My company is switiching our health insurance to Aetna and raising are rates. Can my wife and I switch on to her companies plan? Is my company switiching health insurance considered a qualifying event?
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You can be added to her insurance plan, during her company's open enrollment - and you can cancel your coverage during YOUR company's open enrollment. Your employer changing plans is NOT a qualifying event.
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Wednesday, December 1, 2010
How do I qualify for goverment health insurance if I am 24yrs full time student and worker?
I need health insurance but i can't afford it, does anybody know if I qualify ? or where I could find information for goverment health insurance or something that is low of cost???
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Unless you are disabled the only government health insurance you might qualify for would be Medicaid. Qualification is based on income and, in some states, medical needs. Google "Medicaid your state" to find the website. Most states have qualification information on their website and some will even allow you to apply on-line. Other than that since you are a student many colleges and universities have a health plan. You could also contact a local agent that works with all the major companies in your area to see what is available. There is no extra charge using an agent.
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Unless you are disabled the only government health insurance you might qualify for would be Medicaid. Qualification is based on income and, in some states, medical needs. Google "Medicaid your state" to find the website. Most states have qualification information on their website and some will even allow you to apply on-line. Other than that since you are a student many colleges and universities have a health plan. You could also contact a local agent that works with all the major companies in your area to see what is available. There is no extra charge using an agent.
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Government penalties for being unable to afford health insurance?
I will be married in a courthouse on October 10th because we've been trying for two years to get married and simply cannot afford a wedding. Now I hear that this Health Insurance plan requires us to buy insurance we cannot afford or be penalized by the government. How do they keep track? How do they know if we have insurance or not? How much is the fine for a married couple who does not have insurance? I qualify for Medicaid, because I am disabled. My fiance does not, unless they are loosening up the requirements for working adults.
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You ahve to get all the facts and you cant do that from hearsay. You must check out the summaries of the health care bill and those provisions that pertain to you. In 2014 there will be an insurance exchange which will offer from basic to elaborate policies. There will be a subsidy for these policies, the amount depending on your income. There is a hardship exemption from buying insurance which you would have since you have Medicaid, so none of this applies to you anyway. Your fiance would buy insurance unless his job offers health benefits. If one is required to buy insurance and did not, instead of a tax credit when you file your return, there would be a tax liability or a penalty. The tax credit is an inducement to buy health insurance instead of wasting money on the fine, I think. But you have Medicaid so you dont have to worry about it.
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You ahve to get all the facts and you cant do that from hearsay. You must check out the summaries of the health care bill and those provisions that pertain to you. In 2014 there will be an insurance exchange which will offer from basic to elaborate policies. There will be a subsidy for these policies, the amount depending on your income. There is a hardship exemption from buying insurance which you would have since you have Medicaid, so none of this applies to you anyway. Your fiance would buy insurance unless his job offers health benefits. If one is required to buy insurance and did not, instead of a tax credit when you file your return, there would be a tax liability or a penalty. The tax credit is an inducement to buy health insurance instead of wasting money on the fine, I think. But you have Medicaid so you dont have to worry about it.
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How much does a government employee typically pay for family health insurance?
I recently accepted a job for the federal government. I know that family health insurance will vary from state to state, but does anyone know the cost for a federal employee in Tennessee?
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If you will go to www.geha.com it will lead you through a bunch of steps to get to the 2010 rates. Look for the purple line "GEHA's 2010 rates and benefits" on that first page. My mom had GEHA and it was very good. Excellent service.
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If you will go to www.geha.com it will lead you through a bunch of steps to get to the 2010 rates. Look for the purple line "GEHA's 2010 rates and benefits" on that first page. My mom had GEHA and it was very good. Excellent service.
Source
Steps to get a doctor and health insurance?
I have no doctor or health insurance. I am starting swimming soon and I'm gonna need a doctor soon. Can someone tell me the steps? My friend already recommended a health insurance company, but now how do i get a doctor?
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You can easily check your minimal health care rates in internet, for example here - health-quotes.talk4fun.net
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You can easily check your minimal health care rates in internet, for example here - health-quotes.talk4fun.net
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How much will i be fined for not wanting/getting Health Care Insurance?
I don't believe in Health Insurance. I believe the only Insurance is eating right and praying. How will i be fined for refusing Insurance under Insurance reform?
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You won't. They'll never have the balls to follow through on that one.
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You won't. They'll never have the balls to follow through on that one.
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We need family health insurance but we have a very tight budget?
I need to be able to satisfy my tax obligations and sign up for family health insurance. Which is the cheapest option? I have a wife and two kids.
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You should visit a local agent that works with all the major health insurance companies in your area. The agent can find the best plan for your situation and budget. There is no extra charge using an agent. Of course, just like buying a new car the cheapest won't be the best. Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn't find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well. Before signing up with any discount plan get a list of doctors. If they won't give you a list consider it to be a scam. Call the doctors on the list to make sure they're still taking the card (many don't even know that they're listed as a provider) and that they're accepting new patients.
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You should visit a local agent that works with all the major health insurance companies in your area. The agent can find the best plan for your situation and budget. There is no extra charge using an agent. Of course, just like buying a new car the cheapest won't be the best. Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of "save up to 80%" be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn't find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes… for more information. Many other states are starting to ban these cards as well. Before signing up with any discount plan get a list of doctors. If they won't give you a list consider it to be a scam. Call the doctors on the list to make sure they're still taking the card (many don't even know that they're listed as a provider) and that they're accepting new patients.
Source
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