So, I'm a 25 year old individual, I'm about to graduate in May and I live in MI. I'm just learning about health insurance and I was wondering if anyone could tell me what you think would be the best type of insurance for my situation. I plan on staying here in the UP for a while bar-tending and not utilizing my degree just yet. Any suggestions? I would really appreciate it, thanks....This is all new and confusing to me.
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As a consultant specializing in insurance, here's my recommendation: 1. Find a high deductible plan that has a health savings account (HSA) component. The HSA should be funded fully each year. It's tax free money, and it can be used to pay medical expenses TAX FREE. Did I mention it was TAX FREE? 2. The high deductible should be about $3,000. That should save you about $250 / month in premiums. And if you take that $250 / month, and put it into your HSA, you will have $3,000 in your bank account TAX FREE. 3. The high deductible plan should be a preferred provider organization or "PPO" plan. That allows you to see any doctor or go to any hospital in the world, if necessary. (It makes a difference if you're travelling to a different state or a foreign country.) I'd recommend a lifetime maximum of at least $2 million. * * * *
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Sunday, November 7, 2010
Who is opposed to letting health insurance companies compete across the entire country, and why?
Some argue that allowing health insurance companies to compete all over the country would reduce costs. Most conservatives seem to favor this while most liberals do not. What are the arguments for and against doing this. Who has a vested interest in the geographical restrictions.
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Most insurance companies have offices in all states. Public option will make them finally have real competition.*
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Most insurance companies have offices in all states. Public option will make them finally have real competition.*
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How is Manpower's health insurance plan for temporary or contractor employees?
I am considering working for them as a contractor (or temporary) and I am concerned about health insurance as compared to my full-time job. Anyone with experience with this?
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It is extremely expensive, and the coverage is poor - look into Blue Cross, its better and cheaper, it's paid monthly by mail or on line. Manpower I would never work for again. Where I am located now there are many Manpower employees and all I hear is that the benifits are aweful and you pay most of the bill. Good Luck
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It is extremely expensive, and the coverage is poor - look into Blue Cross, its better and cheaper, it's paid monthly by mail or on line. Manpower I would never work for again. Where I am located now there are many Manpower employees and all I hear is that the benifits are aweful and you pay most of the bill. Good Luck
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What do you do for health insurance when you own your own online clothing store?
I'm 22, not in school, I own an online store sooo, what can I do for health insurance?
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Pay for health insurance as a private person. Contact a local insurance agent and ask them what they have available. It tends to be more expensive if you have to pay for it out of pocket and don't have an employer contribution. However it isn't impossible. My sister and her husband are both self employed and they bought insurance through a company called "Golden Rule" it is a division of United Healthcare. Make sure you shop around. Compare prices and coverage. Go with a company that offers the most coverage, lowest deductible, and widest list of providers for the lowest price. Try to avoid an HMO since you can only see approved providers on their list.
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Pay for health insurance as a private person. Contact a local insurance agent and ask them what they have available. It tends to be more expensive if you have to pay for it out of pocket and don't have an employer contribution. However it isn't impossible. My sister and her husband are both self employed and they bought insurance through a company called "Golden Rule" it is a division of United Healthcare. Make sure you shop around. Compare prices and coverage. Go with a company that offers the most coverage, lowest deductible, and widest list of providers for the lowest price. Try to avoid an HMO since you can only see approved providers on their list.
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How to get health insurance for my daughter?
I'm 22. I have health insurance coverage under my parents (it's just better insurance than I could get on my own, that's why I've kept it). However, I am pregnant and need to find insurance for my daughter for when she's born. Under my current insurance, I am covered but she is not. My question is, what should I do? I got an application for Medicaid but will it cover her before she is born, even though I don't need insurance? Any advice?
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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Check out this site, if you want to find the best or the cheapest health insurance just in one minute, http://cheap-health-insurance-usa.info/ Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company. Best Wishes,
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What entry level jobs offer full time and health insurance?
My pizza place job doesn't schedule full time workers or offer health insurance, nor has any other min wage job I've had. What jobs can a person with a high school degree try to get where they give you full time and health insurance?
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usually permanent jobs have better benefits, thus they are harder to get, meaning you would need either some degree, work experience or both. like others mentioned, most big companies offer medical insurance. but if you are a temp there, whether entry level or not, minimum wage or not, they basically wont care about your well being because they can replace you easily. so regardless of the industry or the type of work, usually permanent jobs get the better job perks. good luck. but yes, you will mostly start at an entry level post. or move to a country where national medical insurance is available to all :)
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usually permanent jobs have better benefits, thus they are harder to get, meaning you would need either some degree, work experience or both. like others mentioned, most big companies offer medical insurance. but if you are a temp there, whether entry level or not, minimum wage or not, they basically wont care about your well being because they can replace you easily. so regardless of the industry or the type of work, usually permanent jobs get the better job perks. good luck. but yes, you will mostly start at an entry level post. or move to a country where national medical insurance is available to all :)
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How can I get my health insurance to pay for male breast reduction surgery?
I have gynecomastia caused by antidepressants I took years back. Is there any way that I can get my health insurance (Blue Cross Blue Shield) to cover it? After all, this is to correct a problem caused by medication, not simply an ordinary cosmetic procedure. Any help is appreciated. Thank you.
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Breast Reduction surgery is very safe nowadays. My cousin got her breast reduction, tummy tuck and facelift surgery in India by the company called Forerunners Healthcare .The Price for the surgery she paid in India was very less. She paid 30% of the cost she was quoted in America. Forerunners Healthcare is very famous in India. They arrange cosmetic and plastic surgery for foreigners in India. I read a lot about them in the Newspapers and about their patient stories. They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery abroad for low price, as the breast reduction, tummy tuck, facelift and other cosmetic surgery is not covered by insurance. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that surgery can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star. http://www.forerunnershealthcare.com Hope this helps.
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Breast Reduction surgery is very safe nowadays. My cousin got her breast reduction, tummy tuck and facelift surgery in India by the company called Forerunners Healthcare .The Price for the surgery she paid in India was very less. She paid 30% of the cost she was quoted in America. Forerunners Healthcare is very famous in India. They arrange cosmetic and plastic surgery for foreigners in India. I read a lot about them in the Newspapers and about their patient stories. They arrange financing for USA, Canadian, UK and other international patients who plan to have surgery abroad for low price, as the breast reduction, tummy tuck, facelift and other cosmetic surgery is not covered by insurance. They also have photos pasted of their International patients. You can checkout their website. There are huge cost savings. As a doctor I personally believe that surgery can be easily handled in India, as the quality of healthcare available In India is simply best in the world. The surgeons are USA/UK trained and facilities are 5 star. http://www.forerunnershealthcare.com Hope this helps.
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