Sunday, December 19, 2010

Do I have to enroll my baby in health insurance before she is born?

Im 8 months pregnant and I wanted to know if I have to enroll my baby in health insurance before she is born?
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You cannot add your baby until she is born. You will generally have 30 days to add her.
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If you have your own health insurance can the health care reform affect you negatively?

how so or not so? What if you don't have health insurance but decide to buy your own health insurance in the future, such as Kaiser or something will they limit who can sign up?
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I expect the cost of my private health insurance to climb very steeply. But no one knows what to expect of buying private insurance in the future ... what the policies will look like or what they will cost. Obama figures they have 3 years to sort that mess out, then they will start fining people who don't have insurance. Meanwhile, don't believe very much of what a health insurance salesperson is trying to sell you. They need to sell some kind of policy to make a living and don't really understand what the new rules are going to do to us. The cost of medicare is going to get very expensive very quickly. Medicare is almost broke and needs more money to stay afloat. And you know the medicare administrators are all going to get a raise to handle their new burden. Oh, and IRS employees will get a raise now that they are going to police who has insurance. Wonder where all that money comes from? The answer to your first question is YES. The answer to you second question is still unknown.
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How is 'government run health care' any worse than 'health insurance executive run health care'?

Please, elaborate. I hope you don't think the health insurance industry gives a damn about anything other than making a profit. As evidenced by the fact that 14,000 Americans lose their health insurance everyday. The government wants everyone to get care, and in the process, eliminate waste and things that deny people coverage and bankrupt thousands of Americans that do have health insurance.
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It is not. Especially when you look at the facts with healthcare in the US and abroad. I am always amazed how many Americans seem not to be aware about the real healthcare issues relying instead on FOX and other sources to spread lies about the healthcare system of the USA and those abroad. I mean, if healthcare in nations with universal coverage is so bad, why do they keep it? Obama wants to make insurance more available to all and change the system so that it gives the American people value for money [1]. He also wants change so that the insurance companies find it harder to get out of paying for treatment. The system he is proposing looks similar to that which works in Taiwan where private companies are involved in providing healthcare [2]. Obama campaigned on reforming the healthcare system. He said he wanted to make insurance more available and he was elected by the American people to do this [3]. FACT - the US has higher death rates for kids both for kids aged under one and those under five than western European countries with universal health coverage [4,5]. FACT – American insurance companies push up prices and work to stop paying out claims on those they cover [6]. FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [7]. That means that a dead American four year old would have had a better chance of life if they were born in any western nation with universal health coverage. If you do not like the policies that Obama was elected to bring in, he can always be voted out of office in 2012. But if you disagree with the facts, please let me know. I am always willing to learn, but please provide proof. None of those who disagree with me have been able to do that so far.
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How Do I Get Free or Reduced Health Insurance?

I am 18 and am still a dependent at the moment but I currently don't have any time of health insurance.
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Health insurance policy do not consider age but they mainly consider the problem and your body's ability to fight against diseases. Fortunately there are ways through which you can save on health insurance. I just researched some interesting points on this link...Find it out here-- http://www.financeandinsurancetips.com/insurance-guide/health-insurance-articles/ways-to-lower-health-insurance-premiums/
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Saturday, December 18, 2010

What shows up on my parents' health insurance bill?

I'm 18 yrs old and I'm still on my parents' health insurance since I'm a full time college student. I was wondering if birth control pills would show up on their bill, also things like std tests would show up.
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Pills do not show up on medical bills unless you're getting them from a hospital. Where are you getting them? If you visit your doctor and got a prescription then nothing will show up. You just get your pills and pay for them at the pharmacy. STDs will not show up if you have them, only the blood tests you get will show up
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What is best health insurance for a 36 yrs old female single ?

not to expensive health insurance .
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I recommend you this site where you can compare quotes so you can find the best option for you http://insuranceq.notlong.com
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Why do states support mandatory auto insurance but not health insurance?

Could it be that they are looking out for the insurance industry because they make a lot of money in auto insurance and then pay back the politicians and afraid of health insurance because it may cut into their profits?
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No.
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