Just wondering your thoughts really. A few friends where "debating" about this the other day and some said those who pay for there health insurance and get treated privately shouldn't be forced to contribute towards the NHS through there taxes etc. Also can you explain your reason why you think they should or shouldn't?
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Yes, people who pay for Health Insurance should still be made to contribute to the NHS because none of the Private Health Insurances is completely independent. All these private insurance plans are not able to survive without the NHS infrastructure. The patients who have private health insurance are usually well healed. They reached that status of the backs of ordinary tax payers and NHS contributors, they are part and parcel of our society.
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Friday, December 17, 2010
What is the deal with Bush and health insurance?
I heard somewhere that his plan would mean that most or all companies would stop offering health insurance to their employees. Is this true? How can this be a good thing? If not true what is the actual plan?
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He doesnt want the big companies having to pay any for health insurance for their employees. Typical Republican
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He doesnt want the big companies having to pay any for health insurance for their employees. Typical Republican
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What if there are no more health insurance companies left?
The new health care law states each citizen mast carry health insurance or pay a fine...but what about if let's say 10 years down the road health insurance companies decide it's no longer profitable to stay in business and there are no more health insurance companies left??? Then what are we supposed to do?!
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Then the government will have to start selling it - i.e.the public option - because it would be only fair if we are indeed required to have health insurance.
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Then the government will have to start selling it - i.e.the public option - because it would be only fair if we are indeed required to have health insurance.
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Can I file a lawsuit against my employer who seems to discriminate on health insurance?
I work at a hospital. The health insurance they carry is United. The new benefits just opened and said they are now accepting "Domestic Parnters" to be on the insurance. The catch-only homosexual domestic partners, not heterosexual. United offers domestic partners at another hospital and allows both hetero and homosexual. So is the one hospital discriminating? Would this be a case for a law suit? Or can employers discriminate who they want on their insurance? Any good lawyers out here with advice?
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Uh ... insurance companies offer different policies and different levels of coverage. Blue Cross in my area has about 17 different plans to choose from. It's up to the employer to decide which (if any) plan they want to offer and they certainly aren't under any obligation to pick the most expensive plan with the widest eligibility net. How is it "discrimination" if a DIFFERENT hospital selected a DIFFERENT tier plan of United? If what other people are getting really bothers you and you don't like the benefit selection at your current job ... go get a job at the other hospital.
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Uh ... insurance companies offer different policies and different levels of coverage. Blue Cross in my area has about 17 different plans to choose from. It's up to the employer to decide which (if any) plan they want to offer and they certainly aren't under any obligation to pick the most expensive plan with the widest eligibility net. How is it "discrimination" if a DIFFERENT hospital selected a DIFFERENT tier plan of United? If what other people are getting really bothers you and you don't like the benefit selection at your current job ... go get a job at the other hospital.
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Where can I take a sick friend who has no health insurance?
I am concerned about a friend of mine. I think he's suffering from malnourishment. He has no appetite, sleeps sporadically, and he has developed verbal ticks. He's 6'2" and 120lbs. He does not live in a supportive home environment. He has no health insurance and no means to pay for treatment. I also think that he has a mental illness that has never been professionally diagnosed. Where can I take him?
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is the resource i have ever had good experience.
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info/free-online-health-insurance.htm is the resource i have ever had good experience.
Source
Is there a way to make yourself and your husband a company so that you can obtain group health insurance?
I clean and maintain investment properties as a job and sometimes my husband helps me with repairs, etc. Can we form a company and get health insurance at group rates? How do you do that? Thanks for any help!
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It's actually in your best interest not to pursue a group policy because they tend to actually cost more than that of a individual policy. The way that a group policy would be more effective is in a situation where someone has some pre-existing condition that prevents them from obtaining an individual policy. Have you spoken with a local agent on what options you have available? A good agent will be able to go over your situation and find options to help get you the best coverage for your needs and hopefully within a decent price range that you can afford. I know I couldn't afford the rates I was being given when I initially looked into a policy as I am self-employed also, so I decided to risk it and go without and hope that I continued to stay out of the doctors office and have no accidents. I also found Ameriplan just over 2 years ago which helped ease the burden a great deal and got me some really great savings, as well as a bit of relief in that if I ended up in the hospital I would at least not be completely financially shot. You can take a look at the plans at http://www.mybenefitsplus.com/cberney It may or may not be something that will work with your situation but it doesn't hurt to look. And it can also be used along with traditional insurance should you find what works for you. Many people who are relatively healthy and don't expect much in terms of doctors visits, etc. can opt for a high deductible or catastrophic coverage type plan which will keep their monthly fees lower and yet still be in place should something major happen. This is when you can use the Ameriplan savings to cut your out of pocket expenses throughout the year for any check-ups needed beings that you won't be getting any help from insurance until you meet the deductible which can be $5000 or more even. I hope this will be able to help you out a bit more and that you find something that will work just right for you & your husband. Good Luck!
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It's actually in your best interest not to pursue a group policy because they tend to actually cost more than that of a individual policy. The way that a group policy would be more effective is in a situation where someone has some pre-existing condition that prevents them from obtaining an individual policy. Have you spoken with a local agent on what options you have available? A good agent will be able to go over your situation and find options to help get you the best coverage for your needs and hopefully within a decent price range that you can afford. I know I couldn't afford the rates I was being given when I initially looked into a policy as I am self-employed also, so I decided to risk it and go without and hope that I continued to stay out of the doctors office and have no accidents. I also found Ameriplan just over 2 years ago which helped ease the burden a great deal and got me some really great savings, as well as a bit of relief in that if I ended up in the hospital I would at least not be completely financially shot. You can take a look at the plans at http://www.mybenefitsplus.com/cberney It may or may not be something that will work with your situation but it doesn't hurt to look. And it can also be used along with traditional insurance should you find what works for you. Many people who are relatively healthy and don't expect much in terms of doctors visits, etc. can opt for a high deductible or catastrophic coverage type plan which will keep their monthly fees lower and yet still be in place should something major happen. This is when you can use the Ameriplan savings to cut your out of pocket expenses throughout the year for any check-ups needed beings that you won't be getting any help from insurance until you meet the deductible which can be $5000 or more even. I hope this will be able to help you out a bit more and that you find something that will work just right for you & your husband. Good Luck!
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Health Insurance with a pre existing condition?
I have a port wine stain or birthmark that is very large, and which is considered " a pre existing condition " Does this mean I can never have health insurance? Im having procedures down to slowly remove it, and the procedures are partly cosmetic but also medical. Any other information would be healthful... I heard that Hippa created a program for it?
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healthplans.bebto.com - try this one. I have their health insurancs and as I know they can provide coverage with preexisting condition.
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healthplans.bebto.com - try this one. I have their health insurancs and as I know they can provide coverage with preexisting condition.
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