to find a new health insurance for a family of four?
I need to find a new health insurance for my family of four. One with a low premium and (preferably ) without a deductible. We are in Michigan and everything I look @ is so high. But I need one fast my daughters meds are $300.00 a month. I have been doing the online quotes and my phone will not quit ringing with agents wanting $350- $600. a month and we can not afford that.
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The most important question right now in the economic meltdown is whether and how insurance provider is able to meet both current and future obligations. Hold off payment until you see compelling evidence of both. Look for U.S. equivalents to insurance consumer advocacy outfits listed here http://www.bcdisabilities.com/bcdisforum… and see what information they have for you.
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The most important question right now in the economic meltdown is whether and how insurance provider is able to meet both current and future obligations. Hold off payment until you see compelling evidence of both. Look for U.S. equivalents to insurance consumer advocacy outfits listed here http://www.bcdisabilities.com/bcdisforum… and see what information they have for you.
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Does my health insurance cover me having a baby?
I have select health. I'm under my father's insurance and that's what he has.
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health-quotes.isgreat.org - try this one. My sister had no problem with her insurance coverage while being pregnant.
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health-quotes.isgreat.org - try this one. My sister had no problem with her insurance coverage while being pregnant.
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