I have no health insurance and I have a pace maker that NEEDS to be replaced this year or my pacemaker (followed by eventually, myself) will die. What do I do?
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
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Thursday, November 11, 2010
Is the only business of health insurance finding ways single out people to raise rate on ?
Lets add weight to the excuses for health insurance to single out customers. Why do our law makers and government allow this. The idea behind insurance is to pool money to pay expenses to avoid financial disaster. They take your money for years and when you depend on them they legally avoid payment and cancel you!!!!
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Bingo. Now you've got it. Insurance companies are supposed to cover risk. They decided a long time ago that they would rather cover executives' golden parachutes. We don't have a "health care" crisis in America nearly so much as we have a crisis of unethical insurance executives who aren't managing the assets they've been entrusted with.
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Bingo. Now you've got it. Insurance companies are supposed to cover risk. They decided a long time ago that they would rather cover executives' golden parachutes. We don't have a "health care" crisis in America nearly so much as we have a crisis of unethical insurance executives who aren't managing the assets they've been entrusted with.
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How does a 20 year old without health insurance get his pacemaker replaced?
I have no health insurance and I have a pace maker that NEEDS to be replaced this year or my pacemaker (followed by eventually, myself) will die. What do I do?
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
Source
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You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org
Source
What is the least expensive Health Insurance I can get right now?
I have to get a major operation on my sinus, as a pre-existing condition I'm worried about the cost since I've never had health insurance before. Any reduced insurance out there for someone who doesn't have much money/income? Thanks for any links.
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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health-quotes.talk4fun.net - my family have this health insurance. It is affordable and has good coverage for dental issues.
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Are dental hygienists offered group health insurance or do they always have to get their own?
Are dental hygienists responsible for their own health insurance or is it common place to have the employer (aka dentist) offer group plans? With some past medical history I am finding it hard to find individual plans without denial or outrageous premiums (planning to go through DH school and need insurance for that) Anyone?
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Depends on whether you are an employee or an independent contractor. Most dentists hire hygienists as independent contractors which mean they have to get their own health insurance. The ADA might have some group health plans - check them out. HTH
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Depends on whether you are an employee or an independent contractor. Most dentists hire hygienists as independent contractors which mean they have to get their own health insurance. The ADA might have some group health plans - check them out. HTH
Source
Can I get health insurance and plan on getting pregnant after few months?
I'm thinking of getting a personal health insurance myself. My husband have one but he will be changing his job soon, and it could be a while until he get another insurance. And in between those dates, we're thinking of trying to conceive. Will an insurance cover pregnancy expenses if you only have them for less than a year? If not, what are my options? Thanks for infos.
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You definitely need to look into private policies to see how long the waiting period is for maternity before either a) your husband quits his job or b) you get pregnant. Unfortunately in this day and age, insurance, not when we want to, dictates our timelines on just about everything. Such as when we get pregnant, when we can quit our job, when we can start a new job, and when we can retire. You don't say why your husband is changing jobs, but here is my humble advice: (and this is assuming you are covered for maternity), I would either wait to have a baby (possibly a year), or your husband should stay at his job to keep the insurance. I don't know what state you live in, but I believe that most policies are the same. More and more policies are making people wait one full year before they will cover any maternity benefits. I think a year is ridiculous but in a way, you can see their point. Women would get on for a month, pay a few hundred bucks, get them to pay for a $12,000 pregnancy, then the woman drops the insurance the day after the baby's born. Like I said, please check before you get pregnant because I think a one year waiting period is becoming the norm instead of the exception. Another problem that's happening more and more is employers dropping maternity insurance altogether. It has become so ridiculously expensive that its hard for them to pay. This has happened to me personally. The job I've had for 7 years which has always had maternity coverage dropped it at the beginning of the year. If any of us girls happened to get pregnant, we're on our own. My husband also just started a new job so we looked at how good his insurance was to see if I should switch. It doesn't offer any maternity benefits either. Honestly I don't know what women are supposed to do. You do the right thing and have insurance, and nobody will cover your maternity. Looks like insurance companies and employers just expect medicaid to cover the costs. Sorry so long, but I don't want you to be caught without any coverage! Good luck to you on starting your family.
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You definitely need to look into private policies to see how long the waiting period is for maternity before either a) your husband quits his job or b) you get pregnant. Unfortunately in this day and age, insurance, not when we want to, dictates our timelines on just about everything. Such as when we get pregnant, when we can quit our job, when we can start a new job, and when we can retire. You don't say why your husband is changing jobs, but here is my humble advice: (and this is assuming you are covered for maternity), I would either wait to have a baby (possibly a year), or your husband should stay at his job to keep the insurance. I don't know what state you live in, but I believe that most policies are the same. More and more policies are making people wait one full year before they will cover any maternity benefits. I think a year is ridiculous but in a way, you can see their point. Women would get on for a month, pay a few hundred bucks, get them to pay for a $12,000 pregnancy, then the woman drops the insurance the day after the baby's born. Like I said, please check before you get pregnant because I think a one year waiting period is becoming the norm instead of the exception. Another problem that's happening more and more is employers dropping maternity insurance altogether. It has become so ridiculously expensive that its hard for them to pay. This has happened to me personally. The job I've had for 7 years which has always had maternity coverage dropped it at the beginning of the year. If any of us girls happened to get pregnant, we're on our own. My husband also just started a new job so we looked at how good his insurance was to see if I should switch. It doesn't offer any maternity benefits either. Honestly I don't know what women are supposed to do. You do the right thing and have insurance, and nobody will cover your maternity. Looks like insurance companies and employers just expect medicaid to cover the costs. Sorry so long, but I don't want you to be caught without any coverage! Good luck to you on starting your family.
Source
How many health insurance claims are denied in the US each day?
I'm working on a documentary about health insurance claims, but can't seem to find a solid statistic about how many (potentially life-saving) treatments are prevented by the insurance claims that are denied by companies. A daily or annual figure would be hugely helpful.
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Showing just the quantity would be reckless without discussing the quality of the claims - but I guess that what "document"aries have become now. Find anecdotes and comment on them instead. You'd still get the same point across, it would be more powerful to most audiences, and you would have truth on your side. Both liberals and conservatives twist statistics, and it just devalues the whole conversation. You may find some government studies on this, but since this type of information is private, I doubt you'd find anything better than a guess. Good luck.
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Showing just the quantity would be reckless without discussing the quality of the claims - but I guess that what "document"aries have become now. Find anecdotes and comment on them instead. You'd still get the same point across, it would be more powerful to most audiences, and you would have truth on your side. Both liberals and conservatives twist statistics, and it just devalues the whole conversation. You may find some government studies on this, but since this type of information is private, I doubt you'd find anything better than a guess. Good luck.
Source
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