Saturday, November 13, 2010

How can I get health medical insurance for out of state?

I live in a different state and want to receive medical treatment or have surgeries from another state far away. Is there a health insurance that I can apply for to help finance my medical treatment from out of state?
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How long after leaving a job does your health insurance void?

I've been off work for ten days and need to have an ultrasound in two weeks for health reasons. If I were to quit my job, how long after I leave it will my insurance be cancelled?
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I think it would not be covered by your Health Insurance since you left the company.
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Can my health insurance ask for reimbursement from car insurance?

Had a car accident and was in the hospital for close to a week. Health insurance covered everything except copays and deductible. The car insurance is waiting to see if my health insurance is going to ask for reimbursement before they pay out anything. Seeing that I pay my health insurance premiums for situations like this, can they ask for reimbusement?
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They can, and they will, and they're entitled to it. Otherwise, if BOTH policies are paying out, that's "double dipping", and your health carrier can ask YOU for reimbursement. Even if the other guy was at fault, the health carrier will likely put a lien against any judgement you get against them - so the attorney gets paid first, the health carrier gets paid second, and you get whatever is left over.
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How does it work when both spouses have health insurance?

Is it worth it to have two people w/health insurance? What are the benefits? How does it work when you go to the doctor, who covers it? Thx for any info.
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Usually (in most states) the law reads the person who is BORN first in the year (as in MONTH/DAY) covers the family. you can keep the policies seperate if you want but when you have kids, it will follow whoever was born first So if one of you is Jan and one is Feb (Jan covers the kids at least...should you decide to keep yours). Now - if you dont like the Jan policy - cancle it - that way the person with Feb can cover the whole family. Some policies allow you to have a primary and a secondairy policy.. but SOME will not - so before you assume - be sure they will allow it this way. If they do - you can run the charges through one, then the co-pays, out of pockets etc throught the second. Hope this helps!!!! If you have any more questions - feel free to contact me!
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How much can I purchase catastrophic health insurance for?

I am going to be overseas for one year or so, still maintaining a residence in the US. I am looking to buy catastrophic health insurance with $1000 deductible just in case. I am male, 43, in great shape, no health problems, nonsmoker. Thanks.
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You could try this Insurance Company: http://www.nyig.com/products/inthealth/i… They specialize in covering people going overseas. I use this Company myself for customers going on long term and short term trips abroad. You can get a quote yourself online and also take a look at what they offer. It's a great site.
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What is the cost of baby health insurance?

I am doing a project for health class, called baby's first year. I have every thing that i would cost to have a baby except Doctor, Hospital cost and health Insurance. If you know how much it is, I would love it because I have googled it and you need all this detailed information.
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Depends on the policy. With my previous employer the health insurance premium was $216 a month for my son, with my current employer, it is much cheaper and I only pay $20 a month for one child. The total cost will also depend on what benefits are available for the child under the plan. Babies go the the doctor a lot during the first year for regular check-ups. Usually seven times (at two weeks, one month, two months, four months, six months, nine months and 12 months) more if they are sick. With my old plan, I had to pay 20% for all visits which was about $60-$80 each time, but with my new plan it is a flat $20 co-pay for each visit.
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How is an online health insurance plan different from a normal plan?

I am looking for a health insurance plan, and I came across this term while surfing the net… please let me know if there is any difference in the price or the way you use an online plan and a regular plan. Is there any difference in the benefits in the plans or any other difference? Since I am working I don't have time to meet agents and that's why I wanted to know the difference between them... please let me know asap.
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There is no difference. You can buy the same plan online that you buy offline though not all companies have the ability for people to apply online but most do.
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