will you be allowed to do this, and are these insurance companies going to provide very good coverage so that people will get good medical care compared to now? what do you think the trend with private insurance that you can buy for yourself will be ? Better or worse than the obama health insurance?
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Hahahaha! Right wingers are such morons!! You still buy insurance, genius. The new law protects you from being screwed by the insurance company. However perhaps they'll allow you to sign a waver so you CAN be screwed by the insurance company... Then you won't have to benefit from anything Obama did for you.
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Thursday, December 16, 2010
Can you help me understand health insurance in the UK?
I want to get private healthcare, but I'm unsure whether private health insurance (through BUPA or another such company) or just paying for a consultation with a private Doctor would be cheaper? If I sign up to a health insurance scheme, like BUPA, do I have to wait a period of time before I make a claim, or can I ask for treatment immediately?
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NHS is free providing you are resident and working, paying tax and NI. I suggest you telephone BUPA and ask them about if you have to wait x amount of months. As for paying cash, do not know. Either way Private or NHS, you have to be reffered by a GP and if they refuse to refer you, then you do not get any further.
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NHS is free providing you are resident and working, paying tax and NI. I suggest you telephone BUPA and ask them about if you have to wait x amount of months. As for paying cash, do not know. Either way Private or NHS, you have to be reffered by a GP and if they refuse to refer you, then you do not get any further.
Source
Can someone whos already pregnant get on health insurance?
I've been meaning to get health insurance but now i think im pregnant and im kicking myself because i didnt get it earlier. Will an insurance agent accept me if I tell him/her im already pregnant? And if omit that, will they ask my doctor, for proof that im not being fraudulent, when i conceived the baby?
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Most of the time, if the policy HAS maternity coverage, there's a waiting period before the maternity kicks in - like 6 months to a year. So they won't cover THIS pregnancy. The only realistic way to get this pregnancy covered NOW, is to apply with your state Children's Health Insurance Program - they cover maternity benefits for the mother of the baby. There are income requirements, but they are much looser than Medicaid, and the baby already counts as a second person.
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Most of the time, if the policy HAS maternity coverage, there's a waiting period before the maternity kicks in - like 6 months to a year. So they won't cover THIS pregnancy. The only realistic way to get this pregnancy covered NOW, is to apply with your state Children's Health Insurance Program - they cover maternity benefits for the mother of the baby. There are income requirements, but they are much looser than Medicaid, and the baby already counts as a second person.
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Why do so many people blame health insurance companies for the high cost of health care?
Aren't health care providers the ones charging so much in the first place? But you don't hear too many people complaining about that. Health insurance companies negotiate lower prices with providers. What would be in it for the insurance companies to have higher prices they would have to pay? Shouldn't the providers get at least as much if not more criticism?
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The real problem is greed. 36 other countries have medical systems that deliver better results than ours does, at about half the price per capita. True, doctors, lawyers, and insurance executives make far less in those countries than they do here, but for the citizens who never get a doctor bill and need never face the prospect of bankruptcy over a single illness or injury, it is clearly better. I guess the difference can be summed up like this: The rest of the world is trying to make a living--Americans would rather try to make a killing... And it is definitely costing us.
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The real problem is greed. 36 other countries have medical systems that deliver better results than ours does, at about half the price per capita. True, doctors, lawyers, and insurance executives make far less in those countries than they do here, but for the citizens who never get a doctor bill and need never face the prospect of bankruptcy over a single illness or injury, it is clearly better. I guess the difference can be summed up like this: The rest of the world is trying to make a living--Americans would rather try to make a killing... And it is definitely costing us.
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Why would he need to put our son on his health insurance?
I provide health insurance for our son, my ex wants to add him to his insurance (is asking for our son's SSN). I have not given out the number. I don't think it's even allowed to put a person on your health insurance if they don't live with you full time. Any thoughts?
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It looks like a non easy cracking nut,looking around here http://www.InsuranceFreeTip.info/insurance-for-free.htm ,you may find something useful for you.
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It looks like a non easy cracking nut,looking around here http://www.InsuranceFreeTip.info/insurance-for-free.htm ,you may find something useful for you.
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Is there a law requring your company to give you X-amount of wanring before terminating your health insurance?
I was just told by my company that they are going to stop paying my health insurance as of this Thursday and that I am elligble to enroll in cobra if I so choose.... I thought they had to give you a thirty day warning?
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no warning required by group. however, they must give you the opportunity to enroll in cobra...(that may be the 30 day requirement you are thinking of) but the group plan actually belongs to the group (or company) and they can cancel/not renew at any time with or without notice.
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no warning required by group. however, they must give you the opportunity to enroll in cobra...(that may be the 30 day requirement you are thinking of) but the group plan actually belongs to the group (or company) and they can cancel/not renew at any time with or without notice.
Source
Never had health insurance before, really dumb on the subject?
I just singed up with health insurance that also provides dental. I haven't seen a doctor in 13 years (since i was 8), so i am extremely ignorant to the process. Do i just go to the doctor and show them my card? Do I have to file a claim every time i see a physician or dentist, and is the copay all i have to pay up front, or do i have to pay the full bill and get reimbursed later? Also what can i do to prevent myself from obtaining charges that i was unaware about?
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Your first step is to select a doctor who is in network for you, that means they accept your insurance and are contracted at a discounted rate. Any network physician will file your claims for you, 99% of all practices now file claims on behalf of the patients. In a physicians office you will only pay the copay upfront. Now sometimes you will still have a small amount left over depending on your coverage for injections, blood draws, immunizations, ekg's or any extra procedures in office. If you only see the doctor with nothing else done, then it is just the copay. Now a dentist is different, the amount will depend on what your having done and your policy. Most policies pay for routine cleanings every 6 months with no copay. Any other dental work is usually a percentage of the service. Again make sure you use a network physician. It is impossible to avoid all unknown charges, it all depends on the scope of your policy, your deductibles and how much of a discount you get through your insurance policy. It may all seem overwhelming, but you will get the hang of it. Just always read your explanation of benefits and ask questions when confused.
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Your first step is to select a doctor who is in network for you, that means they accept your insurance and are contracted at a discounted rate. Any network physician will file your claims for you, 99% of all practices now file claims on behalf of the patients. In a physicians office you will only pay the copay upfront. Now sometimes you will still have a small amount left over depending on your coverage for injections, blood draws, immunizations, ekg's or any extra procedures in office. If you only see the doctor with nothing else done, then it is just the copay. Now a dentist is different, the amount will depend on what your having done and your policy. Most policies pay for routine cleanings every 6 months with no copay. Any other dental work is usually a percentage of the service. Again make sure you use a network physician. It is impossible to avoid all unknown charges, it all depends on the scope of your policy, your deductibles and how much of a discount you get through your insurance policy. It may all seem overwhelming, but you will get the hang of it. Just always read your explanation of benefits and ask questions when confused.
Source
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