The prices health care providers charge are ridiculously high. Why isn't that a major topic? Obama stokes up all of this hatred towards the insurance companies when the fact is they are helping to keep prices down by demanding & getting discounts from the providers. Why doesn't Obama want to reform the whole health care industry instead of just picking on one facet of it?
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He doesn't understand how insurance works..
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Saturday, December 11, 2010
What is the logical reasoning behind employers providing health insurance instead of the free market?
Why can't I just go online and quote the lowest health care insurance like I do auto insurance
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Because the (un)insurance companies are less likely to reject claims made by an employment covered scheme than a private one. http://www.youtube.com/watch?v=DOT3XDLKX… And it ensures that the worker is covered, which means they get back to work sooner. I do not understand why so many Americans have fallen for lies about healthcare in the USA, abroad and also the planned reforms [1]. I mean, if the healthcare system in the USA is so good, why have no other nations taken it up? Could it be due to the following facts? FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [2]. FACT - the US has higher death rates for kids under five than western European countries with universal health coverage [3]. Or if the US healthcare system is run so well, why not run the fire service like the healthcare system? [4] Maybe that is because in the USA, insurance companies push up costs, buy politicians and refuse to pay claims that people pay for [5]. (Look up Wendell Potter on YouTube to hear more if the link below is too long.) Obama wants to make insurance cheaper, stop insurance companies from refusing health coverage to those with pre-existing conditions, and make sure they pay out when they are meant to [6], a system similar to that which works in Taiwan [7]. He debated this before he was elected [8]. Is it right that a dead American four year old would have had a better chance of life if they were born in Canada, Cuba, Germany and so many other industrialised nations with universal healthcare? If you think my arguments are wrong, e-mail me with proof. But if you can not, let Obama try to help America. If he fails, vote him out in 2012.
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Because the (un)insurance companies are less likely to reject claims made by an employment covered scheme than a private one. http://www.youtube.com/watch?v=DOT3XDLKX… And it ensures that the worker is covered, which means they get back to work sooner. I do not understand why so many Americans have fallen for lies about healthcare in the USA, abroad and also the planned reforms [1]. I mean, if the healthcare system in the USA is so good, why have no other nations taken it up? Could it be due to the following facts? FACT - the USA spends more on healthcare PER PERSON than any other nation on the planet [2]. FACT - the US has higher death rates for kids under five than western European countries with universal health coverage [3]. Or if the US healthcare system is run so well, why not run the fire service like the healthcare system? [4] Maybe that is because in the USA, insurance companies push up costs, buy politicians and refuse to pay claims that people pay for [5]. (Look up Wendell Potter on YouTube to hear more if the link below is too long.) Obama wants to make insurance cheaper, stop insurance companies from refusing health coverage to those with pre-existing conditions, and make sure they pay out when they are meant to [6], a system similar to that which works in Taiwan [7]. He debated this before he was elected [8]. Is it right that a dead American four year old would have had a better chance of life if they were born in Canada, Cuba, Germany and so many other industrialised nations with universal healthcare? If you think my arguments are wrong, e-mail me with proof. But if you can not, let Obama try to help America. If he fails, vote him out in 2012.
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If I change health insurance from my work's group plan, how does that affect my before-tax premium payments?
Also, is it typical to have to wait for Open Enrollment to DROP health insurance coverage?
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If you drop your company's health plan, you won't be able to pay your health insurance premium with pre-tax dollars. You can drop coverage at any time, it's getting it back that has to wait for OE.
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If you drop your company's health plan, you won't be able to pay your health insurance premium with pre-tax dollars. You can drop coverage at any time, it's getting it back that has to wait for OE.
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Is it possible to get individual health insurance in Arkansas if you have sleep apnea?
I have sleep apnea which is well controlled through the use of a CPAP machine, but I was turned down for health insurance by Blue Cross Blue Shield because of it. I recently left a job through which I had health insurance and am now self employed and need to find an individual policy for myself.
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Talk to a local, independent agent about finding coverage that excludes the whole apnea situation.
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Talk to a local, independent agent about finding coverage that excludes the whole apnea situation.
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Why is it that all republican plans for health care reform prevent sick people from getting health insurance?
I've read all of their plans. They would create competition, but also destroy all safe havens in health insurance for people with pre-existing conditions as well as remove state laws that protect the consumer from misleading practices.
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That's absurd. Do you realize that only 11% of Americans lack any form of health care? (Check the census bureau website.) Most of those are 18-34. Why institute a sweeping comprehensive government-mismanaged system to cover 11% of the population?
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That's absurd. Do you realize that only 11% of Americans lack any form of health care? (Check the census bureau website.) Most of those are 18-34. Why institute a sweeping comprehensive government-mismanaged system to cover 11% of the population?
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How can a person not in college get health insurance?
I am not going to be in college anytime soon but I'm not going to have any insurance for my health at all. That means I'll have to pay a lot of money for my pills, psychiatrist and psychologist. How can I get insurance if I'm not going to be a student?
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Get a job and you wont need a shrink. If you have any parents under the new law you can be included on their policy and you don't have to be a student after September this year, or when your insurance company plans to do it. Otherwise, you can buy your own insurance policy if you have no parents. If you are under 21 and low income you can apply for Medicaid at your county office. Other than that, when you need a prescription or get sick, you go to a local community clinic in your town. Look in the phone book or call hospitals and ask if they have a low income clinic. This has nothing to do with being a student or not.
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Get a job and you wont need a shrink. If you have any parents under the new law you can be included on their policy and you don't have to be a student after September this year, or when your insurance company plans to do it. Otherwise, you can buy your own insurance policy if you have no parents. If you are under 21 and low income you can apply for Medicaid at your county office. Other than that, when you need a prescription or get sick, you go to a local community clinic in your town. Look in the phone book or call hospitals and ask if they have a low income clinic. This has nothing to do with being a student or not.
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how much does health insurance cost to a small buisness owner with only 2 employees?
a friend owns a business and has asked me to join her operation. she doesn't currently have health insurance or offer it either. i want to propose it as terms of my employment, but would like to have information as to costs she will bear in relation to my salary. any suggestions would be helpful. thanks!
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It can vary quite a bit depending on the collective helath history of the group. It might be good to start by going to http://www.myinsurancequotes.net and filling out the quote form there. A local agent will contact you and discuss both of your medical histories and help give you different options. They should be able to give you a price range of where the final prices will fall (the group has to be medically underwritten most likely). I hope that helps. Jared Balis http://www.utahinsurance.org
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It can vary quite a bit depending on the collective helath history of the group. It might be good to start by going to http://www.myinsurancequotes.net and filling out the quote form there. A local agent will contact you and discuss both of your medical histories and help give you different options. They should be able to give you a price range of where the final prices will fall (the group has to be medically underwritten most likely). I hope that helps. Jared Balis http://www.utahinsurance.org
Source
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