What is the best maternity health insurance company to go to in Tennessee. Me and my hubby want to start having a family and need to get some insurance.
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check out this site. www.mostchoice.com/affordable-health-ins…
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Saturday, November 13, 2010
Will health insurance cover my heart condition?
I am looking to buy my own insurance but am wondering if my heart condition that i was born with will be covered or if it will be considered a pre-existing condition. My heart condition is not life threatening, but it is expensive to go to the cardiologist. I am looking for some type of health coverage. I haven't had health insurance in almost a year. I am only covered when my mom has a full time job, which she does not right now. Sorry if it doesnt make sense but any useful information will be greatly appreciated.
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Hi Rachel, I've been in the insurance industry for a while and this question comes up very often. My advice to you is to get an inexpensive high deductible policy with an exemption for your condition. This means that whatever expenses you incur from your condition won't be paid by the company but your premium will be much lower. After you've gotten your policy, I recommend you open a health savings account. You can deposit as much money as you want up to the amount of your policy deductible yearly. This money accumulates very quickly and is tax favored but can only be used for health purposes. (Otherwise Uncle Sam will hit you with a very hefty penalty) After a while depending on how much you're depositing, you'll have a nice cushion to help you out with your doctor visits and such. This way you can be insured for any health problems you have other than your heart condition and sort of self insure yourself when it comes to your preexisting condition. i hope this helps. If you have any more questions you can let me know or read my blog for some reference. allyinsurance.wordpress.com
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Hi Rachel, I've been in the insurance industry for a while and this question comes up very often. My advice to you is to get an inexpensive high deductible policy with an exemption for your condition. This means that whatever expenses you incur from your condition won't be paid by the company but your premium will be much lower. After you've gotten your policy, I recommend you open a health savings account. You can deposit as much money as you want up to the amount of your policy deductible yearly. This money accumulates very quickly and is tax favored but can only be used for health purposes. (Otherwise Uncle Sam will hit you with a very hefty penalty) After a while depending on how much you're depositing, you'll have a nice cushion to help you out with your doctor visits and such. This way you can be insured for any health problems you have other than your heart condition and sort of self insure yourself when it comes to your preexisting condition. i hope this helps. If you have any more questions you can let me know or read my blog for some reference. allyinsurance.wordpress.com
Source
What is the best type of health insurance for a poor college student with a thyroid plroblem?
Hello- I just started college a year ago and last year had problems with my expences, everything went to school and food basically ---I kept a strict budget and saved A LOT, and because of that this year i THINK i can afford health insurance and i really need it for i have been going without my thyroid prescription because it is kinda pricy and i have to PAY a doctor to get the persription renewed and all the tests that go with it. So- does anyone know of any good health care plans , kinda on the cheap side that would help me out with my doctor visits and prescriptions?
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Most colleges and universities have a health plan available on campus. This will be your cheapest option. Depending upon your state and your exact thyroid problem, individual plans will either not cover your thyroid for a certain period of time as a pre-existing condition or they will decline your application altogether. Visit a local independent agent that works with all the major plans in your area. The agent can find out if a plan will accept you or not or will not cover your thyroid. The plans and premiums are exactly the same whether you use an agent or not.
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Most colleges and universities have a health plan available on campus. This will be your cheapest option. Depending upon your state and your exact thyroid problem, individual plans will either not cover your thyroid for a certain period of time as a pre-existing condition or they will decline your application altogether. Visit a local independent agent that works with all the major plans in your area. The agent can find out if a plan will accept you or not or will not cover your thyroid. The plans and premiums are exactly the same whether you use an agent or not.
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Where does government forcing its citizens to buy health insurance fit into a free society?
After all, we are free, right? Free to choose? In a free society, wouldn't the decision whether to have health insurance be left to a free individual and not on mommy government as Comrade Obama wants it to be?
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It doesnt. A free society by definition would have very little government intrusion into our lives. When democrats are in power, they supplant individual freedoms with government management, they suppress the private economic sector and promote government programs and controls (regulations). It is all about power. By making more and more people dependent on federal government, democrats make themselves careers in govt bureaucracy. Democrats give themselves lifetime careers in government at taxpayer expense or help friends in the private sector with large taxpayer paid contracts.
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It doesnt. A free society by definition would have very little government intrusion into our lives. When democrats are in power, they supplant individual freedoms with government management, they suppress the private economic sector and promote government programs and controls (regulations). It is all about power. By making more and more people dependent on federal government, democrats make themselves careers in govt bureaucracy. Democrats give themselves lifetime careers in government at taxpayer expense or help friends in the private sector with large taxpayer paid contracts.
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Can you turn down health insurance at your job to get paid more money?
My wife has great health insurance through her job. I was just wondering if this is possible before I bring it up at work. Can I turn down my health insurance and ask to be paid more money each month?
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Health insurance is optional as far as I know. The only difference in your paycheck will be that your employer won't be taking out any money for your portion of the health insurance payments. So I guess you could say that you would end up with more money in your net pay.
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Health insurance is optional as far as I know. The only difference in your paycheck will be that your employer won't be taking out any money for your portion of the health insurance payments. So I guess you could say that you would end up with more money in your net pay.
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Where can i get a good health insurance coverage plan for my dog?
my dog is growing old and has arthritis, bad stomach, and various health problems. He is 12 year old and now needs lot of vet treatment. But vet bills will be big and i need to find dog health insurance quotes. Where do i find it from?
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Obama's dog, Bo, is rumored to be working on "Bo Care". It's a $900 billion piece of legislation and all you have to do to see what's in it is pass it. BTW, according to one source "If the entire world eliminated dogs, the total output of greenhouse gases would be reduced by 1.8%." Keep an eye out for environmental extremists...
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Obama's dog, Bo, is rumored to be working on "Bo Care". It's a $900 billion piece of legislation and all you have to do to see what's in it is pass it. BTW, according to one source "If the entire world eliminated dogs, the total output of greenhouse gases would be reduced by 1.8%." Keep an eye out for environmental extremists...
Source
Where can i get a good health insurance coverage plan for my dog?
my dog is growing old and has arthritis, bad stomach, and various health problems. He is 12 year old and now needs lot of vet treatment. But vet bills will be big and i need to find dog health insurance quotes. Where do i find it from?
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Obama's dog, Bo, is rumored to be working on "Bo Care". It's a $900 billion piece of legislation and all you have to do to see what's in it is pass it. BTW, according to one source "If the entire world eliminated dogs, the total output of greenhouse gases would be reduced by 1.8%." Keep an eye out for environmental extremists...
Source
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Obama's dog, Bo, is rumored to be working on "Bo Care". It's a $900 billion piece of legislation and all you have to do to see what's in it is pass it. BTW, according to one source "If the entire world eliminated dogs, the total output of greenhouse gases would be reduced by 1.8%." Keep an eye out for environmental extremists...
Source
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