Saturday, November 20, 2010

Health insurance question , where can I get a free health insurance online quote?

Hi Everyone- This is my first time on Yahoo Answers! I'm looking for a place where I can get an online free health insurance quote. I'm always skeptical everything out there is a scam. Thanks for your help!
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Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies
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Please tell me what you know about health insurance premium deductions before and after taxes?

How does one implement employee health insurance contribution deductions prior to federal tax withholding?
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I'm not sure I understand the question correctly but health insurance premiums, as far as I know, are pre-tax. This is how it is done in my place of employment, as well as my friend's and family. For example, your pre tax paycheck is $100, health insurance premium is $10, your taxable income is now $90.
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What is the California law says about health insurance after divorce?

when divorce accur, does the employer obligated to cover the employee's ex's health care insurance for 3 years with same Premium or the employee has to pay higer premium to cover ex? COBRA is way too expensive, how do you deal with it?
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The employee's ex would have a premium that would be the full cost to insure a person. The employer would be contributing nothing to the premium, so the total premium would probably be at least double what the employee was paying for the employee's coverage. The employer is not going to charge the employee a higher premium. As to who pays, well that could be negotiated as part of the divorce settlement. It's possible that the employee would have to contribute, or the ex might have to pay the full cost. Yes, it's expensive. The ex needs to find a job that offers employee health insurance.
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How many people in the world have health insurance?

I found out that supposedly about 80% of the world's population lives on the equivalent of less than $10 USD a day. Does this mean only a negligible percent of people outside the US and EU have health insurance?
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Most counties,even rich ones, with universal heath care do not rely on private insurance, but government subsidies to the health care system to make it affordable. China's communist system guarantees a low level of health care for all through a publicly funded system of clinics and hospitals. In India the government funds health care through subsidies to health care facilities that offer low-cost care to patients. Together these two countries account for almost half of the world population, and the government make some provision for universal heath care in both of them, but not the quality of the care available in rich nations. Check out this graph to see how much can be done for a small amout of money even in poor countries. http://www.google.com/publicdata/explore…
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How to treat a fragile man without health insurance?

My friend just lost his health insurance and I'm really worried about him because he's kind of weak and frail. Should I buy him a full-body cast or some armor? Is there a way to present this to him without conveying the idea that he is decrepit?
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Tell him to jump on the Hillary bandwagon and root for universal healthcare!
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What is the point of health insurance any more?

I used to have good health insurance where I'd pay monthly, a small co-pay and that's it. Now comparing plans (self employed) they all seem to not cover catastrophic events like hospitalization (isn't that the point of insurance?) or don't have a co pay option you just pay out of pocket until you reach your insanely high deductible, or it costs a crazy amount to have these options. I don't get it, what is the point in paying a monthly fee for little in return?
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doesn't sound like you've used your insurance very much;; health care costs are going up, more is also going out of these insurance companies..everyone gets a little more to give out to cover expenses, while the people in the field are truly not getting these high wage increases;; the catastrophic event, if realistically looked @, will surely cause a great more sum of what your "insanely high" deductible; just a simple inpatient hospitalization can cost tens of thousands of dollars;; then, lets talk follow-ups from that hospitalization, the meds, etc...these days, businesses that have the access are allowing their employees to chose from a few different policies..it's up to you to chose which one fits your needs..medicare even does this these days..gotta do your research...if your business has only one option, it's your 'option' to chose a different business to work for..hope this helps, but it only touches on the reasons to have.have not health insurance..& ya truly NEVER know when something will happen to you medically..even people who think they are @ their prime re: health, have fallen into oblivion with what just happened to them;; almost like saying if you are a good driver, ya don't need car insurance..simply just not true...
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What happens under the new healthcare bill if you only have health insurance for part of the year?

I know you get fined about 700$ by the IRS if you don't have health insurance. But what's the details on that? What if I had it for the last month of the year? Is there a grace period? MA allows you I think 3 or 6 months after losing insurance to get new insurance. Can I get insurance for one month, cancel it, wait for the grace period to expire, get it again, cancel again?
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unfortunately we still don't know everything in the bill. we might not find out until it actually rows out in a few yrs.
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