Tuesday, December 21, 2010

Isn't it a violation of the Universal Declaration of Human Rights to mandate health insurance?

Article 20: Everyone has the right to freedom of peaceful assembly and association. No one may be compelled to belong to an association. Doesn't that mean that I can't be compelled to belong to the association of those with health insurance?
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Ask the citizens of Germany and Japan what they think of your proposition. Most will laugh, even though the laws of those countries require everyone to subscribe to some health insurance policy or another...
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Is it really legal to be denied emergency health aid if you dont have insurance?

My nieces mother called me today and told me that she went into the emergency room with chest pain. The doctors found a clot in her arm leading to her heart (she has always had health problems). The emergency room called every cardiologist in our city. Every single one of them refused to see her because she doesn't have health insurance. Is this really legal, that in an emergency they refuse to see her? What can she do, she doesn't have the money to afford insurance? Any suggestions? Please, and Thank you guys.
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They have to treat you regardless of whether or not you can pay. If that clots bursts and she dies there is one hell of a lawsuit the doctors have on their hands. Good luck and get a lawyer!
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Does anyone know the laws regarding changing health insurance?

Does anyone know the laws regarding changing health insurance companies due to job change while being treated for a particular (non-life threatening) condition? Will you be refused coverage for continued treatment or is there some way around this legally? Thanks in advance for any info.
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When you change jobs, and have been covered by a Health policy from your previous company, that company is required to offer you COBRA coverage. This coverage allows you to continue with the previous insurance company, and they will continue treating you for all your conditions. The negative about COBRA is that you have to make the payments out of your pocket and they have to be made in advance for the next month. In your new job, if they have Health Insurance through an HMO, the HMO will treat all of your previous conditions. If they have coverage, but not through an HMO, you will have to get it in writing that they will cover your previous condition. Not all will cover previous conditions, but some will. Good Luck
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Were to find information of people without health insurance in the US?

I need to find a table of people in the US without health insurance by age and sex. Any help please?
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Is there a database of people who don't have i-Pods? Is there a database of people who don't 12" frying pans? So why would there be such a database as the one you're asking? There are databases of people who have things, but not people who don't have certain things as it would be impossible to keep such a list up to date.
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Can you equate good health with health insurance?

What did the world do before health insurance?
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You went to the doctor and paid. You know that this is far gone. Hardly anyone can afford to pay for an ER visit or an catastrophic illness. America made it this way and it wil not change.
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It is mandatory for me to get health insurance?

I am living in British Columbia, Canada. I just found out that I am required by law to get the health insurance that the government provides. What happens if I don't want to get it? Will they send me to jail? Will they give me a fine?
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You pay for it either way, so why not?
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Does any one know of any good health insurance companies with low rates?

I reside in atlanta Ga and I am in need of health insurance but I'm on a budget. Please help? Only seriouse inquiries please
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i do not know of any reasonable full coverage rates. i looked into it and i do not think that i would spend enough money to get back what i paid out in premiums. UNLESS some unforseen medical bill , such as unplanned surgery or a heart attack or something happened. the agent advised me that it is less expensive to get insurance coverage just for major medical . example of how they explained that worked is that major medical insurance plans don't pay for routine office visits , like you get sick with a flu. they don't help with insurance prescription antibiotics. if you have a sudden appedectomy and have a 20 thousand dollar hospital bill then they would pay because it's a major medical bill. i was also advised that you can set up bank insurance accounts / think it might have been called flexible spending account. you can set aside what your forcasted out of pocket medical/dental expenses would be for a year and contribute to the account and you do not pay tax on it. it has a pre tax value of roughly 30 percent. the problem with this is that if you do not use the full money / you lose it. probably want to underbudget for your forcasted annual medical expenses rather than overbudget ? Hope it helps and that you find a good insurance plan or a part time job that offers health insurance assuming you and able to work. Take care.
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