Wednesday, December 1, 2010

what is a really good health insurance and dental insurance?

I have been shopping for insurance for a few weeks now and would like some second opinions. What health and dental insuranc edo you have and do you like it?
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It all depends on your age and if a portion of your premium is being covered by your employer. If you have to pay it all, then Kaiser is the cheapest, but is only available in some states. Then the rest are pretty much the same, Blue Cross, Blue Shield, Aetna, Western Health, Pacific Care, etc... The other difference is if you want a PPO or an HMO. A PPO tends to be more expensive and you would pay a percentage of each visit this is called co-insurance (usually 20%) along with an annual deductible. However, with the PPO you don't have to go to your "home" doctor to get a referral for a specialist like on OBGYN. The HMO is generally cheaper, no deductible and you make co-payments, not co-insurance. I have and EPO through Aetna witch is an HMO and I like it alot. Hope this helps!
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Where can I find the cheapest student health insurance for going to Finland as an exchange student?

I will be going to Finland as an exchange student. I am in United States right now. Where can I find the cheapest health insurance?
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Your program should offer something. If not, try AAA travel insurance.
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What do you recommend for a family of 4 who is looking for reasonable health insurance?

Reasonable pricing, but still a plan that will meet our needs. No pre-existing conditions here, no smokers, we don't drink alcohol and we are all in over all good health. What insurance company/plan do you recommend?
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Hmos are cheaper than ppos, higher co pays and deductibles will also make the monthly bills cheaper. Be wary of low premiums and high copays, you might be able to get somethin better or the same cost
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How exactly does mandating every American or person living in America have Health Insurance "reform" it?

Part 2: How does cutting Medicare improve health care for the elderly the very people the Dems claim will not be put out of the misery and counseled at the end of their lives? Will Illegals be forced to buy health insurance or face deportation?
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It doesn't reform it, that's the problem. It just penalizes the same people who didn't have health insurance before by either forcing them to buy it, or fining and incarcerating them. Cutting Medicare won't improve the health care for the elderly. Illegals should be deported anyway.
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Does any one know of any good health insurance companies with low rates?

I reside in atlanta Ga and I am in need of health insurance but I'm on a budget. Please help? Only seriouse inquiries please
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Try this site usainsurancequotes.net Here you can compare quotes from different companies
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Is there a health insurance company out there that will not cover any doctor visits or prescriptions?

I feel it is my own responsibility to pay to see a doctor and cover my monthly prescription. I just need a health insurance company that will pay my medical bills if I need an operation or I have some horrible disease that causes me to be in the hospital often. Is there a program out there like this.
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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Health insurance for visitors coming in from a country that is not their home country?

How do you purchase health insurance for visitors who are flying in to the US from a country that is not their home country? - The home country will not sell insurance because the person has already left the country - The current country of residence will not sell insurance because the person has joined a job recently there, and has been present for less than 6 months - The insurance companies in the US also request on their forms the dates of travel to-and-fro from the home country, and do not have the option of flying in from a different nation.
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There is a plan that has no time limit for establishing residency. With this plan, the home country is defined as wherever a person is living at the time. So for example, a Brazillian is living in Germany and wants to go the USA, this plan would be able to accomodate them anyplace they were to travel besides Germany. Check out www.WorldWideMedical.com and look at the Liaison plan. It is guranteed issue, and you can apply online and print out your id cards instantly. Or call 800.647.4589 and an agent will be able to explain this much better than I am sure I can!
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