I am looking to purchase health insurance for my boyfriend and myself. Our jobs do not provide anything. we are non smokers and in good health. He is 24 and I am 23. I just tryed looking it up, but there are so many different ones and I dont know what to look for. All we really need it for is emergancies and for check ups. Any advice???
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I just wrote a PPO policy through Aetna for a 47 year old male with a $30 co-pay for doctor visits (deductible exempt) and $15 generic prescription costs for $117 per month in Washington, DC. The policy did include an annual deductible of $7500 which applied to lab costs, hospitalizations, etc. There were several other plans that were under $150 per month with different options but for a healthy person in his age range and his budget this was the best. Depending on where you live a local independent agent should be able to obtain several quotes for you that will be reasonable and still provide you with the coverage you need and want. You can go to this website to find a local independent agent: http://www.iiaba.net/agentlocator/findag… I hope this information helps. Good Luck!
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Thursday, November 25, 2010
I live in California and need a good health insurance, what do you guys recommend?
The health insurance will only be for me and my husband. Not too expensive, maybe like $250 the most as far as monthly payments. However, although I'm not pregnant, my husband and I do plan to get pregnant by the end of this year, therefore thats another thing I'm looking for that it will cover maternity. What health insurance do you recommend?
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A lot will depend on your personal situation as far as which specific company and plan to choose but here are a few guidelines. Choose a well known and trustworthy company and stay away from discount cards. Here are some of the top companies in California: 1. Blue Cross Blue Shield of CA 2. Aetna 3. Kaiser Permanente 4. United Healthcare Compare quotes from at least 3 different companies and you should be able to find an affordable health insurance plan. Once you compare rates then be sure and speak with an independent health insurance agent in CA and ask them about rider (or add-ons) for maternity. Be sure and ask the agent what the waiting period is before maternity coverage kicks in with the various companies as that may help you make the decision right there. Here is some more information on California health insurance in specific and maternity health insurance in general:
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A lot will depend on your personal situation as far as which specific company and plan to choose but here are a few guidelines. Choose a well known and trustworthy company and stay away from discount cards. Here are some of the top companies in California: 1. Blue Cross Blue Shield of CA 2. Aetna 3. Kaiser Permanente 4. United Healthcare Compare quotes from at least 3 different companies and you should be able to find an affordable health insurance plan. Once you compare rates then be sure and speak with an independent health insurance agent in CA and ask them about rider (or add-ons) for maternity. Be sure and ask the agent what the waiting period is before maternity coverage kicks in with the various companies as that may help you make the decision right there. Here is some more information on California health insurance in specific and maternity health insurance in general:
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What reputable health insurance companies are out there?
My mom doesn't have health insurance and my job doesn't give insurance to family members. I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it. Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much?
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The best way to get the most value for your $ is to find an independent broker in your state that represents many companies. Since costs, carriers and plans vary by state, a local agent is your best resource.
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The best way to get the most value for your $ is to find an independent broker in your state that represents many companies. Since costs, carriers and plans vary by state, a local agent is your best resource.
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Why should people be allowed to refuse health insurance?
I do not see one good thing that can come from not having health insurance, especially if the cost eventually gets paid by those with insurance. My solution is simple, roundup all the individuals without health insurance and let them rot in the prison until they can come to their senses and get the insurance.
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Nah, let them go on without it. But when they get sick, they get ZERO treatment until they can prove they can pay for it, and then they should be billed for the entire amount, plus a 25% surcharge "stupidity tax".
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Nah, let them go on without it. But when they get sick, they get ZERO treatment until they can prove they can pay for it, and then they should be billed for the entire amount, plus a 25% surcharge "stupidity tax".
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What jobs are good for a 18 yrs old that have good health insurance?
What jobs are good for a 18 yrs old that have good health insurance? He do not like to work on restaurant,
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If you are qualified enough and have good scholastic records then you should try the corporate world. Surely they will have great benefits and insurance.
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If you are qualified enough and have good scholastic records then you should try the corporate world. Surely they will have great benefits and insurance.
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If Obamacare will be paid for by insurance companies, what will keep health insurance rates from skyrocketing?
Are all government solutions "to tax working people more"? What's the difference between an insurance rate increase to pay for those without insurance and a tax increase to pay for those without health insurance?
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They're proposing to fund things by fining people like me that can't afford health insurance up to $3,800 a year for not buying into their insurance scam. I might as well quit working and go on the public dole when they do that, let the people dumb enough to still work and pay taxes pay my way.... where's my check?
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They're proposing to fund things by fining people like me that can't afford health insurance up to $3,800 a year for not buying into their insurance scam. I might as well quit working and go on the public dole when they do that, let the people dumb enough to still work and pay taxes pay my way.... where's my check?
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How do I , with no health insurance find programs that will help pay for my doctor and hospital expenses?
I had a stroke a few years back, now cannot get health insurance. I need to see a specialists about my knee and will no doubt need surgery... I have no money to get this done... what kind of assisted programs will help me. I am a senior citizen and we are retired living mostly on social security...Can anyone help me?
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Many senior citizens who are low income and on social security qualify for Medicaid. Go to the social service agency in your county to apply. Are you over 65? Then you should be on Medicare. If you took early SS, then you can't get Medicare until 65, but you may still qualify for Medicaid. Good luck.
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Many senior citizens who are low income and on social security qualify for Medicaid. Go to the social service agency in your county to apply. Are you over 65? Then you should be on Medicare. If you took early SS, then you can't get Medicare until 65, but you may still qualify for Medicaid. Good luck.
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