I live in the Houston area. I am ready to obtain my life and health insurance license. I would prefer to be taught by some who is in the business or who has retired from the insurance business. I also want some one who is familiar with the content and questions on the test. Can anyone recommend a school that is thorough and dedicated to helping students pass the exam and get licensed?
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Try this - I haven't had a personal experience with them, but it seems thorough...http://www.learninsurance.com/texasinsur
Jared Balis http://www.utahinsurance.org http://www.myinsurancequotes.net http://www.healthinsuranceinutah.com http://www.utahmaternityinsurance.org http://www.utahhsa.net
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Friday, December 17, 2010
Is health insurance mess the Government's way of handling Social Security deficits?
If less people have access to good, affordable health care, they will die sooner and not need social security as they age. The way health insurance is currently structured guarantees that, as time goes on, fewer of us will be able to afford it, and therefore, go without. How can we fix this mess?
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That is a very cynical way of looking at things! As for the way to solve it, my view is a national health system would be best, but one allowing people to still have private health care if they so choose. I live in the UK and work in the NHS (our universal health care system). It has problems, but not as many as the US healthcare system has. Despite spending much more per head of population than other developed countries, the US has worse health outcomes. http://en.wikipedia.org/wiki/Health_care Life expectancy and infant mortality figures in the US are worse than in other developed countries, despite more money being spent (and wasted) in the USA. In the UK there are waiting lists for routine problems. Problems that can not wait are treated as emergencies. Also, in the UK, people can also have private health care. I can understand Americans being proud of living in the richest and most powerful country in the world. What I can not understand is why Amercians settle for an expensive healthcare system where babies die that would have a better chance of life if born in another developed country. http://www.guardian.co.uk/usa/story/0,,2
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That is a very cynical way of looking at things! As for the way to solve it, my view is a national health system would be best, but one allowing people to still have private health care if they so choose. I live in the UK and work in the NHS (our universal health care system). It has problems, but not as many as the US healthcare system has. Despite spending much more per head of population than other developed countries, the US has worse health outcomes. http://en.wikipedia.org/wiki/Health_care Life expectancy and infant mortality figures in the US are worse than in other developed countries, despite more money being spent (and wasted) in the USA. In the UK there are waiting lists for routine problems. Problems that can not wait are treated as emergencies. Also, in the UK, people can also have private health care. I can understand Americans being proud of living in the richest and most powerful country in the world. What I can not understand is why Amercians settle for an expensive healthcare system where babies die that would have a better chance of life if born in another developed country. http://www.guardian.co.uk/usa/story/0,,2
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Will I lose my health insurance if I do not work enough hours at my job?
When I signed up for my health insurance I remember reading that I needed to work 30 hrs a week to maintain it. Last week I only worked 29 hrs. Will I completely lose my insurance in one week or does it have to be a pattern? If I work more than 30 hrs the next week will it resume or will I have to re-enroll in the coverage? Thanks.
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You need to ask your benefits admistrator about that.... I believe most places base eligibility on a quarter. If you don't have enough hours in a quarter.... then it may become an issue. However, ask your hr rep or benefits admistrator to be sure.
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You need to ask your benefits admistrator about that.... I believe most places base eligibility on a quarter. If you don't have enough hours in a quarter.... then it may become an issue. However, ask your hr rep or benefits admistrator to be sure.
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Is there any way that I can finance a breast reduction with no health insurance and little credit?
I am about 4'9 with 36d breast. I am very active and there is alot i like to do but with breast this size i have constant back pains. I dont have much credit for a loan nor do i know someone who will cosign.I also dont have any health insurance and i need this surgery asap. Does anyone have any suggestions?
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Borrow a down payment from family - then discuss with your doctor a payment plan. Or if your personal physician is not the one doing the surgery - see if they know a surgeon who will take a down payment, and then the rest in installments.
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Borrow a down payment from family - then discuss with your doctor a payment plan. Or if your personal physician is not the one doing the surgery - see if they know a surgeon who will take a down payment, and then the rest in installments.
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What are the downsides of buying health insurance online instead of through a broker?
Based on your experience, what are the advantages/disadvantages of buying a health insurance plan online vs. offline? Does anyone have any recommendations on good sites to buy from and which sites I should avoid?
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Play them against each other. A good broker won't mind a little friendly competition and will give you a better understanding and more importantly, a better result. Everybody who answers this question has their own biases (me too), but its about you not us.
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Play them against each other. A good broker won't mind a little friendly competition and will give you a better understanding and more importantly, a better result. Everybody who answers this question has their own biases (me too), but its about you not us.
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Can you get health insurance right after you break your wrist and have them cover you?
How would the health insurance companies know that your in perfectly good health if you sign up online? What if somebody signed up for health insurance right after they got hurt??
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The reason for health insurance is NOT to cover your injuries unless forced to. That's what they do. Health insurance is not there for your health. Believe me, when you file a claim, they are all over you. They know people do this. They will do ANYTHING not to pay a claim. Our system really stinks! Young people like you have to gamble that they won't break anything; sometimes they lose. Health insurance is a bogus way to handle health care.
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The reason for health insurance is NOT to cover your injuries unless forced to. That's what they do. Health insurance is not there for your health. Believe me, when you file a claim, they are all over you. They know people do this. They will do ANYTHING not to pay a claim. Our system really stinks! Young people like you have to gamble that they won't break anything; sometimes they lose. Health insurance is a bogus way to handle health care.
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If health insurance is a right then why can't the government let me provide my own?
Why do democrats want to restrict my rights by forcing me to buy health insurance from insurance companies? Shouldn't I be able to save my own money and pay all my medical bills out of my pocket as I have done for the past ten years?
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You can still do that but, you will be expected to pay for everyone who makes a different choice too. Welcome to the Soviet Socialist Republic of America.
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You can still do that but, you will be expected to pay for everyone who makes a different choice too. Welcome to the Soviet Socialist Republic of America.
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