I'm all for Obamacare because I pay 2 grand a year for coverage and I still have deductibles. I'm sure my employer will be glad to get rid of all of us as well. After all they have to contribute to our health insurance as well. Who else is gonna give up their premiums and co-pays to join the govt. plan?
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Unfortunately we will not be able to get it until. 2013. I am going to quit my job and live off the government!! I will not have to pay any taxes anymore! Free rent free food free everything!Wow this is such a great country! Thanks!
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Monday, December 13, 2010
how does health insurance work if you get it from your job?
i'm going to start working next month and my employer said that i'll have health insurance after 3months. i really dont know how it works coz this is my first job. do i have to pay the insurance company every month or year? do they take away something from my paycheck? if so, what percentage? and if i'm going to pay something, what is it and how much? i dont get sick a lot so i guess i wont be using it that much, prolly only for yearly check-ups and i wear glasses so i guess i would need my eyes checked to... i kno i have a lot of questions... please enlighten me. thanks a lot!
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I know, this is not something they cover in school (they should!). The three month period is to prevent you from taking the job and the insurance with an unknown pre-existing condition. They'll give you options (how many depends on your employer) of high-copay (what you pay up front at the doctor's office), low-deductable (what you pay every year before the insurance starts to kick in) or low-copay, high-deductable. The premium is a separate, monthly fee you pay (usually taken out of your paycheck before you get it) for the privalege of having insurance. The amount varies depending on the deductable and copay you want (if you have a low copay or deductable, the premium goes up because the insurance company assumes you anticipate going to the doctor more). Some employers pay some or all of your premium, so ask how much they'll cover before you choose a plan. Eye and Dental are usually additional options that you pay extra out of your paycheck each month. According to your details, you probably want a low premium, high-copay, high-deductable plan with the optional eye plan.
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I know, this is not something they cover in school (they should!). The three month period is to prevent you from taking the job and the insurance with an unknown pre-existing condition. They'll give you options (how many depends on your employer) of high-copay (what you pay up front at the doctor's office), low-deductable (what you pay every year before the insurance starts to kick in) or low-copay, high-deductable. The premium is a separate, monthly fee you pay (usually taken out of your paycheck before you get it) for the privalege of having insurance. The amount varies depending on the deductable and copay you want (if you have a low copay or deductable, the premium goes up because the insurance company assumes you anticipate going to the doctor more). Some employers pay some or all of your premium, so ask how much they'll cover before you choose a plan. Eye and Dental are usually additional options that you pay extra out of your paycheck each month. According to your details, you probably want a low premium, high-copay, high-deductable plan with the optional eye plan.
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Does anyone know where you can buy health insurance at a reasonable cost?
I would like to buy resonably priced health insurance but am afraid of fraud. There are so many out there but many are scams. Can someone lead me in the right direction?
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Go find a local, independent agent. With health insurance, you get exactly what you pay for, and as you probably realize, anything cheaper than "market value" is most likely a scam of some kind. Using a local agent, instead of buying on the internet, will keep you from getting scammed.
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Go find a local, independent agent. With health insurance, you get exactly what you pay for, and as you probably realize, anything cheaper than "market value" is most likely a scam of some kind. Using a local agent, instead of buying on the internet, will keep you from getting scammed.
Source
Is my baby still eligible for Medicaid even if I have my own health insurance?
I'm still covered under my mom's Health Insurance policy until I'm 24 years old. I have a baby but he can't be covered under the same health insurance so I'm thinking of applying for Medicaid. I'm unemployed but I just wanna know if the baby is eligible for medicaid even if I have my own health insurance?
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Children usually qualify for public medical plans under higher income guideline than adults. If you do not have any income your baby might qualify for Medicaid under state CHIP program. Contact your local office to find out.
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Children usually qualify for public medical plans under higher income guideline than adults. If you do not have any income your baby might qualify for Medicaid under state CHIP program. Contact your local office to find out.
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Sunday, December 12, 2010
Will fines for not having health insurance be tax deductible?
Now that Obamacare has passed, its financially smart to not have health insurance and just pay the fines. When you get sick, just call an insurance provider and sign up -- they can't turn you away for pre-existing conditions! Once you are healthy again, just drop the healthcare plan. So my question is, will these fines be tax deductible?
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No. No fines or penalties are tax-deductible.
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No. No fines or penalties are tax-deductible.
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Does anyone know if there is a health insurance that covers fertility?
I have health coverage through my workplace, but they do not cover my treatments or drugs related to fertility. LAst year alone me and my husband spent close to $4,000.00. We would like to try again this year but money is tight, so if anyone knows a insurance that is affordable and cover fertility treatment let me know. Thanks.
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info is the resource i have ever had good experience.
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possess as much information as you could maybe is one of the options,however it is quite time consuming,here http://www.HealthInsuranceIdeas.info is the resource i have ever had good experience.
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Why is the cost of birth control so low with health insurance?
I know that birth control costs around $5-$10 with health insurance, but does that make health insurance for women higher?
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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You can easily check your minimal health care rates in internet, for example here - healthquotes.awardspace.info
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