Sunday, November 14, 2010

How is raising the tax on my health-care plan supposed to help me afford good health insurance?

Those of us, who currently pay the most for our own health insurance, are going to see increases in taxes on our policies. This will discourage companies from offering coverage with good benefits, and force me and my family to financially accept a policy that doesn't offer as many benefits. The democrats' bill would impose a 40% tax increase on quality insurance policies. 40%!!!!!!!! How retarded is that?
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its not about what you want or what you think is good insurance prices for premiums. The gov't decides what is a decent price not only for premiums but soon on wages,housing,which cars to own, how much electricity to use, etc.........if he had the majority of americans in mind he would throw out this bill and start from scratch and actually take time in making a worthy bill that we can all read. maybe 500 pages tops.
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What if recently recieved health insurance and were pregnant but didnt know? Coverage void?

My question is what if you recoently purchased health insurance and you were only a few weeks pregnant and found out after the fact. Will the health insurance company void coverage on maternity care?
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That's why there are waiting periods for maternity riders. Normally, when you purchase a private maternity policy in the US, it won't actually cover any maternity expenses for a specified waiting period (usually 10 months to a year). This is to prevent any possibility of covering a pregnancy that existed when the policy was purchased. So, the health insurance portion of your policy should still be valid. But you wouldn't have coverage for maternity expenses. You should review your policy and/or contact your insurance company to confirm what the waiting period on your policy is.
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How do you qualify for family health insurance coverage at your job? Do all employers offer such coverage?

And also, even for individual health insurance that is offered as part of a company benefit-- does the company typically pay for all of the insurance or are you responsible for at least a small part of it?
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health-quotes.isgreat.org - here is my health insurance plan. As I remember they can provide such a service.
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What are some good health insurance companies in NJ?

I have a friend who works but the company does not offer health insurance and she has medical problems. She doesn't have kids so she's rejected even for medicaid. Please help with afffordable health insurance companies that she can pay for out of pocket.
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She should visit a local independent agent. The agent works with most of the plans available in her area and can work with her to find the best plan for her situation and budget. The plans and premiums are exactly the same whether she uses the agent of buys directly from the company. Also, if she has pre-existing conditions or is out of the height and weight guidelines she might get declined. The agent can help find a company that will accept her.
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Saturday, November 13, 2010

How much would it cost me to provide Health insurance to the employees in my small business?

We have a small trading (business to business) company located Manhattan, NY. There are a total of 5 employees, how much would it cost for me to provide health insurance? How does that usually get paid? Is it split between the employers and employees or is it paid for solely by the company? Thanks in advance!
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If you choose to form a group health plan, then you'll have to pay at least 50% of the premium, and you'll have to have at least 75% participation (yourself included). You'll need to work with an insurance agent that specializes in group plans to see how much it would cost. Alternatively, you could offer to subsidize employees' health care costs, by increasing compensation by a set amount each month.
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What is the name of the health insurance co. that members of congress have?

I want to know soo that I can call them to enroll myself & my whole family. I will tell them that the president of the United States promised that I could have the same insurance as members of congress at a reasonable rate, so I would like to sign up now. In fact we should all start callin for our health insurance!
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Members of Congress and the President get their health insurance through the Federal Employees Health Benefits Program (FEHB). The benefits are a significant piece of their compensation package, and offer a richer menu of coverage than what is typically covered by Medicare. Members of Congress also have given themselves a generous tax break, which lowers their taxable income on the portion of the premium that they pay. the U.S. Office of Personnel Management, the FEHB program offers working Members of Congress, retirees, and their survivors the widest selection of health plans in the country. In addition to health insurance benefits, Members of Congress may also receive dental, vision, as well as long-term care benefits. Generally the federal government (funded by the taxpayer) pays up to 75% of the health insurance premiums, and Members of Congress cover the other 25% out of their (taxpayer-funded) salaries.
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Do salon's offer health insurance if you work for them as a cosmetologist?

I'm currently looking into going to Cosmetology school at the Aveda Institute. I currently have a job that pays 70 percent of my health insurance and i have dental also. I know it is hard to get affordable health insurance these days and I'm hoping some salons offer it.
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Some do, Some don't, It just depends on the Salon..Like a Regis salon(Or a salon under a big comany like that.) Would.
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