My health insurance company haa falsely deemed a procedure that I've had 2 years ago a pre-existing conidtion. My medical provider is now suing me and they won't pay. I am unemployed and cannot afford an attorney on an hourly basis. Is there is anyone out there who will take my case on a contigency basis?
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OK, let me just tell you right off the bat - if you can't find an attorney to take your case on a contingency basis, it's because either you have a VERY weak case, OR, your case isn't worth enough money for his 40% to make it worth his while. And a few other things . . .regardless of insurance, you are ALWAYS responsible to your medical provider, for services you contracted, whether the insurance pays or not. Your provider is going to win this lawsuit. They'll garnish your wages, if you ever get a job again, and attach your assets, until the debt plus court costs plus interest is paid off, or until you file bankruptcy. Without having any details on the condition or the preexistance, I'd just like to point out, that many people are under the mistaken impression that "preEXISTING" and "preDIAGNOSED" are the same thing. They aren't. If your condition existed - whether or not it was diagnosed officially - before you purchased the insurance, it IS preexisting. The way to AVOID preexisting condition problems, is to NOT go without health insurance. If you have had health insurance for 10 years before buying this policy, it wouldn't have been a problem. But, many, many people WAIT until AFTER they have symptoms to buy the insurance, and lie about not having symptoms, and try to pretend that it's not preexisting. Then, when they get caught (because the doctor says the condition took at least six months to develop, or whatever), and the insurance company denies the claim, they get all bent.
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Friday, November 26, 2010
How does health insurance work?
When I go to the doctor, I pay my copay and leave and I don't have any idea what happens past that. So I guess the doctor or clinic bills for whatever procedures they do (checkup, x-ray, etc.) and the health insurance provider picks up the tab. Is that how it works?
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Your group insurance through your employer pays the whole premium or takes it from your salary or you pay it to the employer up front. Your employer pays 20 per cent of costs and insurance company takes care of 80 per cent or less.
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Your group insurance through your employer pays the whole premium or takes it from your salary or you pay it to the employer up front. Your employer pays 20 per cent of costs and insurance company takes care of 80 per cent or less.
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How do I obtain cheap, good health insurance in South Carolina?
I currently live in Conn. but I am moving to SC in the middle of Oct, but I won't have health insurance when I get down there because I am currently on state insurance, which is up at the beginning of Oct. But I really need insurance because I have monthly prescriptions that I need. So does anyone know how I can get insurance just intil I get a job with benefits.
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Check out this site, if you want to find the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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Check out this site, if you want to find the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.blogspot.com/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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what about health insurance plan if I open a family day care in CA?
I am thinking to do family day care at home so I could take care of my 8 months old daughter at the same time. But I am worry about the health insurance. Does anyone know what kind of plan for family day care provider?
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Tina, I would check with either Anthem or my personal choice Humana, they have excellent plans that you can tailor fit your needs...keep your deductibles high and your cost low! Good Luck!
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Tina, I would check with either Anthem or my personal choice Humana, they have excellent plans that you can tailor fit your needs...keep your deductibles high and your cost low! Good Luck!
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What resources are there for critically ill people without health insurance?
My friend has cancer and no health insurance---her dad has been laid off for quite some time and her mom runs a small business from home. I'm afraid she's not getting as many/may have to stop treatments due to their financial situation. They don't qualify for Medicaid; are there any other resources she could possible get help from?
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She should talk to the pastor of her church, and the hospital. She should also probably call social services, and the pharmeceutical company that makes the recommended chemo medications.
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She should talk to the pastor of her church, and the hospital. She should also probably call social services, and the pharmeceutical company that makes the recommended chemo medications.
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Can I purchase BCBS group health insurance in the state of TEXAS?
(The state of Texas part is key). My husband is self employed, the owner of a small consulting business. We will be moving to Texas very soon. Where we live currently, we have BCBS group health insurance. We would like to have BCBS Group health insurance in Texas, too, but I am not finding it. We do not want small business owner health insurance because we get a better rate with group insurance. Please do not reply with spam. If you are an agent, that is fine, but please keep your answer relevant to my specifications. Thank you for your help!
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General Research Guides for health: Easy to use links that will help with all your research needs, try typing a keyword or two into the search engine and see what happens. %http://www.healthalizer.com% is a health related search engine and %http://www.searchtopica.com% is a general search engine that relays results from all other search engines. You can find way better information by searching this way. Hope it helps :)
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General Research Guides for health: Easy to use links that will help with all your research needs, try typing a keyword or two into the search engine and see what happens. %http://www.healthalizer.com% is a health related search engine and %http://www.searchtopica.com% is a general search engine that relays results from all other search engines. You can find way better information by searching this way. Hope it helps :)
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Can a hospital refuse a patient without health insurance when the paitent is not pregnant?
I recently lost my job and I do not have health insurance. I have been paying to go to the doctors. I currently can not afford to keep going that route. I have a child that I believes has a U.T.I. I was told by an urgent care worker thru a major hospital that they can not treat her due to no insurance. Is that legal?
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If you have no form of payment they may not see you...if you try to work something out with them regarding billing (you'll make payments, see if they can give you a discount since you have no coverage, etc) they should see you--I can't imagine any hospital in the US refusing treatment for that reason....
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If you have no form of payment they may not see you...if you try to work something out with them regarding billing (you'll make payments, see if they can give you a discount since you have no coverage, etc) they should see you--I can't imagine any hospital in the US refusing treatment for that reason....
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